fraud (112)

Beware of Hot and Cold Reading Scams

Many so-called psychics are frauds. But so are some auto mechanics, lenders and roofers. There’s fraud in just about all lines of work.

What we do know is this: There’s not enough evidence to refute paranormal phenomena. Nor enough to prove it beyond a doubt.

And we also know this: There exist scams involving hot and cold readings.

I could give a scam reading to a flamboyant, colorfully-dressed woman (whom I’ve known for only a minute) with big hair, lots of costume jewelry and a supersonic laugh.

I

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Protect from Personal Loan Scam

Are you thinking of getting a personal loan? Hopefully you have a high credit score, as this will give you a better chance of getting the loan through a legitimate company. But even if your credit is excellent, you need to be aware of the personal loan scams out there.

Not Respecting Your Limit

  • You don’t want to do business with a lender that pressures you into borrowing more than you can handle

Upfront Payment

  • You should never have to pay any fees for the application process. If you’re requested to
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How to Remove Fraudulent Lines of Credit

You just learned you have a new credit card account by checking your credit or because a bill collector called you. Problem is that you don’t remember ever applying for it. You must find out what’s behind this new account and how it got there.

  • Call the corresponding phone number listed with the account seen on your credit report.
  • Begin the process for disputing the entire account.
  • Get the name (and employee ID number) of every person you speak to and a transaction or reference number for every phon
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A Loophole Allows Banks – But Not Other Companies – to Create Money Out of Thin Air

One of the Main Causes of Our Economic Problems

 

Source:

Washington's Blog

January 15, 2016

The central banks of the United States, England, and German – as well as 2 Nobel-prize winning economists – have all shown that banks create money out of thin air … even if they have no deposits on hand.

The failure of most governments and most mainstream economists to understand this fact – they instead believe the myth that pe

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A group of people who are actively collaborating to commit identity fraud is known as an identity fraud ring. These rings are generally made up of two or more career criminals, often including family members or close friends. These rings work by members either stealing a victim’s identity or sharing personal information such as a date-of-birth or Social Security number. Though many fraud rings occur in large cities, there are a surprisingly high number of rings found in rural areas.

According to

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Wow, a lawyer in Memphis got scammed by his secretary—she embezzled over $362,000 from him, says an article on wreg.com. Attorney Jerry Schatz hired Teresa Sumpter, 48, in July of 2013.

Little did he know that his assistant would end up stealing checks from his trust account, forging her signature on them, and opening three credit cards—all in his name. And she named herself as an authorized user.

And what did this conniving little pill do with the stolen money? Sumpter bought several vehicles, pa

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15 Ways to protect your Identity

There are tried and true ways to protect yourself from identity theft—ways that you may not have even considered. Check them out (no specific order):

  1. Evaluate your passwords. Does every online account have a different password or are you using the same one for multiple accounts? Fix this problem immediately.
  2. However, make the new passwords at least eight characters ideally, and include symbols, not just letters and numbers. Avoid using actual words or names, or keyboard sequences. Password-crackin
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Thinking of bringing a credit card with you on your travels? You can end up in a jam: You just treated your extended family to fine dining in France. Time to pay; your credit card is declined.

If you try to make a purchase overseas, your credit card company might think it’s fraudulent, since it would appear anomalous, relative to your usual, U.S. purchases.

So before you leave for your trip:

  • Back up credit card data. It’s always important to have a backup of your card data, both online and in print
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As the holiday season creeps upon us, research shows that an astonishing 24% people who are buying online have been duped by scammers. Whether you are buying shoes, electronics or the latest fashions and accessories, research companies are showing that you are at risk of being duped.

When you look at the overall shopping behavior of consumers, we see that about 34% do all of their shopping online, and during the holiday season, this number rises to 39% of all consumers. That is a lot of people fo

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Nineways to shop safely on Cyber Monday

With Cyber Monday, you don’t have to camp outside in the cold overnight so you can be the first person busting through the doors like on Black Friday. But you still may get trampled to a pulpby cyber scammers waiting for their prey.

How can you avoid these predators?

