Of course, the Stock market’s high and down can be a frustrating moment for new investors but it does not mean that we should take it as a gambling. If we invest without proper knowledge and advice in Equity mutual funds or the stock market, it may sometimes convert into gambling where we will be in a fix what to do and what not to do. Logically, one must take advice from the expert fund Manager to tackle your funds in the stock market. They collect money from the investors and invest in stocks.
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Vendor risk assessment questionnaires are vital to the success of your Third-Party Risk Management program. They also can be tedious, time-consuming, and painful – for both your team and your vendors. It doesn’t have to be that way. The right mix of best practices and technology can reduce more risk while ultimately making life easier for you and your vendors.
Join ProcessUnity for a 45-minute webcast at 2:00 PM EDT on Thursday, October 18, 2018 (http://bit.ly/2Nyzs5X) , an
Decisions are all about emotion, however, numbers are so very important. At the end of the day if the bank balance is zero, no amount of emotion is going to change that.
When it comes to numbers and decision making there are essentially three positions people take.
Believers
These people believe numbers enhance decisions. In fact, decisions should be based on the numbers. The effort must be put in to find and assess the numbers.
The problem for these people is that if they can’t find any numbe
Hosted by Silicon Valley Business Institute, co-hosted with DeepBrain Chain; Global Disruptive Innovation Summit (www.gdi-summit.com): Blockchain | Investment • AI • Developers glorious concluded in Silicon Valley, USA on October 1st.
This summit grasped the most cutting-edge trend of blockchain, deeply explored the blockchain investment, blockchain + AI, and the blockchain developer technologies. On the day of the event, it aggregated more than 3,000 investors, entrepreneurs, developers, and re
Biggest Market Players : Demonetization and GST:
The past 2 years of 2016 and 2017 have been nothing short of path-defining years for major changes introduced in the management of finances and taxes in India. The first significant and somewhat controversial of these changes was the note-ban put into action on the 9th of November 2018. Another one of the big changes to the system was the introduction of the Goods and Services Tax (GST) Act on July 1, 2017.
It's been more than a year since these cha
When is the last time you checked your credit report? If it has been more than a year, you can get a free one. The issue is, however, is how to really understand it. Here’s some information about obtaining and reading your credit report.
Obtaining Your Free Credit Report
Based on US law, everyone is entitled to look at their credit report from all three major credit reporting agencies. If you want to look at more than that, you can pay a fee. This law dates back to 2003, and all three major bureau
We’d like to congratulate the 25% of US-based companies that achieved GDPR compliance by the May 25th deadline, and to share a little guidance on how to stay compliant over time.
As we all know, the GDPR is a huge deal. In addition to the scope of this new regulation, there’s also the consequences of non-compliance, i.e. up to €20 million or 4% of annual global revenue, whichever is higher.
Aside from incurring steep fines and lofty litigation, the risk of non-compliance also includes losing your
Third-party relationships are an essential part of most successful businesses. Managing them can be tricky, and missteps costly. Yet, an alarming amount of organizations don't have a dedicated program to manage that risk.
Join this webinar ==> http://bit.ly/2P5J7Cr
to learn best practices and benchmarks on how to effectively build a program that screens and monitors your third parties and reduces your risk of regulatory action. Industry expert Michael Volkov, former fed
If you are thinking of jumping onto the Bitcoin bandwagon, or any type of cryptocurrency, you have to make sure that you are watching out for scams. There are a ton of them out there, including the following:
Fake Bitcoin Exchanges
You have to use a Bitcoin exchange if you want to buy or sell Bitcoins, but not all of them are legitimate. Instead, many of them are created for the sole purpose of taking people’s money. Only use well-known exchanges.
Ponzi Schemes
Bitcoins are not exempt from Ponzi sch
One of the most soul-destroying events that can happen to a company is for a bean counter to be appointed as CEO with a vision that involves cost cutting and not much else. While I am one of the first to hold true to “In God we trust, all others bring data”, I have seen too many companies damaged from a CEO overly focused on cost cutting. A CEO that is dumped within a few years.
