services - Blog - Global Risk Community2024-03-28T15:27:51Zhttps://globalriskcommunity.com/profiles/blogs/feed/tag/servicesHospital Outsourcing offloads their most Repetitive managementhttps://globalriskcommunity.com/profiles/blogs/hospital-outsourcing-offloads-their-most-repetitive-management2020-12-24T09:40:00.000Z2020-12-24T09:40:00.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>The word outsourcing has become a buzzword in the healthcare business. Additionally, outsourcing has been turning into an undeniably popular strategy that healthcare associations can use to deal with the expanding expenses of offering different types of services. With the assistance of outsourcing, an external service provider assumes full responsibility for overseeing some of all of the healthcare organization’s business.</p>
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<h2><strong>Benefits of Hospital Outsourcing</strong></h2>
<p>Outsourcing services associated with the major activities of the <a href="https://www.kbvresearch.com/hospital-outsourcing-market/">healthcare organization</a> could likewise empower healthcare executives and staff to focus more adequately on their organization’s core business.</p>
<h3><strong>1. Satisfactory Experience for Consumer</strong></h3>
<p>Outsourcing prompts essential improvement in the different services given by Hospitals working in various parts of the world. In addition, outsourcing gives Hospitals plenty of time and energy to concentrate on their core business as opposed to administration and other unnecessary tasks. Enhanced adaptability and growth in service quality levels have been the most obtained benefits of outsourcing in Hospitals.</p>
<p>Additionally, the adaptability to satisfy the ever-changing needs and demands of the patients is given by outsourcing. The benefits obtained subsequent to introducing the outsourcing services have shown the relatively high satisfactory experience level of the patients.</p>
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<h3><strong>2. Enhance the recruiting process</strong></h3>
<p>One of the significant advantages of outsourcing is it expands the talent pool of the healthcare organization. Hospitals that are compelled to concentrate on their core tasks think that it is hard to get profoundly talented experts, especially in rural areas. Outsourcing can help healthcare associations to bridge this gap. By deploying talented and capable resources to oversee essential operational tasks, existing staff can be freed to concentrate on patients more.</p>
<p>Outsourcing helps the healthcare organization to offload their most tedious administration and management tasks so they can spend effort where it matters most: on enhancing the experience of the patients. This prompts better productivity of staff, higher fulfillment of the employee, and low expenses on training.</p>
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<h3><strong>3. Cost-effective</strong></h3>
<p>One of the significant components in Hospital outsourcing is the reduction in expenses. It has been seen that by introducing outsourcing, Hospitals were effectively reduced the expense of their various tasks. Also, commonly, Hospitals need investments to deploy different advanced instruments for various medical procedures. By a recent study, it has been discovered that cost has been fundamentally diminished by outsourcing. To those healthcare associations that are thinking to consider outsourcing, this element can be a driver to adopt outsourcing services.</p>
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<h2><strong>Disadvantages of Hospitals Outsourcing</strong></h2>
<p>In spite of the fact that there are various advantages of introducing outsourcing in the healthcare sector, still, a few healthcare organizations couldn't obtain the expected outcomes because of outsourcing. A few of the restrains of Hospital outsourcing are explained below.</p>
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<h3><strong>1. Absence of Quality</strong></h3>
<p>Outsourcers should also consider the likelihood of facing different quality issues. Poor quality commonly originates from confusion around the degree of the work being given and the full costs of those services. Healthcare organizations shouldn't underestimate the proportion of time and effort expected to develop a powerful outsourcing partnership. Providers and vendors should explicitly describe the degree of work, the standards, and objectives by which it will be assessed, and the full cost of each possible agreed-upon scenario. By explicitly defining the services to be given and the levels of performance, the two parties can choose to create an agreement, narrowing the possibilities for miscommunication.</p>
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<h3><strong>2. Absence of Coordination</strong></h3>
<p>It has frequently been seen that there exists an absence of coordination and integration between the external service provider and healthcare organization. At the point when coordination isn't appropriate between two parties, the operations may take a nosedive because of differences in viewpoints. In some situations, external service providers have an improper understanding of the tasks of users that behave as a huge obstruction in the development of Hospital outsourcing in the upcoming years. Workers' resistance to change and negotiation of the expense could also be a drawback in Hospital outsourcing.</p>
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<h3><strong>3. Data privacy and security</strong></h3>
<p>One of the biggest limitations has been a data breach and patient privacy issues. In 2018 alone, major patient records were hacked. This number essentially expanded in 2018 versus 2017. Hackers and data breaches represent a risk for health systems that outsource and those that manage information internally.</p>
<p>However, information breaches and security concerns are the greatest among business partners and outsiders, making it crucial for service providers and outsourcing partners to set up risk management programs that secure patient data and agree to government rules.</p>
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<h2><strong>Summing up:</strong></h2>
<p>Commonly, there is a good argument to be made for outsourcing. The core competencies of a healthcare provider are diagnosing and treating patients. By outsourcing non-core operations, a healthcare organization can decrease costs while improving support levels and patient outcomes.</p>
<p>However, outsourcing comes with some risks, and as healthcare organizations dynamically consider outsourcing in more regions of their activities, it's critical to understand the limitations so they can choose if the benefits surpass the limitation.</p></div>Recruitment Process Outsourcing Provide the Required Staffhttps://globalriskcommunity.com/profiles/blogs/recruitment-process-outsourcing-provide-the-required-staff2020-11-27T09:00:00.000Z2020-11-27T09:00:00.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>Outsourcing has developed the most renowned business trends recently due to its rising profile as a management strategy for improving productivity in the management of resources. To decrease cost and enhance the nature of their recruitment cycle, numerous organizations transfer part or entire of their recruitment process to outer services providers known as recruitment process outsourcing (RPO).</p><p></p><p><a href="{{#staticFileLink}}8272621472,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8272621472,original{{/staticFileLink}}" class="align-full" alt="8272621472?profile=original" /></a></p><p></p><h2><strong>Recruitment Process Outsourcing (RPO)</strong></h2><p>Recruitment outsourcing is a process where an organization makes an agreement with another organization or individual to deal with its <a href="https://www.kbvresearch.com/recruitment-process-outsourcing-market/">recruitment tasks</a>. The recruiter who gives this outsourcing service is known as a third-party vendor or service provider. The recruitment process is outsourced under the situation where an organization expects to save costs and time for the other core functions of the business.</p><p></p><h2><strong>Various segments that use Recruitment Process Outsourcing</strong></h2><h2><strong>RPO in Banking, Financial Services, and Insurance (BFSI) Sector</strong></h2><p>The banking, financial services, and Insurance (BFSI) segment can be considered as those organizations that give diverse monetary products or services. The potential for development for this section is critical for emerging countries like India. At present, the BFSI industry is getting more demanding. BFSI industry requires individuals who can enhance their organization and provide some value to their clients.</p><p>BFSI sector in India is foreseen to outsource their recruitment procedures. It is because there is a huge requirement for junior and mid-level employees in this industry. Along these lines, the BFSI segment is intending to outsource their recruitment process with the goal that they can focus on their core business area.</p><p></p><h3><strong>RPO in the Healthcare Industry</strong></h3><p>Presently, various recruitment agencies face an immense test in the healthcare industry. Challenges like quality talent, clinical skill, cost- savings, and so forth keep on overwhelming RPO organizations. Nonetheless, fortunately, numerous new recruitment agencies focus on settling those issues by guaranteeing to recruit the best talent pool for the healthcare industry. From the hour of sourcing to giving payments to negotiating the compensation; RPO in healthcare requires deep knowledge. This is possible simply by those RPO experts who have years of experience.</p><p></p><h3><strong>RPO in the Education Industry</strong></h3><p>RPO in the education industry can truly be a complex cycle. An ideal mix of profoundly specific job functions, the consistent requirement for temporary cover, developing desires, and serious competition for the talent pool can build up an exceptionally challenging situation. Envision a situation where Mathematics teachers of a huge University intending to move to another city to join another job position there.</p><p></p><p> In such a situation, Recruitment agencies or localized organizations are probably not going to find a correspondingly qualified individual for a new position at the time of need. Nor are they likely to give appropriate qualified temporary cover at short notification. Nonetheless, as RPO agencies begin utilizing advanced tools, they manage such difficulties head-on.</p><p></p><h3><strong> RPO in Manufacturing Industry</strong></h3><p>The greatest barrier to development for manufacturing organizations isn't the innovation but the individuals. With the lack of correct and capable individuals, the income of organizations suffers. Manufactures organizations that have the right and efficient recruitment process will keep on holding a competitive advantage in hiring talent to satisfy both traditional employment positions and those jobs that require high aptitudes and information that the youth most likely offers.</p><p></p><p>That is the motivation behind why numerous visionary companies of all extension, skill, areas, and focus are thinking about the RPO arrangements that can be incorporated into various talent strategies. Recruitment process outsourcing (RPO) solutions can give the fundamental hiring support procedure to choose and hire the right talent pool they require – particularly when they need it.</p><h3><strong>Recruitment Process Outsourcing (RPO) based on Service</strong></h3><p>We can separate the RPO based on service into two kinds i.e. Off-site and On-Site. Let’s try and know each one of them.</p><h3><strong>Off-site</strong></h3><p>Off-site outsourcing means that outsourced work is carried out away from the area of the client’s offices. RPO agencies can carry out Off-site outsourcing either onshore (at the same geographic area as that of the client) or offshore (away from the geographic area of the client).</p><p>This has picked up traction since the epidemic of Covid-19. Because of the exacting lockdown rules imposed by every nation across the world, the capacities and recruitment of a few organizations remain disturbed. In this way, Off-site RPO has been helping the companies in their recruitment processes and becomes pertinent at the hour of Covid-19.</p><h3><strong> On-Site</strong></h3><p>On-Site outsourcing implies when a vendor puts its workers at the office of the client during the outsourcing project. This system permits both the client and the service provider to continually communicate and interact with each other. The essential difference between the projects carried out in-house or by on-site outsourcing is the included individuals. The representatives of the vendor will still need to work within the same environment as the employees of the customer would if they were carried out in-house.</p><h2><strong>Overview</strong></h2><p>Based on the growing importance of recruitment process outsourcing, it is assumed that the RPO industry will flourish more in the next few years. Numerous elements add to the growth of RPO, for example, upgraded quality, cost-effectiveness, time pressure, enhanced capacity, no dearth of manpower, simple substitutions, and the pool of candidates and aptitude of candidates. On the present occasions, RPO is being used across various enterprises as explained above which is adding to its further prominence.</p></div>Everything you need to Know about Proactive serviceshttps://globalriskcommunity.com/profiles/blogs/everything-you-need-to-know-about-proactive-services2020-09-05T05:49:59.000Z2020-09-05T05:49:59.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>To be able to fight various problems and downtime, companies across the globe are finding the ways to improve their capability and make them more resilient. <a href="https://www.kbvresearch.com/proactive-services-market/">Proactive services</a> have an important role to play in this whole process. The notion behind proactive services is to quickly identify and provide a solution for anticipated problems even before they arise. Proactive service is a big aid to those organizations that aim to improve their customer base and brand loyalty.</p><p>In many fields such as medical and healthcare, demand on providing better customer service is very high sometimes but capacity is relatively fixed over periods, which leads to delays for customers. To reduce such delays, providers of service often implement strategies that aim to regulate customer demand.</p><p><em>One such strategy is proactive services</em>. <em>To be proactive means to change the things in the positive manner, for the betterment of the company and the customers.</em></p><p>Proactive behavior involves bringing about the change, not just anticipating it. It only not entails the significant characteristics of flexibility and adaptability towards an uncertain issues and future. To be proactive means to take the required actions that can grow the business. On the other hand, behavior that is not proactive entails passive behavior and let the customers try to make things happen. Proactive services differentiate the organization from the rest of the marketplace.</p><h2><strong>Proactive Services Advantages</strong></h2><p>Proactive service offers numerous benefits other than “feel good” emotion. The following are some reasons why proactive service makes good sense for businesses across the globe.</p><h3><strong>1. Positive Impact</strong></h3><p>In the 21<sup>st</sup> century, where companies that take the title of change-makers than changer watchers, and individuals survive and advance by expanding their contributions and making a perceived difference, proactive services and behavior have many advantages. Proactive services generally have a positive influence on how the organization is perceived by others.</p><h3><strong>2. Customers Satisfaction</strong></h3><p>In an organization, when all the employees work together, they become a force that boosts mutual understanding and provides an improved and more satisfying experience for all the involved staff. These things matters to the customers because there is clear evidence that happy employees can give better customer service.</p><h3><strong>3. Long-Term Value</strong></h3><p>In the modern era, companies are estimating the long term value or profitability of their customers. It is often seen that meeting or sometimes crossing customers’ expectations of support from companies maximize their longevity and hence, improves their value.</p><p>For example, a major airline proactively sends the text or an automated voice message to customers to make them aware of the flight delays and extreme weather warnings before they leave their home to the airport. Simple proactive customer service like this can often make the lives of customers better at a ground level.</p><h3><strong>4. Retain Existing Customers</strong></h3><p>Having a proactive engagement with your existing customers, even if they have not reached out to you in a direct manner, could impact the already built relationships positively. With the increasing presence of social media and customers turning to it for enhanced customer services, one must go ahead and identify the patterns and behavior of their customer base to provide better solutions to their problems.</p><h2><strong>Proactive Services: How to execute the perfect strategy</strong></h2><p>The following tips will help you to strengthen the business by developing a solid proactive service strategy.</p><ol><li>Create and implement a strategy that focuses on listening and can identify and resolve issues before they come to the surface. For this, the company can make an appraisal so that only the best employees who are good listeners, proactive and empathetic can handle such tasks.</li><li>Companies must leverage the buying patterns as well as latest trends, so that they can an insight into the needs and other opportunities of the customers. For this, companies should not rely on the single data source alone, but they should keenly observe what customers do and want.</li><li>Create a strong proactive strategy that suits the business model and chooses the tools that best meet the customers’ demands and needs.</li></ol><h2><strong>Opportunities in Future</strong></h2><p>The focus of proactive services should be to spot and give details about the already existing issues and practical solution before they even occur.</p><p>Some of the new studies find that customers favors those services providers that take the initiative to reach to them before they have to start contact for themselves. Customers respond optimistically when companies proactively spot and resolve problems before customers identify them for themselves.</p><p>Proactive services show the three important characteristics of personal initiative as demonstrated by customer service representatives.</p><p>First, proactive services require self-started behavior. This behavior often involves that behavior that crosses the demands of the customer. Secondly, it requires the orientation of long term behavior of forward-thinking. Third, it results in the implementation of the planned strategy that could result in benefits of the organizations.</p><p>Recent trends show that customers who get proactive services have experienced a greater positive impact and satisfaction. Additionally, customers engage in more favorable attitudes and behavior towards the company.</p><p>For the coming future, it can be predicted that proactive services have the potential to change the behavior of the customers in a positive manner. Moreover, proactive services have a regular favorable influence on customer behavior and mindset than the other corrective methods.