OVERVIEW
How the 5 C's (capacity, conditions, capital, collateral, and character) are used to evaluate borrowers. The five Cs of commercial credit-character, capacity, capital, conditions and collateral-have comprised five basic elements of credit and lending. Most bankers know these basic principles, but this webinar offers a practical framework for their use in credit analysis and underwriting by showing how they are linked–how character emphasizes willingness to repay while the other four deal with ability to repay.
The 5 Cs have served as a simple way for bankers to decide if a borrower is creditworthy. Each Cs is a critical element in evaluating a borrower's repayment ability and the probability of default.
LEARNING OBJECTIVES
Define and describe each of the five Cs
Explain how they are used to analyze and underwrite a borrower's repayment ability
WHY SHOULD YOU ATTEND
Attend the session to learn, how credit analysts can use the five Cs of credit to assess repayment ability and assist underwriters and lenders in the credit adjudication process. This class is aimed at both people new to financial organizations as well as an enjoyable refresher to more experienced bankers.
WHO WILL BENEFIT?
Credit Analysts and Credit Approvers
Underwriters
Consumer Lenders
Commercial Lenders
Mortgage Officers
People who support credit staff and lending departments
SPEAKER
A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC). PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are more appropriate for privately held firms. He also serves as the PCC’s representative to FASB’s Credit Losses Transition Resource Group supporting the new current expected credit loss (CECL) standard to be implemented in fiscal year 2019 for public companies and 2020 for private firms.
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For more detail please click on this below link:
Email: webinar@247compliance.com
Toll Free: +1-510-868-1040
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