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The October anniversary of the liability shift has passed, and anniversaries are an excellent time to look back on progress…this is no exception. The U.S. EMV migration plan was set four years ago as a way to fight card fraud and to protect both consumers and merchants.

Back in the day, we had one choice when we wanted to purchase something, and that was cold, hard cash. However, a few decades ago, people began using credit cards for everyday purchases instead of for only big ticket items, such a

Bridge Group 2016 Sales Development Metrics and Compensation Benchmark Report

Source:

David Skok

ForENTREPRENEURS

Intro

Sales development teams are taking a much more data-driven approach in recent years by closely tracking their metrics and performance. Benchmarking your performance against other companies offers a valuable way to see how your company stacks up against the competition.

We have collaborated again this year with The Bridge Group, an inside sales research and consultation organization,

Research Shows the Power Your Thoughts Have on Health and Longevity

Source:

April McCarthy

Walking Times

March 1, 2016

Advances in health, education, disease prevention and treatments are high on the list of things that have allowed people to extend their lives, especially since chronic medical conditions and engaging in unhealthy behaviors are known risk factors for early death, however findings from a longitudinal study of over 6,000 adults suggests that certain psychological factors may be the st

This week I worked with Gemalto, as part of Gemalto’s #ChipAwayAtFraud campaign. I was tasked with using my “chip” card when making a bunch of every day purchases like getting coffee and shopping. Gemalto, one of the world’s leaders in digital security, wanted a real-world take on the EMV card experience, which includes the security benefits EMV cards presents. You know EMV; it’s the “chip” credit card that, by now, you should have.

Here’s what I learned:

A significant portion of the retailers I f

As part of Gemalto’s #ChipAwayAtFraud campaign, I’m being tasked with numerous tasks, some tacky, some essential to living. Gemalto, one of the world’s leaders in digital security, wants a real-world take on the EMV card experience. Which includes the security benefits EMV cards presents. You know EMV; it’s the “chip” credit card that by now, you should have. EMV by the way stands for Euro/MasterCard/Visa. The Euro part essentially means that’s where the card was first deployed.

If you don’t have

Enrique Suarez Presenting:

Competition and Business Strategy in Historical Perspective

Harvard Business School Note

Agenda

• Historical Background
• Academic Underpinnings
• The Rise of Strategy Consultants
• BCG and the Experience Curve
• From the Experience Curve to Portfolio Analysis
• Strategic Business Units (SBUs) and Portfolio Analysis

• Emerging Problems
• Unbundling Industry Attractiveness
• Unbundling Competitive Position
• Competitive Cost Analysis
• Customer Analysis
• Business System Redesign

• The

Accelerate Your Startup: It’s Time to Floor It

Source:

David Skok

In the two previous articles I presented, David Skok discussed the first two of three key phases in a startup life cycle: finding a product/market fit, then determining a repeatable and scalable sales model.

Once you’ve determined that the sales funnel process you’ve designed is working in a repeatable and scalable way, with a viable business model — i.e. for SaaS businesses, the cost to acquire a customer (CAC) is less than a third

Accelerate Your Startup: Get the Right Product/Market Fit

Source:

David Skok

As a VC and five-time entrepreneur, David Skok frequently sees two common mistakes being made by startups:

1. Companies spend too much attempting to grow the business when it’s not ready for such growth; or

2. Companies don’t spend enough money when the business is ready to scale.

It’s, therefore, a CEO’s responsibility to decide when to hit the startup accelerator pedal. There are times when it makes sense to step on the ga

Did you Find Peace and Did you Help Others?

True Success - Prem Rawat

https://www.youtube.com/watch?v=BkM-8C1QHf0

“Angst” Against Encryption: National Security and the Surveillance State. The Global Crackdown

Source:

24 Concepts Every Young Person Should Know About Business

Source:

Steve Mariotti

Founder of Network for Teaching Entrepreneurship (NFTE) Author of An Entrepreneur's Manifesto

The Babson College definition of entrepreneurship is: "A way of thinking and acting that is opportunity obsessed, holistic in approach, and leadership balanced."

In honor of the Urban Entrepreneurship Summit being held at Rutgers Business School in Newark today, I wanted to present my thoughts on what the younger generation nee

Enrique Suarez Presenting:

Eight Factors for the Transformation and the Consequences of Omitting Any of Them:

Aim: No aim, no sense of direction

Philosophy: no philosophy, no followers

Vision: no vision, confusion

Strategy: no strategy, false starts

Skills: no skills, anxiety

Resources: no resources, frustration

Rewards: no rewards, bitterness

Organization: no organization, no coordination

Enrique Suarez can work with your organization to assess your current and desired competencies mentioned above to

Hang Onto Your Wallets: Negative Interest Rates, the War on Cash, and the $10 Trillion Bail-in

Source:

Ellen Brown

The Web of Debt Blog

20 November 2015

In uncertain times, “cash is king,” but central bankers are systematically moving to eliminate that option. Is it really about stimulating the economy? Or is there some deeper, darker threat afoot?

Remember those old ads showing a senior couple lounging on a warm beach, captioned “Let your money work for you”? Or the scene in Mary Poppins where young

Quotes on Ethics and Responsibility

Source:

Enrique Suarez &

www.12manage.com

A Vision of the future without action is simply a dream. An action without a vision of the future, lacks meaning. A vision of the future with action, can change the world

Enrique Suarez

Albert Einstein used to say "Try to become not a man of success, but try rather to become a man of value." We in the Western world have valued so much material well-being that we have forgotten about who we really are which has a divine comp

Source:

www.12manage.com

 When I am at Milan, I do as they do at Milan; but when I go to Rome, I do as Rome does

St. Augustine 354-430, Roman theologist and philosopher

Speak when you are angry, and you will make the best speech you will ever regret

Ambrose Bierce

If at first the idea is not absurd, then there is no hope for it

Albert Einstein 1879-1955; German-born American theoretical physicist

The most important thing in communication is hearing what isn't said

Peter F. Drucker 1909-2005, American ma

Enrique Suarez Presenting:

Does Evil Exist? 

The university professor challenged his students with this question. Did God create everything that exists? A student bravely replied, "Yes, he did!" 

"God created everything? The professor asked. 

"Yes sir", the student replied. 

The professor answered, "If God created everything, then God created evil since evil exists, and according to the principal that our works define who we are then God is evil". The student became quiet before such an answer. The

Chapter 9-Project Integration of my recently published book Risk-management in the World of Threats and Opportunities: A Project Controls Perspective discusses the challenges that many Project Managers are facing. One item that throws many to fits is project integration. It is a project requirement with varying level of complexities. Some have successfully toe the line but many just fail.

Integration happens throughout the project lifecycle using continuous collaboration. It becomes a big challen

What’s Wrong with Britain? Poor Housing, Education and Health in Crisis

Source:

Lesley Docksey

Global Research, October 05, 2015

One glance on Sunday morning at The Guardian website demonstrated quite clearly what is wrong with Britain – and, probably, the rest of the ‘developed’ world. Three major concerns of the average household were news. And all three are connected, not just to each other, but to the way this country is being run.

Housing and the ‘Right to Buy’

This country has never recovered fr