</p><h2><strong>Conclusion</strong></h2><p>Customer services play an important role in the whole journey of a customer that begins from purchasing a product to ensure complete purchase satisfaction. The focus of Proactive service is to make customers happy with precise and useful information at the time of need. As proactive services becoming more and more significant for both companies and customers, it can be said that the proactive services market will grow more in the next few years.</p><p>Therefore, we can say that by engaging and implementing proactive services, any company would profit because customers love and respect when companies address and identify their issues even before that occur. Proactive services are a great way to create customer loyalty because when a company begins the process of resolving issues from their side, the customer responds to such behavior by engaging in a long term positive relationship with the company, which in turn becomes the driver for overall growth.</p><p>As the nature of work and organization become more dynamic in this modern century, the proactive services become all the more important today.</p><p> </p></div>Everything About The Virtual Data Room Technologyhttps://globalriskcommunity.com/profiles/blogs/everything-about-the-virtual-data-room-technology2020-07-04T06:20:57.000Z2020-07-04T06:20:57.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>Virtual Data Rooms, or VDRs, serve as a secure way to store information that many users need to access simultaneously. <a href="https://www.kbvresearch.com/virtual-data-room-market/">Virtual Data Rooms</a> are commonly used by businesses when they merge, work on a project or other joint venture requiring access to shared data. VDRs are known to be more secure than digital records as there is no chance of failure during transit or accidental destruction. Normally, activities such as copying, printing, and forwarding are prohibited in VDRs.</p><p></p><p><a href="{{#staticFileLink}}8028328080,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028328080,original{{/staticFileLink}}" class="align-center" alt="8028328080?profile=original" /></a></p><p></p><h2><strong>What is a virtual data room?</strong></h2><p>The Virtual Data Room (VDR), also known as the deal room, is a secure electronic repository for record storage and distribution. It is usually used during the due diligence period before the merger or takeover to review, exchange, and report the company's paperwork. Virtual data rooms have increasingly replaced physical data rooms traditionally used for the disclosure and sharing of documents.</p><p></p><p>With the globalization of industry and accelerated cost-cutting, interactive data rooms are an enticing alternative to traditional data rooms. Virtual data rooms are readily available, instantly accessible, and more secure. As security concerns increase and incidents of breaches increase, VDR providers are developing more sophisticated and reliable databases. Initial public offerings (IPOs), auditing activities, and alliances with other companies that choose to work together to share information can use virtual data rooms.</p><p></p><h2><strong>Uses of Virtual Data Rooms</strong></h2><p>Mergers and acquisitions (M&A) techniques are the most common applications of VDRs. These repositories offer a place for due diligence after the agreement. These business transactions require a vast number of documents, all of which are classified and contain personal details. Using a VDR is a secure and efficient way for all parties to monitor and share information while they participate in negotiations.</p><p></p><p>Businesses often work with each other to produce and manufacture products during the construction of a building and to provide services. The formation and maintenance of these business relationships require contracts and the frequent transmission of data. Virtual data rooms allow for the preservation of these arrangements and make freely available the documentation required for the continuity of business partnerships. For example, the modifications made by the engineer to the blueprints of the structure are immediately available to all contractors involved in the project.</p><p></p><h2><strong>Virtual Data Room Benefits</strong></h2><h3><strong>Prevent Breaches</strong></h3><p>There are no more days of virus-wielding hackers. Today, hackers can tap and mine sensitive M&A information by targeting weak lines of communication such as email and unsecured cloud storage. Email, FTP, and other unsecured cloud storage are no longer secure ways to share data. A virtual data room solution is the best way to ensure that data is secure and out of reach of hackers because it is built with multiple security layers, such as web application firewalls and intrusion detection systems. This helps to ensure that corporate data is not leaked.</p><p></p><h3><strong>Minimize Human Error</strong></h3><p>Deploying a virtual data room may be a cost-effective way to reduce potential human error. Account managers can track and change who has access to can files, and the user is also in charge of the records. With the opportunity to create personalized security profiles, requirements may be eliminated, extra access may be given to ensure that human error may not result in critical data leakage and may not occur in general. Providers allow administrators to restrict the rights of view, print, save, and change to the level of the document.</p><p></p><h3><strong>Accelerate Deal Speed</strong></h3><p>The organization, editing, and data management are core elements of the M&A process. It is no wonder, though, that they can also stifle the momentum of a deal. Due diligence must be properly executed for the M&A agreement to be successful and the ability of a virtual data room to streamline processes will make this possible. Virtual data room providers are making unsecured email attachments a thing of the past with secure document sharing links. These applications allow users to easily share and collaborate on seamless-control documents through a simple, secure link. Clear reporting of exchanged documents gives crucial information to managers to help them handle their dealing operations more effectively.</p><p></p><h2><strong>Who needs the virtual data room technology?</strong></h2><h3><strong>Telecommunications and IT</strong></h3><p>The fast-paced, competitive nature of technology, media, and telecommunications (TMT) space calls for a support network that can keep pace. Virtual Data Rooms provide a secure, reliable environment for managing and closing transactions and keeping up with high-pressure, evolving situations. The interactive, easy-to-use interface takes the difficulty out of working with various partners and contractors, ensuring that no stone is left unfinished and that any step is finished, to help get the deal done quickly and faithfully with Technology, Media & Telecommunications virtual data rooms.</p><p></p><h3><strong>Investment Banking</strong></h3><p>When working in the complex and fast-paced world of investment banking dealers need a data room that can effectively streamline the deal process. The intuitive structure of the virtual data room makes it easier for the dealer as well as the clients to quickly organize and safely exchange all the required operational and financial documents needed for due diligence through mergers and acquisitions, funding, and other financial transactions or alliances.</p><p></p><p>Investment banks and consultants rely on VDRs to keep M&A transactions going and to streamline due diligence for mergers and acquisitions. Legal firms use VDRs to exchange confidential information with their clients, compliance staff, and third parties for business dealings and litigation purposes. Funds and PE firms will often use virtual data room services to communicate and collaborate with limited partners, auditors, and portfolio companies.</p><p></p><h3><strong>Commercial Real Estate Transactions</strong></h3><p>Commercial real estate transactions generally require a number of complex components. It 's crucial to quickly send documents to the parties involved when a dealer is in the middle of negotiating a major real estate deal. Virtual data rooms allow granting various levels of permissions to specific accounts and also allowing the staff to quickly modify or remove those permissions as required.</p><p></p><p>As the real estate transactions evolve, ensuring that the right people have access to the right details is important. In addition, the valuation of these real estate deals would depend on what type of land the building is, for example, an office complex vs. a hotel, etc. Many of these financial details need to be exchanged with prospective buyers.</p><p></p><h2><strong>To sum up</strong></h2><p>The virtual data room market is driven by the growing volumes of company data owing to the complexities of mergers and acquisitions and the rising need for intellectual property and risk management. Virtual data rooms have replaced traditional physical data room services; they also help to reduce costs and increase efficiency and security. Since it is impossible to ignore the comfort of a data room, more and more companies are expressing their desire to open a data room.</p><p></p><p><strong>Free Valuable Insights:</strong> <a href="https://www.kbvresearch.com/news/virtual-data-room-market/">Global Virtual Data Room Market to reach a market size of USD 3.2 billion by 2026</a></p><p></p><p>The growth of virtual data rooms is growing and the market is expanding: any company, law firm, small business, and even a private client, has a chance to find a room that is ideally tailored to the financial capability of the consumer and to their needs and desires. But it might be very difficult to pick the best platform: hundreds of vendors might appear to be the same from the outset.</p></div>Digital Remittance Solutions are Transforming the Worldhttps://globalriskcommunity.com/profiles/blogs/digital-remittance-solutions-are-transforming-the-world2020-06-20T05:39:15.000Z2020-06-20T05:39:15.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>Remittances are an unusual paper-based service, requiring highly regulated licenses, costly handling fees and are usually based on small, individual transfers. Remittances also appear to stay stable during market fluctuations — including the financial crisis of 2008. Moreover, the <a href="https://www.kbvresearch.com/digital-remittance-market/">digital remittance</a> industry is growing rapidly thanks to modern technological developments. Online and mobile payments bypass a large part of the regulatory framework and costs involved, which has led to an increased number of start-up money transfers on the market.</p><p></p><p><a href="{{#staticFileLink}}8028325294,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028325294,original{{/staticFileLink}}" class="align-center" alt="8028325294?profile=original" /></a></p><h2><strong>‘What’ and ‘why’ of digital remittance solutions:</strong></h2><p>Payment methods have been evolving for some time now. Most of these innovations are aimed at streamlining the method of money transfer by making it safer and reducing waiting times. Digital money transfer solutions have been at the forefront of improving money transfer solutions. Not only are they used in the business world, but it is also very popular in the informal sector.</p><p></p><p>Individuals, companies, and governments spend a large amount of money on conventional payment forms. This means that they have to cope with the high cost of payments and the waste of time. The costs involved tend to reduce their growth and ability to do business. The adoption of a digital money transfer solution is therefore vital for making payments quickly and efficiently, while at the same time reducing overall costs.</p><p></p><p>Security is another reason to adopt digital remittance solutions. Websites or applications used to access online money transfer platforms use the most advanced encryption methods. It means the robbery and lack of money are nearly unheard of. When you are worried about losing money or having issues like getting your financial activity monitored, organizations must use a site that is certified using high-security criteria.</p><p></p><h2><strong>Trends presented by the new-age digital remittance solutions:</strong></h2><h3><strong>Robust compliance framework</strong></h3><p>The growth in digital remittances will probably focus more on allowing for faster payments through secure transfers. To ensure the security infrastructure around digital money transfers and payments, a comprehensive enforcement system is essential. Over the years, governments have also put in place stricter regulatory frameworks to ensure that the digital remittance ecosystem is not only convenient but also safe and secure.</p><p></p><h3><strong>Collaborations and newer technologies</strong></h3><p>The digital remittance industries have always been based on productive partnerships, and collaborations in the cross-border payments sector continue to play an important role. The premise for collaborations is the ability of international money transfer organizations to deliver brand recognition, industry knowledge, compliance framework, and extensive customer base on a scale, while fintech companies deliver advanced technologies and agility. In addition, technological advances would also enable small and medium-sized enterprises to increase their footprint in the money transfer and remittance sector, due to a cost-effective and sustainable cross-border payment model.</p><p></p><h3><strong>Customer demands</strong></h3><p>Customer expectations must determine the rate of growth in remittances. In recent years, the market for digital money transfer has received acceptance among consumers in low-and middle-income economies. Rising incomes and rapid urbanization are vital factors for the importance of digital remittances. The convenience of digital payments is mainly due to the penetration of smartphones and mobile apps. In many cases, domestic economic trends have also played a major role.</p><p></p><p>The trends for 2020 against developments in recent years have catalyzed the Fintech ecosystem. According to the PwC report on the 'Role of emerging technology in India's fintech market,' the next wave of growth will be driven by the funneling of fintech innovations to meet customer demand. When the payment universe expands, customer experience is becoming the main strategic distinguishing factor.</p><p></p><h2><strong>The role of digital remittances amid the COVID-19 financial crisis</strong></h2><p>The effect of the coronavirus pandemic on vulnerable individuals is already enormous. In this context, the need for secure digital solutions – especially in the field of financial services – has become paramount. The opportunity to access such funds during times of crisis will make a difference for those who rely on remittances from abroad. Fintech firms in the digital remittances industry have a crucial role to play in facilitating financial resilience to the underserved and ensuring that cross-border transfers remain not only feasible but also secure, in times of increasing uncertainty.</p><p></p><h3><strong>Digital remittances are playing a pivotal role in underserved communities during COVID-19</strong></h3><p>According to the UN, remittances remain a lifeline for the families of migrant workers. One in nine people worldwide dependent on funds sent home from abroad. According to Marques, remittances account for significantly higher economic contributions in the receiving countries than official development aid – up to 7 times more in some places, such as Nigeria.</p><p></p><p>In addition to providing families with funds to purchase basic needs, digital remittances can be used to cover tuition and education fees, household bills, capital expenses for small businesses, payments to business partners, and so on. Especially in the sense of social distancing and locking measures, access to digital remittance services has had a transformational effect on the underserved.</p><p></p><h3><strong>New and unexpected partnerships across players and industries are forming out of necessity during the COVID-19 crisis</strong></h3><p>The fintech firms can be the key to jumpstart the economy in the face of COVID-19. Several early-stage fintech companies have rapidly rotated their financial delivery models to adapt to the effects of nationwide lockdowns. From innovations in insurrection technology, e-commerce, and marketplaces, to financing for small businesses and digital infrastructure, innovators are fighting the pandemic from the frontlines.</p><p></p><p>Although governments have traditionally relied on bigger companies and conventional financial firms to fund loans, they are now supporting fintech companies who are digitally and almost painlessly skilled at lending and can access underserved communities in ways that banks cannot. Foreign digital remittance service providers were originally removed from the list of critical services during the lock-down regime in Zimbabwe. However, the WorldRemit team advised the Central Bank of Zimbabwe on the Directive to include international remittance providers as part of an amended policy that would allow these services to continue.</p><p></p><h2><strong>The bottom line</strong></h2><p>The digital remittance market is gradually becoming a well-established industry. The number of options currently available has only increased dramatically for a period of time. Online payment solutions are a significant advancement in the remittance market, one that helps consumers, receivers, and companies alike.</p><p></p><p><strong>Free Valuable Insights:</strong> <a href="https://www.kbvresearch.com/news/digital-remittance-market/">Global Digital Remittance Market to reach a market size of USD 33.9 billion by 2026</a></p><p></p><p>However, this development itself is ongoing and will have a significant impact on international trade, financial regulations, and digital security. This area will undergo many changes in the coming years, particularly as competition between start-up money transfer companies and traditional financial institutions increases.</p></div>Top Trends Making a Difference in the Digital Workplacehttps://globalriskcommunity.com/profiles/blogs/top-trends-making-a-difference-in-the-digital-workplace2020-06-17T11:02:57.000Z2020-06-17T11:02:57.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>The digital workplace isn't just defined by the technological innovations it implements. A digital workplace strategy will, above all, concentrate on the enterprise-wide implementation of its programs and applications by users. The modern workplace is continually changing.</p><p></p><p><a href="{{#staticFileLink}}8028319090,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028319090,original{{/staticFileLink}}" class="align-center" alt="8028319090?profile=original" /></a></p><p></p><p>Furthermore, the workplace environment is under siege by demographic changes, technological advances, globalization, and automation. In order to keep pace with these changes, business leaders will be using the opportunity to illustrate a deep understanding of the latest patterns in the workplace.</p><p></p><h2><strong>What is the digital workplace?</strong></h2><p>The digital workplace is a new method to manage the modern technologies used by employees to get work done that stresses accessibility and an overall better experience. It acknowledges that retaining top talent depends on creating a world-class working environment that reduces friction, connects people, improves morale, encourages collaboration, and is in keeping with the company's stated work culture.