Gender

Male

Location

Cornelia, GA

Tell us more about who you are, what you do and where you want to be. What are your main business challenges? (Tip: provide your current Job Title, Industry, company or/and paste your Linkedin profile here). Use as many relevant keywords as possible. Tell us what you can offer the community. What sorts of discussions, events, and activities you can participate in.

MST offers proprietary software for Loan Portfolio Risk Management that is based on each clients policies and needs. The software solution is housed on the clients server, not hosted by MST. Allows for very detailed analytics. Currently used by 65 banks in USA and 1 bank in Asia. Allows the user to move completely away from a spreadsheet based process in managing the ALLL. I started my banking career in 1977 as a Bank Examiner. In 1980 I joined Athens Bank & Trust as a commercial lender. In 1983 I joined American Bank & Trust in Elberton to open a branch office. I left there 1985 and moved to Habersham County to work for First National Bank of Habersham. We were purchased by Regions in 1996 and I was promoted to market President in 1998. In 2005 I went with FGBC to open their Office in Habersham County

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