Mark Twain once observed that there was a difference between Lightning and Lightning Bug. An important difference.

The difference between the almost right word & the right word is really a large matter–it’s the difference between the lightning bug and the lightning.

Might there be a similar difference between Risk Management System and Risk Management?


A Risk Management System is composed of org charts, policy statements, Reports, meetings,committees, computer models, powerpoints and dashboards.


Risk Management means making tough decisions and taking unpopular actions that more than 9 out of 10 times will not look like they were the right calls after the facts.


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