</p><p></p><p>A well-interconnected <a href="https://www.kbvresearch.com/digital-workplace-market/">digital workplace</a> requires substantial investment in resources and technologies. However, if the systems used are fairly low-cost, turn-key projects, API integrations and operating support and governance of these systems may be very high. Executive leaders who are signing up for digital workplace projects today are deeply interested in linking the results to ongoing business initiatives and the performance indicators associated with them.</p><p></p><h2><strong>Digital workplace for various industries</strong></h2><h3><strong>Banking, financial services and insurance (BFSI)</strong></h3><p>With their distributed workforce and the need for additional security, banks and credit unions have particular expectations for a digital workplace. Each industry is influenced by the digital revolution — but maybe none more than financial services. Banks, credit unions, and others in the industry are under immense pressure to provide consumers and employees with an elegantly designed, mobile-friendly network service that is accessible 24/7.</p><p></p><p>They're not able to be put back on a 9-to-5 working day. Financial services workers work in a wide range of business applications during the day, including many existing technologies that have not been modified and internally created apps that have a specific purpose. Employees, however, need the freedom to use all the resources they need on whatever device they use.</p><p></p><h3><strong>Healthcare</strong></h3><p>Scalpels and stethoscopes are not the only devices on which healthcare practitioners rely. In addition to state-of-the-art facilities, nuanced digital workplaces can help make medical wonders a possibility by ensuring that critical information is readily available even in emergencies. In health care, quality can be the difference between life and death.</p><p></p><p>Modern intranets provide critical information to on-call workers, such as doctors and nurses, at a moment's notice, helping employees to achieve high accuracy and efficiency. Furthermore, optimized digital workplaces can unify a notoriously segmented workforce by providing remote access to real-time updates, documents, and communications via mobile capabilities for all employees.</p><p></p><h3><strong>Retail & Consumer Goods</strong></h3><p>Digital workplaces can help retailers comply with union laws through the democratization of scheduling procedures. By providing employees with more flexibility and visibility in scheduling processes, flexible scheduling tools minimize attrition and enable employees to attain greater satisfaction with both their workplace and their personal lives.</p><p></p><p>Digital workplaces are critical to the elimination of managerial manipulation from the process. Employees gain autonomy from supervisors who may be forced to take days off or pick up shifts. Instead of receiving a phone call, workers can accept or refuse shifts without communicating directly with managers. What's more, employers can customize advanced digital workplaces to accommodate predictable scheduling regulations, completely prohibiting on-call scheduling.</p><p></p><h2><strong>Top 3 digital workplace trends that are shaping the industry growth:</strong></h2><h3><strong>Fast, reliable, multimodal communication</strong></h3><p>Although there is still a massive demand for voice, it is yet to become a part of a larger multimodal portfolio. Organizations also require video, collaboration, and mobile access, so they want it to be more streamlined and automated.</p><p></p><p>Mobile applications that provide consumers with complete (uninterrupted) connectivity and collaboration, including individual and group voice, video, IM, file sharing, and group chat options would flourish in the digital workplace. Enterprise social networking as part of the program can continue to keep workers in contact with the right people at the right time. Attractive mobile solutions prioritize high security and searchability.</p><p></p><h3><strong>Cybersecurity</strong></h3><p>Cyber threats and data leaks tend to occur regularly. That being said, with companies currently being kept accountable for securing employee and consumer records, the stakes have never been higher. DPR, data security, and network security are all getting more and more important, especially with marketing techniques such as personalization that require consent for data storage. Cybersecurity requires organizations to rethink how assets and data are protected.</p><p>Personal data of employees (name, address, phone number, etc.) has to be secured against phishing and vishing attempts — especially with Bring-Your-Own-Device (BYOD) policies where employees connect their own devices to internal networks. Organizations will continue to work on ways to improve productivity, efficiency, and cost. Nevertheless, successful organizations will not allow the future to be determined by the past. To truly excel in a digital transformation-driven age, organizations have to be versatile and open to adapt, be ready to rethink the way things have always been done.</p><p></p><h3><strong>Educate employees about everyday AI solutions</strong></h3><p>Artificial Intelligence (AI) is going to better describe the digital workplace. Over the years to come, more than 40 % of companies and one-tenth of future start-ups will employ more digital than human workers. While once seen as a technological buzzword, AI today blends into everyday working life so effortlessly that it can still slip under the radar for many workers.</p><p></p><p>Offices are continually innovating with revolutionary AI technologies, ranging from optimizing work routines to prioritizing emails, helping employees create better records, and improving personal and company productivity. Users either follow these AI digital workplace solutions intuitively or can be optimized by a sequence of automated prompts or videos. Employees are at the forefront of the new AI technologies delivered in the day-to-day systems they use can help streamline automated workflows and boost enterprise-wide performance regularly.</p><p></p><h3><strong>The bottom line</strong></h3><p>The digital workplace market is playing a critical role in pushing organizations forward; the time is now to prepare for the next wave of breakthroughs. While it's convenient to predict the potential of the workplace, nobody has a crystal ball to foresee what lies ahead. Despite the high-speed digital transition, one thing is certain: change must stay continuous.</p><p></p><p><strong>Free Valuable Insights:</strong> <a href="https://www.kbvresearch.com/news/digital-workplace-market/">Global Digital Workplace Market to reach a market size of USD 44.9 billion by 2026</a></p><p></p><p>In addition, job roles have been transforming turn into something completely different, while others have disappeared completely. The focus, though, was on hard skills, but this is now evolving and fast. Every year, companies face innovations and developments that change the way they work and function. About any part of the business is subject to transition, and the workplace is no different.</p></div>Trends that are Driving the Industry Verticals Towards Public Cloud Serviceshttps://globalriskcommunity.com/profiles/blogs/trends-that-are-driving-the-industry-verticals-towards-public2020-06-12T07:30:00.000Z2020-06-12T07:30:00.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>As the transition to cloud infrastructure begins, solution providers have a lot to look forward to the coming years wherein advances by global players – the introduction and implementation of multi-cloud and hybrid cloud approaches – have continued to reshape the <a href="https://www.kbvresearch.com/public-cloud-market/">public cloud</a> environment. With the bulk of IT expenditure still on-site, the industry's modernization of its core applications will continue to transform business technology and industry this year.</p><p></p><p></p><p><a href="{{#staticFileLink}}8028326682,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028326682,original{{/staticFileLink}}" class="align-center" alt="8028326682?profile=original" /></a></p><p></p><p>According to the RightScale State of the Cloud Survey of 2019, more than 30 percent of enterprise IT decision-makers identified the public cloud as their top priority. However, there is still a perception that public cloud adoption among businesses is not happening as quickly as many experts have anticipated, especially for mission-critical applications.</p><p></p><h2><strong>What is the public cloud?</strong></h2><p>A public cloud is a cloud service offered by a cloud provider to multiple customers. The word "public cloud" is used to contrast the initial cloud network of resources accessible over the Web and the private cloud platform. Public clouds include SaaS, PaaS, and IaaS.</p><p></p><p>The public cloud domain applies to cloud infrastructure delivered over a shared access network. The public cloud is a multi-tenant network where a variety of other customers share the storage space. Businesses around the world have shifted gradually into cloud computing in the last 6-7 years. The key factors behind the large-scale deployment of cloud computing have been tremendous scalability and lowered running costs provided by cloud providers.</p><p></p><h2><strong>Why choose the public cloud?</strong></h2><p>Over the coming years, businesses are expected to further propel the transfer of mission-critical workloads to the public cloud. There are several critical reasons for this potential shift. For starters, corporate executives are requesting a centralized cloud to ensure that their companies remain ahead of the digital innovation curve and not behind the eight balls.</p><p></p><p>IT decision-makers prioritize the public cloud as they seek to leverage cloud elasticity, modernize in-house computer systems, and empower DevOps and other key business units. Cloud providers focus crucial emphasis on enterprise technology, removing stumbling blocks that could have caused IT decision-makers pause to completely accept the digital cloud in the past. This phenomenon is especially important to businesses that have a strong history of meeting the needs of enterprises, in particular IBM and VMware.</p><p></p><h2><strong>Types of services offered through the public cloud technology:</strong></h2><h3><strong>Platform-as-a-Service (PaaS)</strong></h3><p>The rising need among companies for quicker and simpler cloud, software, and application development across multiple platforms is leading to the proliferation of public cloud services. The increasing need to assist globally dispersed engineering teams in large companies is driving business growth. The increasing needs of IT solutions, such as agility, scalability, pay-per-use based pricing, and reduced costs and time, are driving the Platform as a service market growth.</p><p></p><h3><strong>Software-as-a-Service (SaaS)</strong></h3><p>Software as a service (SaaS ) is a software distribution model in which applications are hosted by a third-party provider and made available to customers over the Internet. SaaS is one of the three main categories of cloud computing, in addition to infrastructure as a service (IaaS) and platform as a service (PaaS). Organizations can use application programming interfaces ( APIs) to integrate SaaS applications with other software. For example, a company can write its software tools and use the SaaS provider's APIs to integrate these tools into the SaaS offering.</p><p></p><h3><strong>Infrastructure-as-a-Service</strong></h3><p>Infrastructure as a Service (IaaS) is a cloud computing service in which companies rent or lease cloud computing and storage servers. Users may run any operating system or program on leased servers without the management and operating costs of these servers. Organizations are progressively integrating technology and operations (I&O) in more and more enterprise areas. Historically speaking, I&O included technological aspects such as cloud, data centers, and location, but I&O pioneers today, such as Power Consulting IT Support, go moving outside technology to promote company strategies.</p><p></p><h2><strong>Public cloud services for various industries:</strong></h2><h3><strong>Banking, financial services and insurance (BFSI)</strong></h3><p>Technology is becoming more specialized as suppliers turn their attention to tailored solutions across vertical lines. The cloud requirements of the financial services industry, packed with regulatory oversight, are more rigid than construction or retail needs. Vendors are leaning towards a cloud-filled world, responding to customer demands for integration with other providers, or reducing the security burden.</p><p></p><h3><strong>Healthcare</strong></h3><p>The healthcare industry is infamously lagging behind other industries when it comes to the adoption of new technologies. Moving to the cloud is no exception to this. Beyond security and ownership costs, the public cloud infrastructure offers several benefits. That is because it makes for a quicker rate of creativity. Applications can be designed even quicker by exploiting the myriad of resources provided by major public cloud computing providers.</p><p></p><h3><strong>Retail and E-commerce</strong></h3><p>Retail business is in the middle of an unprecedented transition in which authority has moved from business to consumer ownership. Consumers influence product preferences across reviews and social networking, perform comprehensive online product analysis and demand seamless omnichannel service at all touchpoints. Retailers face immense pressure to implement innovative market technologies quicker to stay profitable. Businesses' expectations for technologically-enabled skills are pushing it, executives, to advance/accelerate their technology-enabled plans. More and more leaders have come to recognize the critical role of the public cloud in facilitating their technological re-engineering.</p><p></p><h2><strong>public cloud trends that are bringing forth a new phase of the technology</strong></h2><h3><strong>Increased Use of AI in the Data Center</strong></h3><p>In the years to come, the usage of Artificial Intelligence (AI) in the data center should be increased. From reducing resources to predicting computer or network equipment fault trends, AI may be used proactively to fix issues before they arise. AI-based platforms can also help data centers learn from past data and distribute workloads more efficiently over peak periods.</p><p></p><p>AI will even help businesses overcome challenges of expertise shortages. The impact of AI is such that Gartner predicts that more than 30% of data centers that are not sufficiently prepared for AI will no longer be operationally or economically viable by 2020. AI-based applications and technologies can be provided through the cloud.</p><p></p><h3><strong>Cost optimization will drive cloud adoption</strong></h3><p>By 2024, nearly all existing systems moved to the public cloud technology as a service ( IaaS) would need enhancement to become more cost-effective. Cloud providers will continue to strengthen their native optimization capabilities to help organizations choose the most cost-effective architecture that can deliver the required performance.</p><p></p><p>The demand for third-party cost-optimization tools will also grow, especially in multi-cloud environments. Their interest should rely on higher-quality analytics that can optimize costs without losing efficiency, provide flexibility from cloud vendors, and provide continuity in multi-domain management.</p><p></p><h3><strong>Demand for Disaster-Recovery-as-a-Service Peaks</strong></h3><p>As more organizations start taking the digital route, downtime costs are rising rapidly. Of course, this depends on the business in which the organization operates. For example, whether it is an e-commerce business, the expense may be disastrous, because downtime implies lost selling opportunities.</p><p></p><p>Around the same period, regulations such as the GDPR also mandated organizations to handle citizens' data with special concerns. Organizations need to be legally compliant and also confident that their disaster recovery strategies will be in place. This encouraged organizations to increasingly look at DR-as-a-Service, as an automated DR strategy could significantly reduce recovery time.</p><p></p><h2><strong>The bottom line</strong></h2><p>The public cloud market has empowered companies to drive digital innovation through quicker exposure to new technology such as artificial intelligence, big data analytics, the Internet of Things, blockchain, and cloud-based application development frameworks. With the right public cloud infrastructure, companies will be more cost-effective, competitive, and scalable without losing client standards for quality, stability, efficiency, disaster recovery, or regulatory enforcement. Also, with the right set of solutions, each of these areas can be enhanced.</p><p></p><p><strong>Free Valuable Insights:</strong> <a href="https://www.kbvresearch.com/news/public-cloud-market/">Global Public Cloud Market to reach a market size of USD 488.5 billion by 2026</a></p><p></p><p>For many companies, cloud travel has focused primarily on new cloud-based applications. They're not ready to place their most mission-critical applications in the public cloud. The plan was to wait to push all programs to the cloud in the future when the cloud is ready for business.</p></div>Enterprise Data Management Components For Emerging Industrieshttps://globalriskcommunity.com/profiles/blogs/enterprise-data-management-components-for-emerging-industries2020-05-19T12:15:46.000Z2020-05-19T12:15:46.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>The emerging enterprises of industries have time and again considered <a href="https://www.kbvresearch.com/enterprise-data-management-market/">enterprise data management</a> solutions as a savior in the era of big data. Enterprise data management provides an ability to accurately define, integrate, and retrieve data for internal applications as well as external communication. The technology focuses on the creation of accurate, transparent, as well as consistent content.</p><p></p><p><a href="{{#staticFileLink}}8028316287,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028316287,original{{/staticFileLink}}" class="align-center" alt="8028316287?profile=original" /></a></p><p></p><p><a href="{{#staticFileLink}}8028316287,original{{/staticFileLink}}" target="_blank"></a></p><p>A successful data management program is cost-efficient because you would have fewer data management challenges, saving you time and money and preventing duplication of information. The data management program keeps the whole company up and running, ensuring that it is up and running. In the past few years, cloud computing, hybrid cloud, artificial intelligence, and machine learning have been at the forefront of data processing conversations. Enterprises are seeking more real-world uses for new technologies and are recognizing that they will offer a strategic edge.</p><p></p><h2><strong>What is enterprise data management?</strong></h2><p>Enterprise data management (EDM) refers to a collection of procedures, strategies, and activities that rely on data integrity, consistency, reliability, availability, and good governance. Data processing involves ensuring that your citizens have the reliable and timely data they need and that they meet the criteria for storing quality data in a consistent, safe, and controlled environment.