A hard market and increased catastrophes, combined with the burden of legacy systems and mundane admin, have meant that underwriters have been struggling to operate profitability for years—but all is not lost. 

Making the underwriting process more efficient is a huge opportunity for any insurer to reduce its expense ratio. The key challenge for underwriters is how to increase profitability through efficiency, innovation and technology? 

Tools, such as artificial intelligence/machine learning (AI/ML), and the internet of things (IoT) can reduce manual tasks and speed up processes, so you can focus on what really matters—making profitable underwriting decisions, creating new products and expanding into new markets.

Intelligent Insurer’s Underwriting Innovation USA virtual event (October 21–23) is unique because it brings together senior underwriters from P&C, commercial lines, life & health and speciality. 

They’ll be debating how to integrate new sources of data, develop more sophisticated pricing, get products to market faster and deliver on customer expectations in a world of changing risks. 

Plus, you’ll receive a crash course on how to support your workforce to become underwriters of the future by leveraging freed-up capacity to upskill, provide new career paths, and empower staff to take on higher-value tasks.

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