A chip in your windshield always starts small. The chip originates from either a Thruway pebble which was kicked up or from road debris which accumulated during a cold morning commute. You tell yourself it's nothing urgent. The chip developed into a six-inch crack after one week of waiting. You now face three problems because you delayed repairs which resulted in double the repair costs and required inspection because of your visibility issue.
Drivers near Orange County deal with this regularly.