</p><p></p><p>EDM solutions streamline business processes and draw needed conclusions from data as well. It also formulates business operations strategy which ensures accountability in the overall enterprise system. Enterprise data management smoothes data flow and eliminates processing time for various activities. It adds productivity and quality to enterprise management. By serving as a master data management tool, enterprise data management offers customer data that involves embedding new company data to integrate into organizations’ internal structures.</p><p></p><h2><strong>Why do enterprises need enterprise data management?</strong></h2><p>When the quantity and range of the data increases, it becomes more difficult for businesses to manage enforcement risks. This also forces businesses to do the bare minimum that is expected of them. There are apparent shortcomings in this form of approach to data processing. This is a reactive approach to corporate data management, and while it may allow certain forms of data to be properly handled, it does nothing to make a permanent improvement in the data collection activities of an organization.</p><p></p><p>Data is only useful if it is valid and reliable. Unless it is not tracked, the quality of the data will decline considerably and will cease to be of benefit to the business. One of the greatest errors that businesses make is the inability to focus on how to preserve the accuracy of their records. The lack of a structured maintenance program would result in a reduction in data reliability over time. When company owners are not sure about the accuracy of their results, further measures must be taken before it can be used. This is time-consuming and contributes to an inefficient influx of information in their servers.</p><p></p><h2><strong>Components of enterprise data management</strong></h2><h3><strong>Data integration and migration</strong></h3><p>Data integration consolidates the information of an organization from a number of different outlets to one readily accessible venue. It means that everybody in the organization has access to all the necessary data and can use it anywhere they are. Software incorporation gives you a single view of all the results, so the organization doesn't have blind spots. It also increases the reliability of the data over time.</p><p></p><h3><strong>Master data management</strong></h3><p>Master data management (MDM) is a tool used to describe and control the data of an entity and to establish a common point of reference. This helps your company to reconcile scattered data from different sources and makes it workable. When properly applied, MDM increases the consistency of the data and streamlines it across all divisions. Thus, while data integration focuses on consolidation and making data accessible, MDM combines data from multiple sources and makes it usable.</p><p></p><h3><strong>Data governance</strong></h3><p>Data governance looks at the procedures and mechanisms that an organization uses to manage its records. This points out the data rules of an organization and explains how they are applied. Data management is divided into three different areas. If you want to handle the data correctly and efficiently, you would need to find the best team first. The team will be responsible for handling crucial facets of the company's records, and you need to specifically identify their positions and what is required of them.</p><p></p><h3><strong>Data security</strong></h3><p>Apparently, without data storage, no data management plan is complete. This means that the data is safe not only from malware but also from corruption. Companies are increasingly spending more money on the protection of their records. It is because businesses are more focused on apps to store their data than ever before. Data violations can not be prevented, but accidents can be greatly minimized, both in number and seriousness. One of the easiest ways to prevent security issues in the future is to track and learn from errors as they arise.</p><p></p><h2><strong>Industries that are actively deploying enterprise data management technology:</strong></h2><h3><strong>Banking, financial services, and insurance</strong></h3><p>Today's financial companies are engaged in data — product and service purchasing records, consumer details, financial transfers, advertisement strategies, and more — from numerous smartphone apps and computers. This influx of data offers important resources, but it can also pose problems if such critical data are unreliable and mishandled across various networks as a result.</p><p></p><p>Financial organizations will benefit from the overarching blueprint for the handling of modern and conventional data processing elements in a comprehensive, versatile, streamlined, and scalable manner. A model-driven methodology can ensure continuity in the data processing system in terms of policy, governance, and performance.</p><p></p><h3><strong>Retail and consumer goods</strong></h3><p>Until quite recently, consumer products (CP) companies have been fairly conservative on the use of customer and other data to guide decisions. On the one hand, the large CP companies expanded so rapidly that ambitious data-driven activities hardly seemed necessary. On the other hand, CP businesses lacked the infrastructure and – perhaps as important – the expertise to conduct large-scale data processing programs.</p><p></p><p>Growth in the sector has slowed considerably and new competitors are emerging from all quarters. Leading CP organizations now understand that the efficient use of data can accelerate innovation across a broad variety of activities, from R&D to the supply chain, to distribution and marketing. In addition, technology has evolved to the point that it is possible to integrate data from across the enterprise – essentially, to obtain a holistic view of the enterprise in order to make better decisions more quickly.</p><p></p><h3><strong>Healthcare and life sciences</strong></h3><p>Healthcare is expected to provide the most complex data processing problems in any sector. There are a variety of data points available to capture: conditions, medical records, diagnostics, treatments, and more, through particular cases, and potentially millions of common ideas and principles on how the treatment was provided, billed, and paid for. Unfortunately, the accuracy of such data is often exceedingly low for several human and clinical reasons, along with the additional difficulties raised by various healthcare device providers collecting data in different formats.</p><p></p><p>Both healthcare providers and payers have worked to fully implement best-practice data regulation, but they are hindered by a range of processes, technology, service provision, and other silos. Too much work has been made to find out how to deliver services with siloed electronic systems, it has become difficult to handle decentralized manual development processes in a centralized healthcare network. In comparison, early efforts at regulation of health records were unsuccessful, overly hierarchical, and heavy-handed, top-down methods.</p><p></p><h2><strong>To conclude</strong></h2><p>A well-structured enterprise data management system allows companies to put a variety of roles under one umbrella, including responsibility for setting levels of consistency, data quality, and reliability. That being said, in order to successfully interpret data, companies must instill knowledge in the discipline and develop a better understanding of the factors behind the enterprise data management strategy.</p><p></p><p><strong>Free Valuable Insights:</strong> <a href="https://www.kbvresearch.com/news/enterprise-data-management-market/">Global Enterprise Data Management Market to reach a market size of USD 133.4 billion by 2026</a></p><p></p><p>Enterprise data management will remain a distinctive industry practice for the next few decades. Market competitors will be required to compete with each other on the basis of their data processing techniques after all other competitive advantages are eliminated. The development, growth, and enormous potential of advanced data technology have now made Data Management one of the most powerful market differentiators.</p></div>Healthcare CRO Services and Pharma: A Bird Eye’s Viewhttps://globalriskcommunity.com/profiles/blogs/healthcare-cro-services-and-pharma-a-bird-eye-s-view2020-04-29T10:31:41.000Z2020-04-29T10:31:41.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>Healthcare CRO services industry found its initial foundation when pharmaceutical companies were able to do all of their in-house R&D, but were often faced with capacity issues, and it was this occasional need for excess capacity, where resources were limited, that led to the creation of the first CROs. By then, for many other reasons, sponsors have opted to outsource R&D operations, including obtaining resources that are not available in-house, achieving a decrease in fixed prices, and benefiting from greater global scope.</p><p></p><p><a href="{{#staticFileLink}}8028316253,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028316253,original{{/staticFileLink}}" class="align-center" alt="8028316253?profile=original" /></a></p><p></p><p>The industry has been witnessing the emergence of a large number of new drugs and the rise of the smaller biotech market. These two factors, combined with the increasing cost of drug production, helped to shift the competitive relationship between pharmaceutical and CROs, providing the impetus for CROs to expand their services and market. The healthcare CRO services industry has been gradually rising in recent years.</p><p></p><h2><strong>What are healthcare CRO Services?</strong></h2><p><a href="https://www.kbvresearch.com/healthcare-cro-services-market/">Contract research organizations (CROs)</a> usually provide discovery and development services to the pharmaceutical, biotechnology, and medical devices (often referred to as sponsors) industries, but may also support foundations, academic agencies, and universities.</p><p>Through planning and performing clinical trials to test the new molecule in humans, CROs organize and perform tasks in the R&D process. Being independent organizations, they provide in the clinical setting an unbiased evaluation of a potential drug and, being they work with other firms, usually provide greater expertise than if the sponsors conducted the trials themselves. CROs derive much of their revenue from sponsor R&D budgets, with work being carried out in the form of outsourced contracted services that are short or long term.</p><p></p><h2><strong>Here’s why pharma companies are using CRO services progressively:</strong></h2><p>Pharma can have access to skills and knowledge that are not otherwise available within the organization. They can also move from xed to variable cost model to reduce the internal resource utilization. Healthcare CRO programs will give patients greater global scope and access. In addition, they are often of high quality, ensuring more effective implementation along with reducing criteria for oversight. The companies include lower capital costs, quicker timelines for growth and a faster route to market.</p><h2><strong>Healthcare CRO services trends:</strong></h2><h3><strong>The emergence of R&D marketplaces to streamline contract research offering</strong></h3><p>A major trend in outsourcing pharmaceutical research is the rise of new marketplace types that link pharmaceutical sponsors with CROs, academic institutions, and biotech start-ups through advanced digital infrastructure. Research marketplaces allow sponsors to search for different R&D service providers, participate in a transaction, manage projects, arrange payment schedules and automate the entire cycle of R&D service sourcing. In my own experience, I consider those marketplaces to be extremely useful in curbing overhead management.</p><p></p><h3><strong>Rising demand for specialized testing services</strong></h3><p>Many pharmaceutical and biopharmaceutical companies are currently focused on building a diverse product portfolio and developing new molecules, both small and big. Delivery devices, combination products, and reformulated or re-engineered drugs are being developed by firms to meet unmet requirements.</p><p>Pharmaceutical industries focus on a variety of specialized testing services, such as liquid chromatography-mass spectrometry (LC/ MS), gene expression analysis, RNA sequencing, compendia raw materials wet chemistry analysis, Inductively Coupled Mass Spectrometry (ICP-MS) trace metal analysis and several others. Pharmaceutical and biopharmaceutical firms tend to outsource these advanced research facilities to CROs in order to save the expense of equipment and labour.</p><p></p><h3><strong>Biotech start-ups drive big pharma’s innovation</strong></h3><p>Biotech start-ups and small pharmaceutical companies are starting to have a significant impact on the medical research environment in general, and the CRO industry in particular — with a 103% rise in the number of new molecular entities (NMEs) identified by small pharmaceutical firms, which accounted for 63% of all new prescription drug approvals over the past five years. Many such companies develop research collaborations with big pharma to further advance their technologies or provide advanced skills, services and resources in research.</p><p>Large drug makers' strategic role is now to extend or acquire external R&D collaborations with smaller innovators — 2019 has been a productive year for M&A operation in the pharmaceutical industry. While acquiring tiny, emerging companies is a long-standing strategy for big pharmaceuticals, the M&A landscape will heat up due to an increasingly diverse market of advanced technologies and inventions, and a rising competitive interest in biotech M&As from the side of big CROs and recent newcomers to the pharmaceutical industry — tech giants.</p><p></p><h3><strong>Healthcare CRO services and Machine Learning</strong></h3><p>Advancements in the efficiency of clinical trials equal savings. For example, an ML platform may enable pre-clinical trials to be performed to allow early detection of populations that are most likely to react to a drug and to identify biomarkers showing the most potential for patient response, thereby refining the compound and the design of the trial.</p><p>Predictive analytics based on ML are used in the recruiting, retention and interaction of patients. Identifying and hiring the right applicants for example speeds up the timelines for R&D. Patient interaction during the trial is becoming increasingly essential as clinicians extend their use of Health IT including health management applications and wearables.</p><p>Real-world data can also be used to build a "digital twin" alongside multi-omic mapping of the patients receiving a research product. It is a reflection of a single person representing over time their physiological and molecular status as well as their lifestyle. For example, digital twins might be used to explain what would have happened to the patient had they been given placebo or the standard of care. Clinicians may use this model to assess various treatment strategies by comparing potential results to the patient, without any real risk.</p><p></p><h2><strong>Summing up</strong></h2><p>As sponsors face rising regulatory scrutiny, high marketing costs, and patent expirations on key blockbuster products, they are increasingly turning to outsourced specialist providers to lower costs and speed up market time. In addition, CROs' growth has increased over the past few years, with factors including rising spending on R&D, growing penetration outsourcing and the need for more nuanced clinical trials to promote overall market development.</p><p></p><p><strong>Free Valuable Insights:</strong> <a href="https://www.kbvresearch.com/news/healthcare-cro-services-market/">Global Healthcare CRO Services Market to reach a market size of USD 57.1 billion by 2025</a></p><p></p><p>We expect the significant amount of M&A activity seen in previous years to continue with a favorable M&A climate and sustained development in the CRO sector. The CRO business is one that continues to evolve as we expand our knowledge of science and technology making the industry 'one to watch' for exciting M&A transactions in the near future.</p></div>Ambulance Services Are Gaining Huge Demand With Advancements In Emergency Serviceshttps://globalriskcommunity.com/profiles/blogs/ambulance-services-are-gaining-huge-demand-with-advancements-in2020-04-27T10:51:07.000Z2020-04-27T10:51:07.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>With a significant rise in the number of emergency cases, the need of the hour is to transport the patients to the nearest hospital as soon as possible. <a href="https://www.kbvresearch.com/ambulance-services-market/">Ambulance services</a> provide an ambulance that is medically equipped and transports patients to care centers, such as hospitals. In certain cases the patient is given out-of-hospital medical treatment. Emergency services hire ambulances to respond to medical emergencies. In general they are equipped with flashing warning lights and sirens for this purpose.</p><p></p><p><a href="{{#staticFileLink}}8028319481,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028319481,original{{/staticFileLink}}" class="align-center" alt="8028319481?profile=original" /></a></p><p></p><p>They can quickly transport paramedics and other first responders to the scene, hold emergency medical equipment and transfer patients to hospital or other final treatment. Most ambulances use a van or pick-up truck based design. Others take the form of motorcycles, cars, buses, boats and planes.</p><p></p><h2><strong>What are ambulance services?</strong></h2><p>Ambulance services are the emergency response for critically injured or sick patients that also ensure that healthcare workers provide appropriate attention. Outpatient programs contribute to prompt medical care for victims of injuries or patients with chronic illnesses. Ambulance services play a significant role in the health care sector.</p><p>The ambulance services industry comprises private and public providers offering air or surface transport services to seriously ill patients, along with primary medical care. These vehicles are equipped with healthcare practitioners operating life-saving devices. For many countries, private ambulance services have emerged to provide ambulance services, particularly in rural areas that lack the necessary funds to provide free ambulance services and also due to state monetary issues.</p><p></p><h2><strong>Types of ambulance services transport:</strong></h2><h3><strong>Ground Ambulance Services</strong></h3><p>Ground transportation leads the segment because it is the most reliable and safe way to treat patients in an emergency. Its flexibility and easy availability are also expected to fuel segment growth as compared with other transport systems. Ground ambulance includes trucks for van or pick-up, car/SUV, motorcycle, bicycle, all-terrain, golf cart, and bus.</p><p></p><h3><strong>Water Ambulance Services</strong></h3><p>Ambulance boats are boats that provide emergency medical assistance and facilities to remote areas surrounded by a bodies of water. These ambulance boats are very close to the conventional ambulances and are fitted with all the necessary gadgets including ventilators, surgical equipment, a paramedics team and other necessary equipment for providing assistance to the victims. Many lifeguard vessels or lifeboats can also be used as ambulances for transporting victims or casualties in emergencies.