"Hi, This is Bishwajit. I am a banker of about 30 years standing with exposure to front and back office function. I have been managing Internal Audit in three different banks in equal number of countries in Asia (including GCC) and Africa. Currently…"

"Well all the risks mentioned do have the potential of becoming key risks, in fact some of them are already key risks. However, with the continuing downtrend insider frauds or management fraud have a high change of increasing significantly."