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Youness El Kandoussi is a certified expert in operational risk management with over 24 years of experience in Islamic finance, risk systems implementation, and professional training. He has successfully led projects for major financial institutions like Société Générale Maroc, CDG Invest, and Umnia Bank, focusing on risk mapping, reporting, and governance.
Currently Director at M3T Consulting, Youness provides consultancy and training for financial institutions and FinTech companies. He holds certifications from the London School of Business & Finance and CIBAFI, along with a Bachelor's in Economics from Université Cadi Ayyad. Fluent in French, Arabic, and English, he is a trusted advisor in global risk management.
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