Gender

Female

Location

Gurgaon, Haryana

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Summary Exposure to all functions of Banking (Corporate & Retail) and Financial Management . Operations Risk Management with Bank of America; Credit & Portfolio Risk Management with GE and Citi group Experience Asst Vice President - Credit Risk Citifinancial Consumer Finance India Ltd Public Company; 1001-5000 employees; Financial Services industry August 2006 – February 2007 (7 months) 1. Responsible for reducing losses of the portfolio. 2. Build strong controls for effective implementation of the credit policy. 3. Enhance system controls to mitigate credit & operational risk. 4. Device Loss mitigation and Fraud control strategies. 5. Device process controls for effective lending. 6. Improve quality of Business Reporting December 2004 – August 2006 (1 year 9 months) 1. Responsible for minimizing delinquencies and portfolio losses by effective portfolio analysis and credit policy management. 2. Provide & estimate for adequate reserving. 3. Manage and mitigate operations risk 4. Support the Product team to ascertain & develop mitigants before the launch of new products. 5. Perform credit policy exception approvals 6. Support the credit team for policy clarifications, Build & maintain their authority levels and Certification & training of the underwriters June 2001 – November 2004 (3 years 6 months) 1. Evaluate and analyze Operations Risk for all corporate banking products across Asia - Conduct on-site risk reviews. - Perform monthly risk reporting. - Develop and Improve Risk monitoring tool. 2. Device risk mitigation and control strategies. 3. Establish effective controls for new banking products.

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