• Aug 17, 2016 from 15:00 to 16:00
  • Location: Online Webinar
  • Latest Activity: Oct 12, 2020


Most credit reporting disputes are handled through the e-OSCAR/ACDV system, which has had recent updates that affect data furnishers' legal obligations in regard to these disputes. This is an active area of litigation and regulatory scrutiny.

This webinar will help attendees better understand their potential legal risk and compliance obligations with respect to consumer credit reporting. Special problems relating to the Metro 2 credit reporting guidelines relating to bankruptcies, disputed accounts and identity theft also will be addressed.

Why Should You Attend:

By understanding the obligations as it pertains to consumer complaints on credit reporting, legal risks can be mitigated more effectively and certain associated problems can be addressed and resolved more efficiently and effectively.

Areas Covered in this Webinar:

You will be able to describe major credit reporting compliance obligations for financial institutions
You will be able to recognize potential areas of litigation risk in connection with investigation in response to a credit reporting dispute
Metro 2 Credit Reporting Guidelines
Furnishers' Initial Reporting Obligations Under 15 U.S.C. § 1681s-2(a)
Recent FCRA and Related Litigation
Reporting of Accounts Included in Bankruptcy
Chapter 7
Chapter 13
Reporting of Accounts in Dispute
e-OSCAR and FCRA Litigation Risk and Compliance Burden
Recent Developments in FCRA/CFPB Compliance Requirements
Responding to a CRA Dispute and the ACDV System (15 U.S.C. § 1681s-2(b))
Scope of Review of Consumer Dispute
Deletion of Tradelines and Related Obligations
Handling Consumer Claims of Identity Theft

Learning Objectives:

Accurate and appropriate credit reporting is critical for the protection of consumers
Consumer reporting needs to be accurate and any issues or disputes need to be addressed in a timely manner and investigated and resolved appropriately

Who Will Benefit:

Compliance Officers
Operations Personnel
Branch Managers
Assistant Branch Managers
Customer Service Reps
Risk Officers

For more information, please visit : https://complianceglobal.us/product/700498/GinaLowdermilk/metro-2-e-oscar-and-the-new-fcra-cfpb-compliance-requirements/1
Email: support@complianceglobal.us
Toll Free: +1-844-746-4244
Tel: +1-516-900-5515



Speaker Profile:

Gina Lowdermilk is a highly experienced and educated BSA/AML and Financial Regulatory Compliance professional with extensive policy and procedure development and implementation, training, internal audit, monitoring, risk management, and reporting experience. Her emphasis has been working with financial institutions that are experiencing regulatory concerns and resolutions, including enforcement actions such as memorandums of understanding and cease and desist orders.

Her 15 years of experience has given her the opportunity to work from small community banks to large, international financial institutions. Her roles not only included BSA/AML and Compliance, but also operations, lending services, business development, marketing, management, department development, and asset quality. Ms. Lowdermilk has worked with all of the financial regulators and examiners. She possesses advanced Microsoft Excel, PowerPoint, Word, Internet Explorer, Visio, and Access skills.

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