Should a Credit Analyst think of an analysis to assess borrower’s credibility to repay the loan without liquidation of collaterals or should he go for collateral comfort that should support the credit to end the loan in itself without going into troubled credit hassles?
In situations as above, professional handling in credit analysis as well as special attention to collateral analysis have to be given to minimize the credit/default risk before extending credit.
Ajay Kumar Jhingan, our member and International Speaker/Trainer in Corporate and Retail Banking, has just created a new course in Global Risk Academy - The Fundamentals of Credit analytics and we want to ask him more about his course and how it will benefit our members.
1. Why have you decided to develop this course?
I have served banking industry in India for almost three decades. Credit department remained as one of my foremost choices. The main consideration, among other things, sti
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