</p><p></p><h3><strong>Air Ambulance Services</strong></h3><p>Air ambulance services is a broad concept that includes the use of air or helicopter transport to carry patients to and from healthcare facilities and accident scenes. During aeromedical evacuation or rescue operations onboard helicopter and propeller aircraft or jet aircraft, personnel provide extensive prehospital and emergency and critical care to all types of patients.</p><p>The use of air transport to provide medical evacuation on the battlefield dates back to World War I but its role was significantly expanded during the wars in Korea and Vietnam. Aircraft also began to be used by the civil emergency medical services. In particular for major emergency incidents, helicopters may carry medical care to the scene and transfer patients to medical hospitals. Fixed-wing aircraft are used for long distance transportation.</p><p></p><h2><strong>Recent trends in ambulance services industry</strong></h2><h3><strong>Advanced life support</strong></h3><p>Advanced Life Support (ALS) is a series of life-saving procedures and skills that expand Basic Life Support to further assist circulation and include an open airway and adequate ventilation (breathing). ALSs key algorithm, which is invoked when actual cardiac arrest is identified, depends on monitoring of the heart’s electrical activity on a heart monitor.</p><p>Defibrillation is applied, and medication is provided, depending on the form of cardiac arrhythmia. Oxygen is given, and endotracheal intubation may be tried to protect the lungs. The treatments effect on heart rhythm, as well as the existence of cardiac output, is periodically assessed.</p><p></p><h3><strong>Air ambulance demand rising amid the coronavirus outbreak</strong></h3><p>The outbreak of an infectious lung disease triggered by the Coronavirus has raised alarm worldwide. The virus can be transmitted between humans by contact with bodily fluids (e.g. by coughing and sneezing). Therefore, the disease is extremely contagious. A patient with suspected or confirmed coronavirus is not permitted to travel on a scheduled flight because of the high risk of contagion. For these situations, only an Air Ambulance is sufficient.</p><p>An experienced flight doctor on board an air ambulance takes care of the patient, using devices identical to the machines in a typical intensive care unit. Air ambulances are available from around the world. We can use not only the large commercial airports but smaller regional airfields as well. We can then transport the patient near the admitting hospital, so that only a short transport on the ground is necessary. An air ambulance will generally be made available on the same or the next day.</p><p></p><h3><strong>Internet of Things (IoT) in ambulance services</strong></h3><p>Emergency care is a critical field of medicine whose outcomes are determined by contextual knowledge time, quality and accuracy. Furthermore, the effectiveness of emergency treatment depends on the quality and accuracy of the information received during the emergency call and of the data obtained during the emergency transport.</p><p>Emergency doctors often lack the health records of patients and base the medical care on a set of information gathered including details given by the patient or his family. Consequently the provision of emergency treatment is more patient-centered than patient-centered knowledge. Wireless body area network and IoT (Internet of Technology) enable accurate data collection and are increasingly being used in medical applications.</p><p></p><h2><strong>Summing up</strong></h2><p>Modern ambulance today contains the most modern and advanced technologies. The medical equipment used today can easily provide hospital-like treatment to the patient when in transit and make their journey very comfortable and simple from one facility to the next. Governments have been under constant pressure to significantly improve emergency treatment, including the treatment received by ambulance services.</p><p></p><p><strong>Free Valuable Insights:</strong> <a href="https://www.kbvresearch.com/news/ambulance-services-market/">Global Ambulance Services Market to reach a market size of USD 31.8 billion by 2025</a></p><p></p><p>The government reports resulted in the development of guidelines in ambulance construction about the internal height of the area of patient care (to enable a caregiver to continue to care for the patient during transportation), and the equipment (and therefore weight) that an ambulance needed to carry, and many other factors.</p></div>Trends That Are Shaping the Over the Top (OTT) Services Markethttps://globalriskcommunity.com/profiles/blogs/trends-that-are-shaping-the-over-the-top-ott-services-market-32020-02-25T13:16:46.000Z2020-02-25T13:16:46.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p><span>The entertainment industry has been transformed dramatically by <a href="https://www.kbvresearch.com/over-the-top-services-market/" target="_blank">over-the-top (OTT) technologies</a>. On-demand subscription-based OTT platforms such as Netflix, nexGTv, and Amazon Prime have grown in popularity over the past couple of years and are rapidly displacing traditional TV programming as the preferred entertainment medium.</span></p><p><span>The use of blockchain in the OTT domain is expected to increase by the coming years, as it can enable content creators and distributors to store, archive, copyright, and distribute digital content. The unchangeable, decentralized public ledger from Blockchain will also allow OTT platforms to implement more effective policies and restrictions on access. This will help ensure that digital content remains easily available to authorized users while protecting it from infringements of copyright and piracy.</span></p><h2>What are over the top (OTT) services?</h2><p><span>An over-the-top (OTT) technology is any program or service that delivers a product over the Internet, bypassing traditional delivery. Over-the-top services are usually related to media and communication and are typically lower in cost as compared to the traditional delivery method.</span></p><h2>Types of over the top (OTT) services:</h2><p><span> </span></p><h3><span>Online gaming</span></h3><p><span>Online gaming has become one of the growing areas of application. Companies operating in this sector use OTT platforms to efficiently release and distribute online games, with scalability across different locations for multiple users. Users prefer the gaming content to be of HD quality. The industry has grown to include more developers and gamers that are emerging. More people connect with online play and streaming via gaming. Gaming helps people build relationships and make friends online, strengthening their voices in a previously impossible way.</span></p><h3><span>Music streaming</span></h3><p><span>Music listeners expect highly advanced customization when using streaming services. And that demand would certainly increase in the time ahead. Platforms like Spotify and Apple Music are leaders in this space, but in the world of streaming music, they have yet to fully realize the possibilities of personalizing. Technology is at the forefront of personalization advances. Through combining machine learning with human curation, data-driven playlists can become smarter over time, likely to result in an astonishing level of fine-tuned personalization.</span></p><h3><span>Video on demand</span></h3><p><span>Video on Demand (VoD) services reshape the traditional television sets by providing unique features such as high-quality video and exclusive customer-specific video content via broadband or mobile networks. Video on demand provides access to movies, television programs, web series, live streaming of concerts or events, music, etc. A significant trend seen in the market for on-demand video is the increased acceptance of mobile TV and multi-screen content viewing services. Increasing mobile penetration and continually expanding online users across the globe are also expected to provide notable opportunities for the video on demand industry.</span></p><h2>Over the top (OTT) services across different industries:</h2><p><span> </span></p><h3><span>Media and entertainment</span></h3><p><span>A collective change in media consumption sensitivities has emerged in the last few years, with people preferring over-the-top media services compared to traditional media. Instead of glorious life-changing tasks, existing use is weighted towards core activities such as reminders, setting alarms, streaming music, and weather checking. The devices, however, are better suited to questions and interaction. News media sees potential where inquisitive readers can ask the reporting questions and be fed links and details from the massive pre-existing content catalog.</span></p><h3><span>Gaming</span></h3><p><span>With 5G on the horizon, mobile Internet speeds have been expected to hit blistering levels anytime soon. This implies less reliance on buying in-store games, and much more able to stream or simply play mobile games. Streaming will also mean that mobile gamers don't need to download updates regularly or download updates at all. This is because gamers are going to play out the latest available versions. Games will change massively as streaming will allow multi-players on a larger scale, and fake multiplayer times (especially for hyper-casual games) will be over.</span></p><h2>How have industry players introduced their strategies to shape the market?</h2><p><span>In March of 2019, Apple announced the launch of Apple Arcade, the world's first mobile, desktop, and living area game subscription service. Arcade features brand new, original games from Major Studios, Acclaimed Indie Developers, Ken Wong, Hironobu Sakaguchi, Legendary Creators, and Will Wright.</span></p><p><span>The same month, Google introduced the Stadia, a new platform for online gaming. The company was targeting to join the segment of internet-based services through this launch. It is a cloud-based platform that can be used by consumers simply by clicking on the button 'Play Now'.</span></p><p><span>Based on its series, Netflix released new video games in June 2019, to make efforts to turn the streaming platform into a gaming empire. The new games were named as Stranger Things 3, a teen-series title, The Dark Crystal: Age of Resistance, a prequel to Jim Henson's 1980s movie, etc.</span></p><h2>Over the top (OTT) services trends and a look into the future of the industry</h2><p><span>The OTT services market is growing with the increased penetration of smartphones as well as the easy accessibility of high-speed mobile internet packages. The content usage experience is expected to take an exciting turn over the coming years, with technology advancing by the day. Even to this day, interactive digital video-based content allows a viewer to actively participate in the plot development, thereby providing an extra-immersive experience. Today, OTT platforms allow audiences to experience seamless digital entertainment through multiple media channels, whether through mobile apps or online websites.</span></p><p><strong><span>Free Valuable Insights:</span></strong> <span><a href="https://www.kbvresearch.com/over-the-top-services-market/" target="_blank">https://www.kbvresearch.com/over-the-top-services-market/</a></span></p><p><span>Cutting-edge technology such as artificial intelligence and machine learning will allow OTT players to collect, analyze and generate insights from vast amounts of digital data related to habits of viewing users. This will not only help players streamline their way of curating and recommending content to their fans, but will also allow them to create original content that is in sync with the viewing needs of different demographic audiences. Such a tailored approach will significantly improve OTT adoption in countries where each regional market has its entertainment preferences and responsiveness.</span></p></div>The Most Common Ways to Cover Debts in 2019https://globalriskcommunity.com/profiles/blogs/the-most-common-ways-to-cover-debts-in-20192019-09-30T11:01:54.000Z2019-09-30T11:01:54.000ZJill Robinsonhttps://globalriskcommunity.com/members/JillRobinson367<div><p><span style="font-size:10pt;"><a href="https://cdn.pixabay.com/photo/2016/10/12/09/03/woman-1733891_960_720.jpg" target="_blank"><img src="https://cdn.pixabay.com/photo/2016/10/12/09/03/woman-1733891_960_720.jpg?profile=RESIZE_710x" width="640" class="align-center" alt="woman-1733891_960_720.jpg?profile=RESIZE_710x" /></a></span></p><p><span style="font-size:10pt;">The moment you decide to pay your debts permanently, you seek to bring peace, stability, and confidence into your life. However, it's generally known you should stay away from strategies that make you end up with unpayable interests. Balance your debts with a loan? It may not be the best option because you can't borrow more. Neither is stop paying or fleeing the country.</span></p><p><span style="font-size:10pt;">So what are the best strategies to pay off your debts effectively and without panicking?</span></p><p><span style="font-size:10pt;">We understand that not all debts are solved in the same way like in <span><a href="https://samedayfin.com/" target="_blank">Same Day Fin</a></span>. In fact, we know it so well that we have simple ways to get out of your economic problem and in the right way, depending on the situation you are in.</span></p><p><span style="font-size:10pt;">Let's start ...</span></p><p><br /> <span style="font-size:12pt;"><strong>Understand Your Financial Context and Educate Yourself Financially</strong></span></p><p><span style="font-size:10pt;">The first thing you should do is analyze your financial situation - how much do you really owe? Is that a lot? 5 thousand dollars or 10 thousand dollars? These types of numbers can still be manageable if we apply good strategies on our financials. However, debts above 35K or those that exceed 100 thousand are more complicated because interest accrues at such a speed that it multiplies the original figure.</span></p><p><br /> <span style="font-size:12pt;"><strong>How to Pay Small Debts?</strong></span></p><p><span style="font-size:10pt;"><a href="https://cdn.pixabay.com/photo/2014/11/08/19/50/purse-522622_960_720.jpg?profile=RESIZE_710x" target="_blank"><img src="https://cdn.pixabay.com/photo/2014/11/08/19/50/purse-522622_960_720.jpg?profile=RESIZE_710x" width="320" class="align-right" alt="purse-522622_960_720.jpg?profile=RESIZE_710x" /></a>If your debt is not that big and still controllable, then you probably just need to improve your financial education to better manage your money. Therefore, I recommend you visit Same Day Fin company, where you will find recommendations, analysis, and guides that will help you better understand the world of finance. You can apply these tips in your daily life and see how soon your debts will disappear.</span></p><p><span style="font-size:10pt;">Do not think that the subject of money is something reserved for a particular category of people (the rich or the well-connected). We always seek to communicate in a clear and accessible way. For example, if you are looking for how to pay off your debts in 6 steps or how to generate extra money, you will surely find useful and applicable information to your situation.</span></p><p><br /> <span style="font-size:12pt;"><strong>Tips and Advice to Cover Loans</strong></span></p><p><span style="font-size:10pt;">The best practice is to consider a plan that allows you to get rid of debts and, more importantly, keep you away from them. For that, we list four tips that will help you get out of debt in 2019.</span></p><ul><li><span style="font-size:10pt;"><em>Make an annual budget</em>.</span></li><li><span style="font-size:10pt;"><em>Make a list of all the safe income</em> you will have during the year. Salaries, maintenance, government aid, etc.</span></li><li><span style="font-size:10pt;"><em>List all the expenses you have per month</em>. You should aim from the biggest ones like the mortgage or the rent of your home to the smallest ones like the subscription to your gym or your streaming service. Don't forget about the special expenses for the summer holiday season, back to school or winter vacations. This way you will know how much time you have to reserve extra money for these dates.</span></li><li><span style="font-size:10pt;"><em>Start a savings fund</em>. This savings fund must be included in your annual budget. Take a percentage of your income (experts advise 20%) and set it aside from the rest of the money. A savings account in your bank may be an option.</span></li></ul><p><br /> <span style="font-size:12pt;"><strong>Is It Possible to Pay Your Debts with Another Loan?</strong></span></p><p><span style="font-size:10pt;">I understand that this idea may sound risky, but here we mean finding better payment terms so you can cover the debts you already have. Imagine that you keep up with your accounts but the interests are very high, wouldn't it be great to reward your good behavior? If you find yourself in this situation, a <a href="https://www.investopedia.com/articles/investing/092315/7-best-peertopeer-lending-websites.asp" target="_blank">private lending platform</a> would be the best solution.</span></p><p><br /> <span style="font-size:12pt;"><strong>How Does This Service Work?</strong></span></p><p><span style="font-size:10pt;"><a href="https://cdn.pixabay.com/photo/2017/06/08/12/32/wallet-2383496_960_720.jpg" target="_blank"><img src="https://cdn.pixabay.com/photo/2017/06/08/12/32/wallet-2383496_960_720.jpg?profile=RESIZE_710x" width="320" class="align-right" alt="wallet-2383496_960_720.jpg?profile=RESIZE_710x" /></a>You apply for a loan to pay off your debts, which is known as consolidation. But, if you want to apply, you need to meet some requirements that will be evaluated to corroborate that you have the possibility to pay back what was lent (for example, you have a fixed income). The advantage of this process is that the interest rate is personalized and does not exceed 29%.</span></p><p><br /> <span style="font-size:12pt;"><strong>And, If the Debts Are Already Late?</strong></span></p><p><span style="font-size:10pt;">At Same Day Fin, we've already seen how small debts can be met (and even those that are larger but still under our control). However, what happens to those we have stopped paying? Is there a solution to those accounts that are in default? If you find yourself in this situation, do not despair put your trust in us to manage and settle the case.</span></p><p></p><p><span style="font-size:10pt;">A diagnosis will establish your financial capacity and generate a savings plan tailored to your needs. This money will be accumulated in an account in your name, while we are in charge of negotiating with your creditors to get discounts of up to 70%. Once the best deal is achieved, you will take care of what you have saved to settle and go! No more debts.</span></p></div>Content Services Platforms with Unlimited Potentialhttps://globalriskcommunity.com/profiles/blogs/content-services-platforms-with-unlimited-potential2019-07-10T10:01:37.000Z2019-07-10T10:01:37.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>Content Services is an emerging method to logically and efficiently capture the information, which is further delivered to the right department or the process of using digital channels (typically through the cloud). Content Services is based in the cloud, therefore, it ensures that the businesses are addressing the changing the compliance requirements along with remaining cost-effective and scalable. Content services are a set of services and micro services that are personified either as a combined product suite or as an individual application which has common APIs and repositories. These content services are meant to achieve a diverse content type and to serve numerous constituencies and use cases across an enterprise.