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Today’s homebuyers have to face facts: it will never be easy to find their forever home. Honestly, it’s hard to find any kind of home at all. A CNBC report found that fewer and fewer young adults are investing in home ownership. It’s kind of hard when everything else is absurdly costly. In short, it’s too risky to buy a home these days, when merely surviving already costs a lot.

But that doesn’t mean it’s impossible. For those fortunate enough to have the means, home ownership isn’t a pipe dream

Say, you invest your hard-earned savings into one promising rental property. At first, everything clicks—reliable tenants, consistent income, and a thriving local market. But then the unexpected happens: a factory closes in town, people move away, and your property value drops. Suddenly, your reliable investment feels shaky. 

This is why diversification matters. Here’s what it does for you:

• Minimizes Risk: No single property or market will sink your portfolio if it struggles.
• Stabilizes Income: A m

This is a transcription of our interview with Dzeneta Schitton, co-founder at D-Darks. You can watch the original interview here or tune in to the podcast episode here, iTunes, Spotify and other podcast apps be seacrhing "Risk Management Show"

Boris: Welcome to our Interview with Dzeneta Schitton. She is a co-founder at D-Darks, which is a risk tech company introducing data driven risk management approach to real estate and financial risk industries.

The company is based in Austria and is add