benefits (48)

With Health Insurance and Healthcare costs continuing to skyrocket and access to trained Doctors decreasing, something needs to change.  The current system is expensive, wasteful, and inefficient.  We are proposing a new Gatekeeper Model that will provide Employees greater access to Doctors at a fraction of the cost with far better outcomes.

The Traditional Gatekeeper Model for Healthcare?

What was the traditional Healthcare Gatekeeper Model?  The Alliance for Health Reform guidebook defines the g

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A Custom Combination of 24/7 Expert Medical Advice From Trained Emergency Professionals and Professional Strength Medical Supplies Providing cost-savings with a Verifiable ROI!

With Few Employee Benefit Strategies Contributing to Verifiable Cost-Savings Related to Health Insurance - Fully Insured or Self-Funded - This Is an Opportunity That Provides an ROI Calculator!

With years of experience in providing remote medical services, MedCallAssist is the perfect partner to help alleviate the stress &a

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Is your Business Model Sinking?

Employee Benefit and Insurance Brokers, Carriers, and Commissions were a perfect fit for many years! Last week we looked at an Overview of the “Future for Brokers under PPACA/Obamacare. As promised, this week, we will look at the first component of re-tooling that future: “SHIFTING INCOME GENERATION TOOLS.”

The keys for Broker survival and implementing a Fee Based Model is the ability to provde Employers a deliverable set of Strategies and Solutions for the challeng

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This Post is the first in a set of two Posts looking at PPACA - Sometimes referred to as Obamcare or ACA.  

1) This first Post is to provide background on PPACA with Links to valuable information to answer questions for Brokers, Employers and Carriers.

2) The second Post will provide a Workable, Efficient, and Cost-Effective Strategy for Brokers and Employers to deal with PPACA/Obamacare for the 2013 Plan Year and Beyond.  The time to get started is now!  This will be Posted on Friday after your T

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The days of slowly and reluctantly accepting change are over for Brokers and Carriers in the Health, Life, and Voluntary Benefit  Markets.  Forces that are out of their control have taken over! 

For decades the Health and Life (H&L) Insurance Markets - Including the Insurance Carriers, Brokers/Agents, and Service Providers - have reluctantly accepted change on an Evolutionary Basis. While competition was stiff, most parties were enjoying a stable and profitable marketplace utilizing the same

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While Voluntary/Worksite benefits have been around for years - I started getting my feet wet in 1986 -  the number of "Choices" in Carriers and Plans has grown dramatically!  There's more Demand, more Choices, and more Responsibilities!

Let's start with some simple Tips for Brokers - The Dos, Don'ts and Things to Remember!

  1. Do - Team-Up!  If you are not a Broker familiar with the complexities of the Voluntary/Worksite Market, consider teaming-up with a Specialist - preferably not a captive or semi-
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It is often said that the benefits of Risk Management are intangible. No argument here. It's tough to say "You were successful because I helped you manage your risk" when you are talking to an already successful CEO. How then do you demonstrate the benefits of Risk Management?

One approach is around the concept of Intellectual Capital. When we talk about the value of a business, we talk about book value and market value. The difference between book and market value is often described as the intan

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MYTH: Insurance and Benefits related Trade Shows drive sales for their exhibitors commensurate with their expectations and overhead costs.

FACT: The thousands and thousands of dollars that it costs to exhibit at a traditional 3-day trade show, costs including travel, lodging, shipping expenses, dining and entertainment, even lost day-to-day professional duties, are rarely justified with a strong financial ROI.

MYTH: Trade Shows, and your exhibit, deliver prospects who are generally self-qualified

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