annuity - Videos - Global Risk Community2024-03-29T09:28:12Zhttps://globalriskcommunity.com/video/feed/tag/annuityThe effectiveness of waged linked interest rates with Edward Ingramhttps://globalriskcommunity.com/video/the-effectiveness-of-waged-linked-interest-rates-with-edward-ingr2021-11-15T08:07:11.000Z2021-11-15T08:07:11.000ZGlobalRiskCommunityhttps://globalriskcommunity.com/members/GlobalRiskCommunity<div><img src="https://storage.ning.com/topology/rest/1.0/file/get/9802684701?profile=RESIZE_400x&width=400"></div><div><p class="p1">Edward Ingram published many academic papers on Economic stability, pension fund innovations, mortgage reform. He writes his blog named MACRO-ECONOMIC DESIGN.</p>
<p class="p1">During his career he was a successful portfolio manager who regularly outperformed the market. In addition to that Edward likes teaching young professionals and has been training a team of graduates in the actuarial science area.</p>
<p class="p1">In this episode we spoke with Edward Ingram and discussed his proposal on revolutionizing the pension and mortgage industry.</p>
<p class="p1">The most important proposal is to link the lifetime annuity to a wages index – defined benefits for a defined cost and why this would be highly competitive both through cost cuts and marketing appeal.</p>
<p class="p1">Edward explains the following reasons: the High cost of chasing arrears, Lower risk premium, Fixed interest may look safer but it has a risk premium too...</p></div>