</p><p><a href="{{#staticFileLink}}8028296874,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028296874,original{{/staticFileLink}}" class="align-center" alt="8028296874?profile=original" /></a></p><p><strong>What is Content Services Platform?</strong></p><p><a href="https://www.kbvresearch.com/content-services-platforms-market/">Content services</a> is a platform which can be assumed as the cloud-based SaaS software which further allows users to produce, share, collaborate on and store text, audio, and video content. These technologies are relatively new terms in gaining acceptance as a beneficiary to an enterprise content management (ECM) software. ECM and Content Services Platforms aim to resolve the challenges of enterprise content management, nevertheless, their approach to achieving these goals is very different.</p><p>Showcasing the emerging and dynamic nature of content services, the change from enterprise content management vendors to content services platforms and components, deviates the attention from ECM’s self-contained storage of content to actively using the content all across the content services platforms. This relies widely on multiple open services which are interrelated and work collaboratively to properly understand how content can be used internally and externally for creation, collaboration and distribution of information enterprise-wide.</p><p></p><p><strong>Why do we need the content services platform?</strong></p><p>Content services platform enables the organizations to understand the value of the content and data which is accessible to them. Instead of separating the content in a separate repository, where this becomes inconvenient in accessing it, these services have a developed approach in connection with people, processes, and content across all the organizations along with their suppliers, customers, and other business partners.</p><p>Content services software facilitates companies to deliver the correct content to the correct person at the correct time. Users may access and interact with the content that they require from within the application which they utilize through tailored workspaces. The major content services platforms allow for low-code or no-code improvement of plug-ins which can decouple the users’ experience from the underlying content repository. The user may have access to personalized and dynamic content in relation to the context of the applications which are used by them regularly.</p><p></p><p><strong>Application of Content Services Platform in Emerging Industries:</strong></p><ul><li><strong>Banking, Financial Services, and Insurance</strong></li></ul><p>The banking sector is one of the most regulated industries. As there are numerous regulatory compliances that the BFSI organizations have to adhere with. The banking industry happens to be the one which has witnessed several cyber-attacks recently. The BFSI industry generates large volumes of enterprise content from their day to day operations. The service vendors have a tendency of providing solutions and services on the basis of uniform best-practice processes to improve data security and decrease operating costs along with efficiently audit-compliant processes in observation of all relevant regulations.</p><ul><li><strong>Government and Public Sector</strong></li></ul><p>Digital Design System (DDS) is a set of ideologies which offers leadership and support for government digital transformation efforts. Initiation of these principles demands for investment in the appropriate types of tools and platforms. DDS is a practice that has agile and repeatable components which are environment-friendly and further boosts the sharing of skills and data. Agencies look ahead to leverage DDS which again explores the content services with findings in philosophy and capabilities that allows their investments to achieve digital services and practices. Content services demonstrate the capabilities to meet the needs and handle the processes that drive government processes, services and programs.</p><ul><li><strong>Healthcare and Life Sciences</strong></li></ul><p>In a clinical context, while numerous electronic medical/health records (EMR/EHR) manage an organized content, even the seamless systems cannot be managed in unorganized data such as paper documents, faxes, photos, images, and rich multi-media data contents which are generated across the care setting. In the non-clinical context, where ECM solutions complement operational, administrative, and financial information systems in a healthcare enterprise by making the end users to proficiently aggregate, store, and manage diverse content which is further generated across the enterprises.</p><p><strong>Click Here For Free Insights:</strong> <a href="https://www.kbvresearch.com/news/content-services-platforms-market/">https://www.kbvresearch.com/news/content-services-platforms-market/</a></p><p></p><p><strong>Emerging Trends and Challenges in Technology:</strong></p><p>Social media, mobile, analytics, and cloud (SMAC) convergence are one of the most powerful trends for both consumers and enterprises across industry verticals. Companies include SMAC driven marketing plans for minimizing the expenses along with preserving resources. Also, the efficient use of analytical tools makes it suitable for enterprises to measure returns from each campaign. The growth realization is a result of leveraging SMAC, which not only generates a better market situation but at the same time, it leads to improved entrepreneurial initiatives. SMAC majorly supports the evolution of corporates and the growth of SMEs, besides implicating business growth. So the adoption of SMAC’s drives the market for Content Services Platforms Market.</p><p>Privacy of data and images majorly includes few concerns about making sure that an individual data is not available automatically to any individual or an organization where the people can exercise a substantial degree of control over that data and its usage. For one thing, big data breaches escalate the risk possibilities. Secondly, the more the information, the more personal or sensitive information it can contain. Areas where sources of information vary, allowing multiple opportunities for penetration. Finally, the distribution of computed data, which is the sole way of processing the massive quantity of big data, opens up further with opportunities for data breaches. Privacy concern in relation to contents, images, etc. are hampering the growth of content services platform industry.</p><p></p><p><strong>The bottom line</strong></p><p>The growth in content services platform market is simultaneous, which gives an enhancement to the demand for services. Also, with these services, the implemented solutions are obtained in a cost-efficient manner in order to accomplish business processes keeping in mind the time frame and budget effectively. Additionally, at times these services are provided by channel partners who further strengthen the geographical reach of the software vendor.</p><p>The necessity for integration and deployment services is expected to be quite promising in the near future, which is due to the presence of different integrated platforms. Growth in adoption of content services platform solutions, the demand for supporting services is also increasing among end users. Content services platform services are mostly concerned with consulting, integration and deployment, and support and maintenance services. The Global Content Services Platform Market is being estimated to emerge as a market growth of 19.4% CAGR over the forecast period.</p></div>Cloud Services Brokerage Market | KBV Researchhttps://globalriskcommunity.com/profiles/blogs/cloud-services-brokerage-market-kbv-research2019-03-27T10:28:22.000Z2019-03-27T10:28:22.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p><strong>What is Cloud Service Brokerage?</strong></p><p><a href="https://www.kbvresearch.com/cloud-services-brokerage-market/">Cloud service brokerage</a> (CSB) can be explained as an IT role and business model wherein a company or any other entity controls the access to one or more (public or private) cloud services on behalf of several of that service's consumers through three primary roles including aggregation, integration and customization brokerage.</p><p><a href="{{#staticFileLink}}8028288693,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028288693,original{{/staticFileLink}}" class="align-center" alt="8028288693?profile=original" /></a></p><p>Cloud services refer to any IT services that a cloud provider offers and accesses. This is a broad term that includes all cloud computing delivery and service models and related solutions. Cloud services are provided over the Internet and can be accessed from the Internet globally. Including providing a cloud server from the cloud, replacing in house storage/backup with <a href="https://www.kbvresearch.com/cloud-storage-market/">cloud storage</a>, accessing the software and applications from a Web browser direct without prior installation, the cloud service offers several traditional in-house IT services.</p><p><strong>Why do organizations need Cloud Service Brokerage?</strong></p><p>The establishment of third-party cloud services is becoming an increasingly common approach among businesses. Using a cloud-managed services broker is an efficient and cost-effective way to take advantage of the cloud's benefits, as well as to take advantage of a trusted partner's expertise in using the right cloud resources at the right time for the right requirement.</p><p>By using an experienced cloud service broker, coming from an established cloud service brokerage platform, the broker team, through numerous infrastructures, applications, and tools, can draw on the collective knowledge, certificates and experiences. This can be a huge benefit for improved security, as this wide-ranging technical expertise can identify various safety risks easier and remedy problems quickly. And, because the cloud broker aggregates services from a range of sources, it makes considerable investments in ways that enable data migration, data mobility and cross-platform interoperability.</p><p><strong>Where do we see Cloud Service Brokerage?</strong></p><ol><li><strong>Retail & Consumer Goods</strong></li></ol><p>Mostly Infrastructure as a Service (IaaS) or Platform as a Service (PaaS) solutions have been implemented in the cloud. Safety, availability and maturity of suppliers are all aspects that retailers take into account when deciding which functions from the cloud are required. One of the cloud's impact appears to improve consumer-friendliness in retail as a technology that increases access, lowers prices and reduces customer costs. Another outcome seems to be the development of new products and the start of new companies— which shows cloud as a central e-commerce technology.</p><ol start="2"><li><strong>Government</strong></li></ol><p>With government agencies increasingly adopting cloud services they have found that it is an elaborate task to select, aggregate, integrate, customize and manage multiple cloud environments. Cloud Service Brokerage is a new way of handling the complexity and the risks of the expanding cloud services portfolio. Cloud service brokerage matters for the federal government because as cloud services explode they want to ensure that those services are managed, are secure, are cost-effective, and agile for users consuming those services.</p><p><strong>Types of Platform in Cloud Service Brokerage</strong></p><p>Cloud service brokerage industry has been segmented into internal brokerage enablement and external brokerage enablement. The external brokerage enablement segment provides the telecoms service providers, distributors and value-added resellers as well as cloud providers with multitenant cloud delivery and management platforms that assist in providing various services for channels and the management of administrative activities. The enablement platform also works on a common platform to provide various cloud services. Due to various business benefits and opportunity it gives technology and service providers, the external brokerage enablement segment is expected to expand rapidly over the coming years.</p><p><strong>Modes of Deployment</strong></p><ol><li><strong>Private</strong></li></ol><p>The private cloud refers to those cloud computing resources which are used exclusively by a single business or organization. A private cloud can be physically located on an organization’s on-premise datacenter. Some companies also pay for their private cloud to third-party service providers. Private clouds are maintained on a private network by services and infrastructure.</p><ol start="2"><li><strong>Public</strong></li></ol><p>The general public has access to Cloud services. These services can be single tenant (several instances) or multi-tenant services (single instance, separation on application basis). There are many locations where services are provided and no guarantee of the location or data is available in various Public Cloud implementations. Government requirements exclude the use of many Public Cloud solutions, however, various solutions are available that permit government use.</p><ol start="3"><li><strong>Hybrid</strong></li></ol><p>Hybrid clouds combine private and public clouds, paired with technology that allows the sharing of data and applications. The hybrid cloud provides a business with more flexibility, deployment options and optimizes existing infrastructure, security, and compliance with data and applications from private and public clouds.</p><p><a href="{{#staticFileLink}}8028289252,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028289252,original{{/staticFileLink}}" class="align-center" alt="8028289252?profile=original" /></a></p><p></p><p><strong>What’s trending?</strong></p><p>Due to the extreme reliance on technology and related services, large volumes of data are expected to be generated during the coming years. The need for better storing and effective management of this data will, therefore, increase in order to organize the ever-increasing amount of data. In addition, increased internet penetration and technology-driven services around the globe has created lucrative opportunities for the cloud service brokerage industry.</p><p>Advanced technology is now widely used in areas like IT and telecommunications, banking and finance, health, retail, energy, and government sector. Therefore, a cloud services brokerage organization helps clients or users select the right services and customize the services and software between them. Cloud services are highly attractive, as they help customize cloud services, deploy different cloud services and integrate them in accordance with the demands.</p><p>Cloud-based solutions from companies are an important driver for the cloud services brokerage sector. The relative immaturity of cloud enterprise software in comparison with on-site business software however is a limitation to the cloud service brokerage market. By modifying cloud enterprise software with custom capability other than cloud services, companies can use cloud technology and achieve other business goals, including <a href="https://www.kbvresearch.com/global-cloud-security-market/">data security</a> and compliance. In particular, organizations look forward to increasing the cloud and achieving less hazard with robust safety and compliance skills, add value and transparency through analytic methods, centralizing audit trajectories and implementing policies, including streamlining the cloud services selection process.</p><p></p><p>According to a new report <a href="https://www.kbvresearch.com/cloud-services-brokerage-market/">Global Cloud Services Brokerage Market</a>, published by KBV research, The Global Cloud Services Brokerage Market size is expected to reach <strong>$14.4 billion by 2024</strong>, rising at a market growth of <strong>16.4% CAGR</strong> during the forecast period.</p><p></p><p><strong>Click Here For Free Insights:</strong> <a href="https://www.kbvresearch.com/news/cloud-services-brokerage-market/">https://www.kbvresearch.com/news/cloud-services-brokerage-market/</a></p><p><strong>Visit here for Annual Subscription Plan:</strong> <a href="https://www.kbvresearch.com/subscription-model/">https://www.kbvresearch.com/subscription-model/</a></p></div>Global Drone Services Market | KBV Researchhttps://globalriskcommunity.com/profiles/blogs/global-drone-services-market-kbv-research2019-03-01T05:46:49.000Z2019-03-01T05:46:49.000ZKBV Researchhttps://globalriskcommunity.com/members/KBVResearch<div><p>Drones proliferate fast and change the world we know. Drones have an impact already, with many other potential problems on our horizons, on how we operate, manage security, conduct inspections and respond.</p><p><a href="{{#staticFileLink}}8028287264,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028287264,original{{/staticFileLink}}" class="align-full" alt="8028287264?profile=original" /></a></p><p>The unmanned aerial vehicle technology is reshaping and creating large industries. Overall, the demand for drone services is reaping the tens of billions of dollars. A recent survey has shown that the emergence of e-commerce can boost the growth of the drone industry. In addition, 79% of the U.S. Internet users will probably somehow choose drones as a delivery option. There is a massive global chance for drones. Drones could revolutionize key industries, including insurance, agriculture, infrastructure, and e-commerce.</p><p><a href="https://www.kbvresearch.com/global-drone-services-market/">Drone Services</a> is the emerging market for flying robotic services that can be controlled remotely or flown autonomously by means of flight plans controlled by software on their embedded systems. UAV services are being developed for businesses such as agriculture, construction, search and rescue, packaging delivery, industrial inspecting, insurance, and videography, with tasks such as imagery collection, measurements and the management or diffusion of events.</p><p><a href="{{#staticFileLink}}8028287281,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028287281,original{{/staticFileLink}}" class="align-full" alt="8028287281?profile=original" /></a></p><p><strong>Fixed Wing Drone vs. Multirotor Drone</strong></p><p>The main benefit of a fixed-wing drone is that it has a much simpler structure than a rotary wing. The simpler building offers less complex maintenance and repair process which allows the user to work longer at a lower cost. The simple structure ensures aerodynamic efficiency, which benefits long flight times at greater speeds, allowing larger areas for survey per given flight.</p><p>Multirotor drones are used in a wide range of applications. Drones offer the unparalleled ability to get where a person could never go and have perspectives that one never gets to see. There are so many online videos that capture the beauty of the planet Earth from the air and that were previously impossible. The rapid adoption of fixed wing and multirotor drones are directly boosting the emergence of innovative drone services providers.</p><p></p><p><strong>Drone Services for Aerial Photography & Remote Sensing</strong></p><p>In the last 10 years, a number of studies in the production of large-scale maps have used drone services in the mapping system. The digital photogrammetric technique has been used to make aerial photographs to produce certain basic items that are an orthopedic mosaic and a digital elevation point cloud.