I still remember the first time I tried to open a business bank account. Spoiler: it involved three weeks, five in-person visits, and enough paperwork to make a lawyer weep. Fast forward — it's 2025, we're promised digital everything, yet the average small business owner still feels like they're stuck in an endless maze for basic financial services. Let’s take a closer look at the curious gap between shiny fintech promises and the gritty realities most SMBs face.
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