Edward Ingram published many academic papers on Economic stability, pension fund innovations, mortgage reform. He writes his blog named MACRO-ECONOMIC DESIGN.
During his career he was a successful portfolio manager who regularly outperformed the market. In addition to that Edward likes teaching young professionals and has been training a team of graduates in the actuarial science area.
In this episode we spoke with Edward Ingram and discussed his proposal on revolutionizing the pension and mortgage industry.
The most important proposal is to link the lifetime annuity to a wages index – defined benefits for a defined cost and why this would be highly competitive both through cost cuts and marketing appeal.
Edward explains the following reasons: the High cost of chasing arrears, Lower risk premium, Fixed interest may look safer but it has a risk premium too...
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