</p><p>The use of economically efficient drones for many applications is now becoming a common tool for scientists. Because drones differ in size and capacity, different sensors on the platform can be installed. For remote sensing applications, drones and drone services can be an efficient and low-cost resource. Drones such as field spectroscopy, multi-spectral cameras, and thermal cameras are capable of using various remote sensing technologies.</p><p></p><p><strong>Understanding the need for Drone Services</strong></p><p>The rigorous requirements for drones make it necessary for companies to draw the expertise of service providers and provide strong growth potential for the <a href="https://www.kbvresearch.com/global-drone-services-market/">Drones market</a> as a Service. Commercial applications, for example, require the use of pilots licensed, making potential customers for the market for companies not licensed drone pilots. Other operating drone services requirements include geographic expertise, model design, and capability, environment, wireless and technology networking as well as mobile applications. Drone services providers are focused on ensuring that different types of UAVs are compliant with customers' needs.</p><p></p><p><strong>An Overview</strong></p><p>Drone Services aims to increase the efficiency and productivity of work, decrease the workload and cost of production, enhance customer relationships and improve security issues on an immense scale. Drone Services. The adoption of drone technology across industries jumps quite rapidly from the fading phase into the megatrend phase as more and more companies are now realizing their global potential, scope, and scale. The worldwide market for <a href="https://www.kbvresearch.com/global-drone-services-market/">Drone Services</a> is anticipated to mount at a significant pace of 64.9% CAGR in the coming years.</p><p><a href="{{#staticFileLink}}8028286900,original{{/staticFileLink}}" target="_blank"><img src="{{#staticFileLink}}8028286900,original{{/staticFileLink}}" class="align-full" alt="8028286900?profile=original" /></a></p><p>According to a new report Global Drone Services Market, published by KBV Research, the global Drone Services is expected to attain a market size of $14.1billion by 2022, growing at a CAGR of 64.9% during the forecast period. North America is a dominant region due to growing adoption of cloud services in several industries in the region. Nevertheless, Asia-Pacific would be the fastest growing region during the forecast period. The Aerial Photography & Remote Sensing market dominated the Global Drone Services Market by Application in 2015, and would continue to be a dominant market till 2022; growing at a CAGR of 64.1% during the forecast period. The 3D Modeling market is expected to witness a CAGR of 63.1% during (2016 - 2022).</p><p></p><p><strong>Full Report:</strong> <a href="https://www.kbvresearch.com/global-drone-services-market/">https://www.kbvresearch.com/global-drone-services-market/</a></p><p><strong>Click Here For Free Insights:</strong> <a href="https://www.kbvresearch.com/news/global-drone-services-market/">https://www.kbvresearch.com/news/global-drone-services-market/</a></p></div>Global Incident Response Services Market Sharehttps://globalriskcommunity.com/profiles/blogs/global-incident-response-services-market-share2018-12-28T05:41:22.000Z2018-12-28T05:41:22.000ZKusumhttps://globalriskcommunity.com/members/Kusum<div><p><strong><a href="https://kbvresearch.com/global-incident-response-services-market" target="_blank">Incident response</a> </strong>is likely to be considered as a systematic strategy of managing and addressing the security attack or violations. The manner target at dealing with the problematic condition by obstructing the possibilities crashed caused for this reason taking steps to lighten recovery cost and time. Incident response plan is an insurance plan that specially states what type of an incident constitutes. Added, additionally it can provide point by point practice that is necessary to be put into practice during an incident. Mounting sophistication of attacks along with growing number of occurrence assisted the security professionals to created potent services and solutions.</p><p>Attackers are becoming well-funded and organized because they are improving in sophistication. As a result incident response plan needs to be done for each and every organization which will aims at bettering respond to enthusiasm to the different security incidents. The incident response services market is raising prominence simply because of the increase in security breaches on enterprises. The aiming at on the organization’s technical infrastructure is an increasing main concern through the growth of sophistication in the design and style of cyber-attacks, which might be performing as a problem for the organizations. Without an incident response plan it is in place, organizations will likely not be either be in a situation to detect the attack to begin with, or most likely would not pass by specific superior protocols, that would assistance with consisting the threat.</p><p>Incident response lays down pair of instructions that supply very clear procedures to react to numerous potential scenarios. With the adoption of incident response solutions, organizations can possibly efficiently keep up and secure their critical information from data breaches and be affected by an incident many more essentially. Incident response solutions help organizations optimize employees' productivity, offer protection to sensitive data, applications, and carry out stringent regulations. Increasing require next-generation security solutions pursued by nurturing market for Byod and targeted units functions as vital point more opportunities for The <a href="https://kbvresearch.com/news/global-incident-response-services-market" target="_blank"><strong>Global Incident Response Services Market Share</strong></a></p></div>Global Drone Services Market Competitionhttps://globalriskcommunity.com/profiles/blogs/global-drone-services-market-competition2018-12-21T13:27:27.000Z2018-12-21T13:27:27.000ZKusumhttps://globalriskcommunity.com/members/Kusum<div><p><a href="https://kbvresearch.com/global-drone-services-market" target="_blank"><strong>Drone</strong></a>technology has also been the majority of discussed innovation in the modern. It is heavily utilized in a variety of niches that include defense, healthcare, military combats, logistics, oil extraction, Ariel surveillance, and filmmaking. The mounting popularity of drones carries pushed various businesses to make a choice of the drone-as-a-service way of doing business to ameliorate savings. As a consequence of it is actually versatility and flexibility in hostile conditions and potential to be operated remotely, a great number of industries possess initiated to use drone services.</p><p>Nonetheless without regard for its ever expanding global recognition it provides already had its fair share of criticisms and controversy as well. The following are some of the concerns restraining the improvement of the drone services market. Ever-increasing applications of drone services across quite a few firms is among the most the major traveling variables which lead to the enhancement of global drone services market in the course of foretelling duration. Conversely, minimal skilled and specialist operators and safety relates to for the duration of drone businesses are a few of the huge facts hindering the emergence of global drone services market in the time of foretelling duration of time.</p><p>Drones may vary in shape and size, and yet the main core elements (battery, micro controller, motor, sensors) are essentially the exactly the same. Seeing as drones are created with smartphone parts, investments over the last 10 years of these important aspects possess drive drone prices down, enlarging attainability to consumers and businesses. Drones may become believed to be smartphones with the capability to fly or move. Opposed to a large number of finch developments such as the big data and payment innovation, drones are efficient for their mixtures of mobile hardware and internet connectedness.</p><p>Drones are distributed sensors which will make the internet smarter. They are able to and give us a platform on which different operations, software, and business models should be engineered. Indeed, right from drone mapping software to flight planning software, drone insurance, and marketplaces for the people to detect drone pilots has emerged, thus <a href="https://kbvresearch.com/news/global-drone-services-market" target="_blank"><strong>Global Drone Services Market Competition</strong></a> is growing rapidly</p></div>Top 5 Operational Excellence Transformative Strategies for Insurershttps://globalriskcommunity.com/profiles/blogs/top-5-operational-excellence-transformative-strategies-for2016-08-22T11:04:57.000Z2016-08-22T11:04:57.000ZFrancesca Lehninghttps://globalriskcommunity.com/members/FrancescaLehning<div><div class="prose"><p><a href="{{#staticFileLink}}8028252085,original{{/staticFileLink}}"><img width="300" src="{{#staticFileLink}}8028252085,original{{/staticFileLink}}" class="align-left" alt="8028252085?profile=original" /></a>The insurance market has been under pressure to transform for many years now.</p><p><em>PWC</em> identify five distinct pressure points: social, technological, environmental, economic and political. Their ‘2020: Competing for Future’ report describes how this is a time of massive and potentially disruptive change.</p><p>While the competitive landscape is experiencing significant shifts and technology continues to disrupt the market, insurers also have lots of opportunities to respond, adopt change, transform their services, and become the provider their customers are looking for.</p><p>In this eBook, we outline <em>five strategies for organizations that want to succeed in the new generation of insurance services.</em></p><p>Read full eBook here: <a href="http://bit.ly/29nrRHu" target="_blank">http://bit.ly/29nrRHu</a></p></div></div>GRC Software: Why You Should Never Pay for Professional Serviceshttps://globalriskcommunity.com/profiles/blogs/grc-software-why-you-should-never-pay-for-professional-services2016-02-15T16:30:00.000Z2016-02-15T16:30:00.000ZSteven Minskyhttps://globalriskcommunity.com/members/StevenMinsky<div><p>Conservative estimates of <span style="text-decoration:underline;"><a href="http://www.logicmanager.com/grc-software/">GRC software</a></span> implementations place the cost at either $200,000 or 50% of total licensing costs, whichever is greater. Even when initial costs are low, many vendors make up for apparent price reductions with professional services, or customizations, required to make the product work. Professional services are so ingrained in the software landscape that many organizations now consider them a necessary evil if they are to reap the benefits of GRC.</p><p>But you shouldn’t be paying for them.</p><p>Professional services are the number-one reason prospective customers tell us they’re unhappy with their current vendor, and are a huge contributing factor to awful customer satisfaction scores in recent <span style="text-decoration:underline;"><a href="https://www.forrester.com/The+Forrester+Wave+Governance+Risk+And+Compliance+Platforms+Q1+2016/quickscan/-/E-RES117977">studies of top GRC vendors</a></span>.</p><p>Moreover, professional services put the onus for success on the customer. Can’t figure out how to run a report? Don’t worry; for $20,000, the vendor will generate it for you. Need to make changes to the workflow you first designed upon implementation? That’s not a problem – all it will cost is money.</p><p>Worse than the hidden fees vendors build into their business models is the effect professional services have on the products themselves. By charging for professional services, the vendor creates a revenue stream that typically accounts for 50% of its annual revenue. Naturally, this discourages ease-of-use improvements. There’s no incentive to make reports easy to generate, or workflows easy to edit, if the vendor can charge you for those customizations.</p><p>This inherent flaw with professional services affects the top criteria that businesses outline when selecting their GRC solution:</p><ol><li>Price</li><li>Ease of use</li><li>Innovation</li></ol><p></p><p><strong>Why do so many companies, as evidenced by the bleak customer satisfaction rates for top GRC vendors, continue to make this mistake?</strong></p><p></p><p><a href="{{#staticFileLink}}8028245066,original{{/staticFileLink}}"><img width="250" src="{{#staticFileLink}}8028245066,original{{/staticFileLink}}" class="align-left" alt="8028245066?profile=original" /></a>First, many organizations don’t realize there are alternatives. True software-as-a-service (SaaS) vendors will <em>never</em> charge professional services. Customizations aren’t a source of revenue for <span style="text-decoration:underline;"><a href="http://www.logicmanager.com/erm-software/editions-pricing/">SaaS GRC vendors</a></span>, so the incentive is to make a flexible, easy-to-use product that can be configured by a single business administrator rather than a team of IT professionals.</p><p>Second, GRC vendors have created an awfully confusing market for buyers. Terms like SaaS, Hosted, and On-Premise are easily confused, as are the benefits associated with each. The solution to finding the right service is to ask if the vendor will charge for professional services. If the answer is yes, you’re not subscribing to a true SaaS product. You are, however, subscribing to annual professional-service costs that are both large and hidden!</p><p>Third, “professional services” means unique, custom code for every customer. That slows down innovation, since each release needs to be tested against all existing professional-service work. Upgrades take 6 months to implement, and vendors’ development budgets support multiple old versions of the product rather than future innovations.</p><p>These costs, of course, get passed back down to the customer in the form of professional-service fees! It’s a vicious circle that can only be fixed by selecting a true SaaS vendor. Simple SaaS doesn’t charge extra fees, whether for professional services, reporting, or anything else. Period.</p><p>It’s that simple. Buyer beware.</p><p>Some organizations can afford the time and money necessary to make a <span style="text-decoration:underline;"><a href="http://www.logicmanager.com/grc-software/">GRC solution</a></span> a palatable investment (even with costly professional services), but those companies tend to look more like the Bank of America’s of the world than they do the Fortune 5 million. For most of us, it doesn’t make sense to pay a dime for professional services.</p><p>Professional services ruin budgets. Once the non-SaaS product is in place, it needs to evolve; that’s when hidden fees appear. They discourage enhancements that would make the product flexible and easy to use. They generate revenue for the vendor, but from services that should be complimentary with any solution. Only true SaaS vendors will readily give a money-back satisfaction guarantee, with no additional fees of any kind.</p><p></p><p><em><strong>For more information about how and why LogicManager never charges for ongoing professional services, read about our </strong></em><strong><span style="text-decoration:underline;"><a href="http://www.logicmanager.com/erm-software/product/erm-consulting/">free support and dedicated business analyst program</a></span></strong><em><strong>. We’re also transparent about our pricing, so </strong></em><strong><span style="text-decoration:underline;"><a href="http://www.logicmanager.com/erm-software/editions-pricing/">click here</a></span></strong><em><strong> to browse our packages and request a quote.</strong></em></p><p></p></div>Public Services Under Attack through TTIP and CETA Atlantic Trade Dealshttps://globalriskcommunity.com/profiles/blogs/public-services-under-attack-through-ttip-and-ceta-atlantic-trade2015-10-20T00:30:00.000Z2015-10-20T00:30:00.000ZEnrique Raul Suarezhttps://globalriskcommunity.com/members/EnriqueRaulSuarez<div><p></p><p><a href="{{#staticFileLink}}8028236882,original{{/staticFileLink}}"><img src="{{#staticFileLink}}8028236882,original{{/staticFileLink}}" width="400" class="align-center" height="213" alt="8028236882?profile=original" /></a></p><h2 class="center" style="text-align:center;"><strong>Public Services Under Attack through TTIP and CETA Atlantic Trade Deals</strong></h2><p class="center" style="text-align:center;"> </p><p class="center" style="text-align:center;">Source:</p><p class="center" style="text-align:center;"></p><p class="center" style="text-align:center;"> <a href="http://www.globalresearch.ca/author/corporate-europe-observatory" target="_blank">Corporate Europe Observatory</a> and <a href="http://corporateeurope.org/international-trade/2015/10/public-services-under-attack-through-ttip-and-ceta" target="_blank">Europe Observatory</a></p><p class="center" style="text-align:center;"></p><p class="center" style="text-align:center;">12 October 2015</p><p></p><p><em>EU trade deals with Canada and the US could endanger citizens’ rights to basic services like water and health, as negotiators are doing the work of some of the EU’s most powerful corporate lobby groups in pushing an aggressive market opening agenda in the public sector.</em></p><p>Access PDF of full report in <a href="http://corporateeurope.org/sites/default/files/attachments/public-services-under-attack.pdf" target="_blank">English</a>.</p><p>Read the executive summary in <a href="http://corporateeurope.org/sites/default/files/attachments/en-summary-public-services.pdf" target="_blank">English</a>, <a href="http://corporateeurope.org/sites/default/files/attachments/fr-summary-public-services.pdf" target="_blank">French</a>, and <a href="http://corporateeurope.org/sites/default/files/attachments/de-summary-public-services.pdf" target="_blank">German</a>.</p><p>Public services in the European Union (EU) are under threat from international trade negotiations that endanger governments’ ability to regulate and citizens’ rights to access basic services like water, health, and energy, for the sake of corporate profits. The EU’s CETA (Comprehensive Economic and Trade Agreement) agreement with Canada, the ratification of which could begin in 2016, and the TTIP (Transatlantic Trade and Investment Partnership) treaty under negotiation with the United States are the latest culmination in such efforts. In a worst case scenario, they could lock in public services into a commercialisation from which they will not recover – no matter how damaging to welfare the results may be.</p><p>A new report released today by an international group of NGOs and trade unions (“<a href="http://corporateeurope.org/sites/default/files/attachments/public-services-under-attack.pdf" target="_blank">Public services under attack</a>“) sheds some light on the secretive collusion between big business and trade negotiators in the making of the EU’s international trade deals. It shows the aggressive agenda of services corporations with regards to TTIP and CETA, pushing for far-reaching market opening in areas such as health, cultural and postal services, and water, which would allow them to enter and dominate the markets. And it shows how those in charge of EU trade negotiations are rolling out the red carpet for the services industry, with both the consolidated CETA agreement published in September 2014, as well as drafts of TTIP chapters and internal negotiation documents that reflect the wishlists of corporate lobbyists.