  • You know that old mantra: If it’s too good to be true, it probably is. Be highly suspicious of outrageously great deals, and also assume that e-mails that link to unbelievable savings are scams. You may think it won’t hurt to just “ch
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5 In-Demand Cybersecurity Specialties

There are numerous subspecialties within the booming cybersecurity field[i]. Here are some of the most in-demand professions:

Cybersecurity Engineer: This is the all-around, jack-of-all-trades, go-to guy or gal of cybersecurity. For all intents and purposes, a cybersecurity engineer is a hacker – but a good one. Using their advanced knowledge of malware, viruses, theft, DDoS attacks and other digital threats, cybersecurity engineers defend organizations against crime online. Personality traits re

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There are many reasons someone might right-click on your image and “Save image as…”

Porn, Sex and Dating Sites

  • A woman might steal your blog headshot and use it for her dating site profile.
  • A perv might take the picture of your child off your Facebook page and put it on a porn site.
  • A person who runs a racy dating site might take your image and use it to advertise his service.

Scams

  • Someone might use, without your knowledge, a photo of your house for a rental scam.
  • Your motorcycle, jet ski, boat, puppy
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There’s a problem on the home front: security lapses in the computers of the Secret Service and Immigration and Customs Enforcement, says a report on townhall.com. These departments were recently audited, and weaknesses were revealed.

Recently, hackers got into the White House, State Department and the Office of Personnel Management, among other entities. And this has caused the public to wonder about just how strong cybersecurity is for the U.S. government. So thus, the audit was carried out.

The

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Credit Card vs. Debit Card Fraud

One difference between a credit card and a debit card is that if there’s an unauthorized charge on your credit card, you just get a little sting. It’s a hassle to straighten out. But no money is taken from you.

But if someone gets ahold of your debit card information, the second they use it, depending on the nature of the transaction, your bank account will be drained. And in some cases, you can kiss that money goodbye; you got scorched. More than ever, crooks are using others’ debit card data an

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Child Identity theft is becoming Solvable

You’ve seen TV commercials and print ads about identity theft, and the “victim” is always an adult. That’s not realistic. The actor-portrayal should be that of a child. Yes, a kid.

Children are 51 times more likely than adults to have their identity stolen, says research from Carnegie Mellon University’s CyLab.

Crooks want kids’ Social Security numbers. And crooks like the fact that kids are debt-free. Wow, with no debt to the child’s name, the thief could easily open up a line of credit in that v

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Protect your Identity when saying "I Do"

Who has time to think about identity protection when planning a wedding? And why, for that matter? Well, there’s good reason: Marriage begets a change in identities. The months preceding the big day should be when the couple starts taking action to avoid identity theft.

  • If you’re using any website or smartphone application to organize your wedding, make sure it’s protected with a password—a long password that contains zero clues about your wedding, identity or anything else personal. An ideal pas
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While data breaches have dominated the news cycle, The Wall Street Journal’s “Risk and Compliance Journal,” reports that fraud is actually much more common, even if it generates fewer headlines.

6-28-2012.png?width=300In the fiscal year ending March 31st, 2015, instances of retail fraud averaged a 94% increase from the prior year when calculated by average loss of revenues. Industry reaction to this news has been relatively predictable: as many companies have decided to devote a higher percentage of their budget to pre

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What are Consumer Reports?

You’ve heard the term “consumer report.” Many times, I’m sure. But do you really know what one is? If you’re nodding your head, would you be able to explain it to a Martian? If not, then you probably do not have a solid understanding of what one is.

But lenders, landlords, creditors, employers and insurers certainly know what a consumer report is, because every time they’re about to deal with a new client, they put themselves at risk.

  • Is he in good health?
  • Will she stop paying her mortgage?
  • Will he
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Retirees Prime Targets for Identity Theft

Is it easier for crooks to prey on senior citizens, or is it that most targets are the seniors?

Well, one thing’s for sure: A disproportionate percentage of identity theft complaints come from people 50-plus (though I’m sure some readers would hardly consider 50-somethings to be seniors—but you get the point).

Some scammers go after seniors because they know that many older people have a lot of money saved up. And it’s also no secret that many seniors aren’t as sharp as they used to be, and also a

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When you hear the dictum, “You should protect yourself from identity theft,” do you equate this with pushing a wheelbarrow loaded with rocks up a hill? It would actually be more accurate to picture slicing into a fresh apple pie, because identity theft protection is as easy as pie. Check out the following things you should do—without breaking any sweat:

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  1. Examine your credit card statements once a month to catch any unauthorized charges. Even a tiny charge should not be blown off, since often, thie
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