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Dr Ayush Yadav was an MD living in Baroda. He was looking for a loan to set up a larger clinic. On visiting his bank he found that he couldn't afford the business loan interest rates. He thought about taking a loan from his family, but decided against it to avoid any conflict in the future. He thought about secure loans and about pledging his home as collateral, but didn’t like this idea either. At last, he took to the internet. That's where he found a…Continue
The small and medium scale enterprises are considered to be the major factors that drive any developing economy. In other words, these SMEs and MSMEs are actually as an asset for the country. In this scenario, the new age digital lending platforms have come up with diverse products which are all aimed at SMEs and MSMEs to help with their development. Equipment…Continue
A personal line of credit is a flexible tool that helps you manage finance effectively without worrying about a rigid timely repayment. Under the line of credit service, the borrowers have to pay interest only on the amount that they utilise and not the entire amount which they borrow. Thus, one can see it as a tailor made credit option offered by the NBFCs and other lenders. Apart from the interesting aspect, several benefits come with a…Continue
People these days are more into investing their funds than saving it. As investments help in replicating funds, which is not possible when it comes to savings. The interest that you earn on your investments is much higher compared to a savings account. Saving your surplus funds won’t benefit you as investing it would.
When it comes to investments there are two options which you can choose from: A High-risk…