Don’t get me wrong. A focus on costs is important and sometimes dramatic cost cutting is essential, however, as with a
Nike Believed in Something and Sacrificed Nothing
Unless you are just returning to civilization, you must have heard about an American controversy involving Colin Kaepernick and Nike’s “Believe in something even if it Means Sacrificing everything” advertisement. This comes as apart of the “Just do it” campaign which is under trademark registration rules. Well, say what you will about the ad and how it has been popularized, it seems that Nike has benefitted massively from the advertisement as the
Javelin Strategy & Research recently released its Identity Fraud Study, and it revealed that the number of identity theft victims rose by 8% in 2017 when compared to 2016. That’s almost 17 million people, which is a record high. Despite more information and industry efforts to make people aware of these practices, $16.8 billion was stolen due to ID theft in 2016.
The study also showed a shift in how ID theft fraud was being done. Credit card accounts were the most common targets for new account f
There is a new Social Security scam in the news, and you should definitely know about it. The Acting Inspector General of Social Security, released a statement that warns people of this new scheme. Basically, scammers are impersonating Social Security Administration employees.
The scam started out fairly small and localized, but now, people from across the country are reporting that they are getting calls from people stating that they are from the Social Security Administration. The caller attemp
A strategy is of itself a hypothesis. Something that is proved true or false over time. For more on this, read one of my most popular blogs here: A strategy is but a hypothesis.
In proving your hypothesis, you eventually find out if you are spending on a failed strategy or if you are investing in a successful one.
The key to shifting from spending to investing is to set up your strategy, from the start, so you can measure your spend and your return on your investment each step of the way. This al
Relation between Social Media and a Hashtag
The word or phrase Hashtag is preceded by a hash sign (#) highly used on social media websites and applications to identify messages on a specific topic. Mainly it is used for social media Marketing purpose. The initiator has introduced hashtag with the intention to maximize the reach of the topic to the people and it is also a common platform for a topic. It has a capacity to grasp the attention of a large number of audience as a result of which it lea
Special Courts and their Plight
Special Courts are up to their necks deep in corporate fraud cases with serious offenses. In this mess of serious offenses, many routine procedural errors and lapses are piling onto the pending cases and cluttering the justice system for corporates. In a pursuit, to "de-clog" the system, a 10-man government-appointed committee chaired by Mr. Injeti Srinivas are looking to bring about radical changes by restructuring corporate offenses. This attempt also comes as pa
Increase Risk Management effectiveness by learning to deal with two organisational realities
Experimenting with Networked Risk Management[1] over a period of five years has shown that the ability to deal with multiple organisational realities can help to improve risk management. In some case it can also reduce the effort to do so, making valuable and usually scarce resource available to contribute to an organisations success. One of our observations is that using only a traditional view based on
Emergency situations like natural disasters, data breaches, fraud, and the like arise, by definition, without warning, leaving you little to no time to prepare. So how do you build a BCDR plan that is flexible to handle any situation and is always up to date without huge investments?
The hallmark of a successful BCDR program is leveraging the information you already have to discover the potential impact and remediation tactics for an anticipated disaster. So, if you’re collecting information arou
It’s been a rough two years for Wells Fargo.
Ever since the existence of the bank’s massive cross-selling scandal came to light in 2016, Wells Fargo seemed to be trapped in a downward spiral of failure after failure in risk management. In 2016, we were the first to identify the root-cause of the cross-selling scandal as being a failed risk management program, and correctly predicted there would be more Wells Fargo risk management mishaps in the future.
In 2018, regulator investigations finally con
Solving Quantifornication has the benefits of countering fake news, avoiding poor decisions based on a poor risk assessment and learning to pose the right questions.
Quantifornication is a term that I use to describe any of the following:
- Twisting data, intentionally or not, to make a point that the data does not actually support
e.g. as unpacked by fact-checking website Snopes in this article Does the United States Have a Lower Death Rate From Mass Shootings Than European Countries?
- Plucking of lik
