Ajay Kumar Jhingan
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  • New Delhi
  • India
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Trainer - Banking & Finance
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Ajay Kumar Jhingan's Blog

Story of Risk Identification & Risk Mitigation

Posted on November 14, 2015 at 5:30pm 4 Comments

Story about Risk Identification & Risk Mitigation

Contributed by Ajay Kumar Jhingan

Trainer in Banking & Finance


Hawk is a bird that has life of almost 30 years on an average. But after some years of its life, it has to take an important decision about its life. This is because at this stage of its life, the body of hawk gets affected due to…


MFIs & Payment Banks - Whether Partnering will help?

Posted on November 2, 2015 at 6:34pm 0 Comments

As per RBI guidelines in India, the concept of Payment Banks has originated upon thorough study made by a Committee on Financial Services For Small Business and Low Income Households recommendations.  The Payment Banks will cover unbanked and underbanked remote areas so as to include the left outs in the ambit of banking. The Payment Banks is another step to further financial inclusion whereas just till recent past, maximum coverage of people who did not have banking facilities or bank…


Basics of Credit Analytics

Posted on September 3, 2015 at 10:30pm 0 Comments

Should a Credit Analyst think of an analysis to assess borrower’s credibility to repay the loan without liquidation of collaterals or should he go for collateral comfort that should support the credit to end the loan in itself without going into troubled credit hassles?                               

In situations as above, professional handling in credit analysis as…


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