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If you have been thinking about a credit freeze, you probably should know that the process is designed so that a creditor cannot see your credit report unless you specifically allow it. This process blocks any potential creditors from viewing or pulling your file, which makes it much more difficult for an identity thief to apply for new credit using your name or information. For links to freeze your credit at the 3 major bureaus go to How to Freeze My Credit. However, there have been reports of

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Javelin Strategy & Research recently released its Identity Fraud Study, and it revealed that the number of identity theft victims rose by 8% in 2017 when compared to 2016. That’s almost 17 million people, which is a record high. Despite more information and industry efforts to make people aware of these practices, $16.8 billion was stolen due to ID theft in 2016.

The study also showed a shift in how ID theft fraud was being done. Credit card accounts were the most common targets for new account f

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If you are working for an IT security company, I have a message for you: the term “identity theft protection” is way overused and even abused as a marketing term. We know that this term is used to sell services and products, but does it really protect a user from being the victim of identity theft? No.

This is no different than labeling a food as “natural,” even though it is not actually “organic.” At best, this is incorrect information. At worst, it’s a total lie.

Every company with security solu

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Yes, identity fraud is SO common that someone becomes a victim every two seconds. The 2014 Identity Fraud Study, as reported on javelinstrategy.com, turned up some alarming results.

Though the dollar amount stolen had decreased over the year preceding the study, the number of victims had increased. People at highest risk were ages 35 to 44.

Account takeover—when the thief takes over a pre-existing account—made up 28 percent of ID fraud losses in 2013. But the greatest risk factor for becoming a vi

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Why Hotels Check your ID

I know someone who tried to make a hotel reservation over the phone. She goes by the name “Kelcie,” but her birth name is Frances. She hates her birth name. When making the reservation she used the name Kelcie, which is what’s on her credit card and checks, but her driver’s license says Frances.

She was told that when she arrived, she’d need to present a photo ID. She asked if there’d be any problem since her driver’s license said Frances and the reservation said Kelcie. She was told most definit

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What is Catphishing?

What is catphishing? It certainly isn’t Garfield lazily sitting in a canoe holding a fishing rod. Catphishing is when a fraudster fabricates an identity and tricks someone via cyber communication into a phony emotional or romantic relationship—usually for financial gain to the scammer—because eventually he’ll hit the victim up for money.

But another reason for catphishing is to lure someone into having a “relationship” with the scammer—to either ultimately publically humiliate them with this info

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