</p><h2>Key findings of the report:</h2><ol><li><strong>TTIP and CETA show clear hallmarks of being influenced by the same corporate lobby groups working in the area of services that have been built over the past decades during previous trade talks</strong>, such as the EU’s most powerful corporate lobby group Business Europe and the European Services Forum, a lobby outfit banding together business associations as well as major companies such as British Telecommunications and Deutsche Bank.</li><li><strong>The relationship between industry and the European Commission is bi-directional, with the Commission actively stimulating business lobbying around its trade negotiations. </strong>This has been characterized as ‘reverse lobbying’, ie “the public authority lobbies business to lobby itself”. Pierre Defraigne, former Deputy Director-General of the European Commission’s trade department, speaks of a “systemic collusion between the Commission and business circles”.</li><li><strong>The business lobby has achieved a huge success as CETA is set to become the first EU agreement with the ‘negative list’ approach for services commitments. </strong>This means that all services are subject to liberalization unless an explicit exception is made. It marks a radical departure from the positive lists used so far in EU trade deals which contain only those services which governments have agreed to liberalize, leaving other sectors unaffected. The negative list approach dramatically expands the scope of a trade agreement as governments make commitments in areas they might not even be aware of, such as new services emerging in the future. The same could happen in TTIP where the Commission is pressuring EU member states to accept the same, risky approach, meeting the demands of the business lobby.</li><li><strong>Big business has successfully lobbied against the exemption of public services from CETA and TTIP as both agreements apply to virtually all services.</strong> A very limited general exemption only exists for services “supplied in the exercise of governmental authority”. But to qualify for this exemption, a service has to be carried out “neither on a commercial basis nor in competition with one or more economic operators”. Yet nowadays, in virtually all traditional public sectors, private companies exist alongside public suppliers – often resulting in fierce competition between the two. This effectively limits the governmental authority exemption to a few core sovereign functions such as law enforcement, the judiciary, or the services of a central bank. Similar problems apply to the so-called ‘public utilities’ exemption, which only reserves EU member states’ right to subject certain services to public monopolies or to exclusive rights: it contains so many loopholes that it cannot award adequate protection for public services either.</li><li><strong>Probably the biggest threat to public services comes from the far-reaching investment protection provisions enshrined in CETA and also foreseen for TTIP. </strong>Under a system called investor-state dispute settlement (ISDS), thousands of US and Canadian corporations (as well as EU-headquartered multinationals structuring their investments through subsidiaries on the other side of the Atlantic) could sue the EU and its member states over regulatory changes in the services sector diminishing corporate profits, potentially leading to multi-billion euro payouts in compensation. Policies regulating public services – from capping the price for water to reversed privatizations – have already been targets of ISDS claims.</li><li><strong>The different reservations and exemptions in CETA and TTIP are inadequate to effectively protect the public sector and democratic decision-making over how to organize it.</strong> This is particularly true as the exceptions generally do not apply to the most dangerous investment protection standards and ISDS, making regulations in sensitive public service sectors such as education, water, health, social welfare, and pensions prone to all kinds of investor attacks.</li><li><strong>The European Commission follows industry demands to lock in present and future liberalizations and privatizations of public services, for instance, via the dangerous ‘standstill’ and ‘ratchet’ mechanisms</strong> – even when past decisions have turned out as failures. This could threaten the growing trend of remunicipalization of water services (in France, Germany, Italy, Spain, Sweden, and Hungary), energy grids (in Germany and Finland), and transport services (in the UK and France). A roll-back of some of the failed privatizations of the UK’s National Health Service (NHS) to strengthen non-profit healthcare providers might be seen as violations of CETA/TTIP – as might nationalizations and re-regulations in the financial sector such as those seen during the economic crisis.</li><li><strong>Giving in to corporate demands for unfettered access to government procurement could restrict governments’ ability to support local and not-for-profit providers and foster the outsourcing of public sector jobs to private firms</strong>, where staff are often forced to do the same work with worse pay and working conditions. In CETA, governments have already signed up several sectors to mandatory transatlantic competitive tendering when they want to purchase supplies and services – an effective means for privatization by gradually transferring public services to for-profit providers. US lobby groups such as the Alliance for Healthcare Competitiveness (AHC) and the US government want to drastically lower the thresholds for transatlantic tendering in TTIP.</li><li><strong>Both CETA and TTIP threaten to liberalise health and social care, making it difficult to adopt new regulations in the sector.</strong> The UK’s TTIP services offer explicitly includes hospital services. In the CETA text and recent TTIP drafts no less than 11 EU member States liberalize long-term care such as residential care for the elderly (Belgium, Cyprus, Denmark, France, Germany, Greece, Ireland, Italy, Portugal, Spain, and the UK). This could stand in the way of measures protecting the long-term care sector against asset-stripping strategies of financial investors like those that lead to the Southern Cross collapse in the UK.</li><li><strong>The EU’s most recent draft TTIP services text severely restricts the use of universal service obligations (USOs) and curbs competition by public postal operators</strong>, mirroring the wishes of big courier companies such as UPS or FedEx. USOs such as daily delivery of mail to remote areas without extra charges aim at guaranteeing universal access to basic services at affordable prices.</li><li><strong>TTIP and CETA threaten to limit the freedom of public utilities to produce and distribute energy according to public interest goals</strong>, for example, by supporting renewables to combat climate change. Very few EU member states have explicitly reserved their right to adopt certain measures with regard to the production of electricity (only Belgium, Portugal, and Slovakia) and local energy distribution networks (amongst them Belgium, Bulgaria, Hungary and Slovakia) in the trade deals.</li><li><strong>The US is eyeing the opening up of the education market via TTIP</strong>– from management training, and language courses, to high school ad- mission tests. US education firms on the European market such as Laureate Education, the Apollo Group, and the Kaplan Group could benefit as much as German media conglomerate Bertelsmann, which has recently bought a stake in US-based online education provider Udacity. The European Commission has asked EU member states for their “potential flexibilities” on the US request relating to education services.</li><li><strong>The US film industry wants TTIP to remove European content quotas and other support schemes for the local film industry</strong> (for example, in Poland, France, Spain, and Italy). Lobby groups like the Motion Picture Association of America (MPPA) and the US government have therefore opposed the exclusion of audiovisual services from the EU’s TTIP mandate, fought for by the French Government. They are now trying to limit the exception as much as possible, for example, by excluding broadcasting from the concept of audiovisual services – seemingly with the support of EU industry groups like Business Europe and the European Commission.</li><li><strong>Financial investors such as BlackRock engaged in European public services could use TTIP and CETA provisions on financial services and investment protection to defend their interests against ‘burdensome’ regulations</strong>, for example, to improve working conditions in the long term care sector. Lobby groups like TheCityUK, representing the financial services industry based in the UK, are pushing heavily for a “comprehensive” TTIP, which “should cover all aspects of the transatlantic economy”.</li><li><strong>US services companies are also lobbying for TTIP to tackle ‘trade barriers’ such as labor regulations. </strong>For example, US company Home Instead, a leading provider of home care services for seniors operating franchises in several EU member states, wants TTIP to address “inflexible labour laws” which oblige the firm to offer its part-time employees “extensive benefits including paid vacations” which it claims “unnecessarily inflate the costs of home care”.</li></ol><p>What is at stake in trade agreements such as TTIP and CETA is our right to vital services, and more, it is about our ability to steer services of all kinds to the benefit of society at large. If left to their own course, trade negotiations will eventually make it impossible to implement decisions for the common good.</p><p>One measure to effectively protect public services from the great trade attack would be a full and unequivocal exclusion of all public services from any EU trade agreements and negotiations. But such an exclusion would certainly not be sufficient to undo the manifold other threats posed by CETA and TTIP as many more provisions endanger democracy and the well-being of citizens. As long as TTIP and CETA do not protect the ability to regulate in the public interest, they have to be rejected.</p><p class="left"></p><p class="left">Attached files:</p><p class="left"></p><p class="left"><a href="http://corporateeurope.org/sites/default/files/attachments/public-services-under-attack.pdf" target="_blank">public-services-under-attack.pdf</a></p><p class="left"></p><p class="left"><a href="http://corporateeurope.org/sites/default/files/attachments/en-summary-public-services.pdf" target="_blank">en-summary-public-services.pdf</a></p><p class="left"></p><p class="left"><a href="http://corporateeurope.org/sites/default/files/attachments/de-summary-public-services.pdf" target="_blank">de-summary-public-services.pdf</a></p><p class="left"></p><p class="left"><a href="http://corporateeurope.org/sites/default/files/attachments/fr-summary-public-services.pdf" target="_blank">fr-summary-public-services.pdf</a></p><p class="left"></p><p class="left"></p></div>Interview with Christopher Whitlock, Vice President, Executive Creative Director, Fidelity Investmentshttps://globalriskcommunity.com/profiles/blogs/interview-with-christopher-whitlock-vice-president-executive2015-08-03T21:43:17.000Z2015-08-03T21:43:17.000Zmarcus evans N.A. Conferenceshttps://globalriskcommunity.com/members/marcusevansNAConferences<div><p>As non-banks enter the financial services marketplace through innovative payment and banking offerings, it is vital for the financial services industry to establish design thinking and innovation as an underpinning of their business model to incentivize the customer loyalty necessary to regain competitive advantage in banking.</p><p> </p><p>Christopher Whitlock, Vice President, Executive Creative Director at Fidelity Investments recently spoke with <b>marcus evans</b> about key topics to be discussed at their upcoming Design Thinking for Banking & Financial Services Conference, <b>November 5-6,</b> in <b>New York, NY.</b></p><p> </p><p><b>In your experience, what goes into unlocking the potential for design thinking throughout the organization?</b></p><p><b>CW:</b> I think Design Thinking is most successful in converting believers when the scope of the exercise is clearly defined. “Improving the banking experience” is perhaps a little broad. “Improving the account opening experience” is easier to get your head around. When a team has a clear task or challenge you have the opportunity for having epiphany experiences. Greater adoption happens when bite size challenges yield incremental yet valuable innovations. Soon the appetite for using the methodology on larger projects grows. The other critical point is to have facilitators or trainers who are well versed in the practice to help the team along.</p><p><b>In what ways do you recommend a company should use the value of design thinking principles to enhance their culture?</b></p><p><b>CW:</b> Design thinking is not just for innovating on a process or a product. Design thinking can be applied to bring about cultural change in an organization. You can use a design thinking exercise to figure out how to make meetings be more productive, to come up with a better seating plan, or how to improve the atmosphere of the office. All these have an effect on the culture of the organization.</p><p><b>In your experience, what do you find to be the biggest hurdle of this new way of thinking within organizations you have worked for?</b></p><p><b>CW:</b> A program that espouses the merits of “Failing Fast" can put a few people off. It's not usually what one aspires to at work. Designers, writers , composers... creative types, we are used to having a wastebasket full of ideas that weren't going to go anywhere. It's a process and philosophy we embraced since childhood.</p><p><b>What do you look forward to gaining/learning from this conference?</b></p><p><b>CW:</b> I find this is a great way to work. The Design Thinking community truly believes in the positive results you get from "Radical Collaboration." I see this as another opportunity to share and learn.</p><p><i> </i></p><p><i>Chris has worked in digital UX design and marketing for over 25 years. He’s directed design on every technology platform from digital video-disk to the iPad, for consumer and B2B, with employers ranging from publishing companies to start-ups. Chris’s clients have included FedEX, Microsoft, Harcourt, and Mayo Clinic.</i></p><p><i>Chris is currently responsible for leading a team of creative directors at Fidelity Investments that define the look and feel for the user experience across multiple business units and platforms.</i></p><p><i>Over the last 5 years Chris has been part of Fidelity’s core design thinking practice. He has helped evangelize and institutionalize design thinking as a tool to improve user experience for customers as well as his staff.</i></p><p>For more information regarding the highly anticipated marcus evans Internal Communications Canada 2015 Conference, please check out the <a href="http://www.marcusevans-conferences-northamerican.com/marcusevans-conferences-event-details.asp?EventID=22299&SectorID=2#.Vb-aJflViko">conference website</a> or contact Nicolette Fiordirosa, Marketing & PR Coordinator, marcus evans at 312-894-6327 or <a href="mailto:nicolettef@marcusevansch.com">nicolettef@marcusevansch.com</a>.</p><p> </p><p><b>About marcus evans</b></p><p><b> </b></p><p><i>Marcus evans conferences annually produce over 2,000 high quality events designed to provide key strategic business information, best practice and networking opportunities for senior industry decision-makers. Our global reach is utilized to attract over 30,000 speakers annually; ensuring niche focused subject matter presented directly by practitioners and a diversity of information to assist our clients in adopting best practice in all business disciplines.</i></p><p><i> </i></p><p>Join fellow Communications Professionals in the <a href="http://www.linkedin.com/groups/Financial-Institutions-Capital-Markets-marcus-3146746/about">Financial Institutions & Capital Markets</a> group on LinkedIn.</p></div>Manigent: More than Half FSA Fines for Weak Risk Management Systemshttps://globalriskcommunity.com/profiles/blogs/manigent-more-than-half-fsa-fines-for-weak-risk-management2012-03-12T09:30:00.000Z2012-03-12T09:30:00.000ZRebecca Beardhttps://globalriskcommunity.com/members/RebeccaBeard<div><p>A study from the Chartered Institute of Internal Auditors revealed that weak risk management systems were responsible for more than half of all the fines handed out by the FSA to financial services businesses, amounting £38.5m during 2011.</p><p>If one needed a strong signal that ineffective risk management and poor internal control systems were taken seriously by the regulator, this is it.</p><p>Weaknesses and failures in risk management often result from poor communication and misunderstandings, ineffective MI systems and inappropriate technologies. Organisations go on with habits and ad hoc solutions, without proper, comprehensive questioning of the status quo, proper review of issues and challenges.</p><p>Why not start now? Use <a href="http://www.manigent.com/storage/Manigent%20Discovery%20Workshop.pdf">Manigent’s Discovery Workshop</a> for a day in your organisation and review your strengths and weaknesses in Strategy, People, Process and Technology dimensions.<br /><br /><strong>Ariane Chapelle, PhD, Director of Consulting (<a href="http://www.manigent.com" target="_blank">Manigent</a>) </strong></p></div>Attention all risk and compliance professionals: Compliance reporthttps://globalriskcommunity.com/profiles/blogs/attention-all-risk-and-compliance-professionals-compliance-report2011-10-30T18:03:50.000Z2011-10-30T18:03:50.000ZEdwin Lutherhttps://globalriskcommunity.com/members/EdwinLuther<div>Please fill in the survey and share amongst your network.<br /><br /><a href="http://www.linkedin.com/redirect?url=http%3A%2F%2Fwww.compliancecircle.co.uk%2Freports.php&urlhash=C6-H&_t=tracking_anet">http://www.compliancecircle.co.uk/reports.php</a> <br /><br />The survey will take 5min or less to complete and will help benefit compliance professionals. globally.<br /><br />Big thanks<br />Compliance Circle<br />@Etadafe</div>Restoring Trustability to Financial Serviceshttps://globalriskcommunity.com/profiles/blogs/restoring-trustability-to2011-05-19T20:39:00.000Z2011-05-19T20:39:00.000ZGlobalRiskCommunityhttps://globalriskcommunity.com/members/GlobalRiskCommunity<div><div id="ctl00_Content_InventoryReservation_ReservationsDlt_ctl00_P2" dir="ltr"><p style="margin-bottom:0cm;border:medium none;padding:0cm;">How banks and other financial firms can rebuild and measure the trust they've established with customers.</p>
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<p style="margin-bottom:0cm;border:medium none;padding:0cm;">Building trust takes time. And when trust has been damaged, whether by real or perceived actions, companies must work harder and smarter to ensure they are taking every possible action to continually enhance the customer's trust. <a href="http://bit.ly/GRCinfor" target="_blank">In this 1to1 Executive Dialogue</a>, Don Peppers, Founding Partner at Peppers & Rogers Group, and MJ Crabbe-Barberis, a CRM expert who has led direct marketing strategies for Fortune 100 companies including JPMorgan Chase and Citibank, discuss trustability within the financial services sector.</p>
<p style="margin-bottom:0cm;border:medium none;padding:0cm;"> </p>
<p style="margin-bottom:0cm;border:medium none;padding:0cm;">Click <a href="http://bit.ly/GRCinfor" target="_blank">here</a> to get access to the white paper.</p></div>