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Last year, we blogged about how to develop a successful ERM program. An important goal is fostering a risk-based company culture. This means everyone, not just the appointed risk managers, assimilates risk awareness and works it into their job description. That said, there are many factors that contribute to a healthy, risk-managing culture.

One of those factors is board support. We often stress that “front-line” employees (who oversee everyday activities) are a vital yet often overlooked resour

If you have a strong password for your Amazon account, you may still want to consider beefing up the security with two-factor verification (or authentication), which will prevent a thief from accessing your account (which is possible if he gets ahold of your password and username somehow).

• Log onto your Amazon account.
• Have your mobile phone with you.
• Click “Your Account.”
• Scroll down where it says “Settings—Password, Prime & E-mail.”
• Click “Login & Security Settings.”
• Go to “Change Account Settings”

I recently authored a whitepaper for the Society of Actuaries 2016 Risk Symposium, exploring the strategic value of risk management.

Here is the Abstract:  

Many top-performing businesses aren’t just risk aware, but rather risk intelligent. Such a posture helps prepare companies for a major event and can demonstrate to a regulator or auditor that an appropriately strong control framework is in place.

Better still, companies gain real strategic value from a “risk adjusted” understanding not only of

Let’s cut to the chase:

• Regularly back up the phone’s data! If this is done every day, you won’t have to worry much about losing important information if something happens to the phone—such as a ransomware attack.
• Keep the phone’s software and applications updated.
• Delete apps you no longer use, as these can reveal your GPS coordinates and garner data about you.
• Never post about your vacation while you’re on vacation.

But there’s more:

• Employ the device’s password-protect function (which may even be a

Ever peruse Craigslist for a new home? Nothing against Craigslist for doing that, but that’s where Coty Houston and David Yost happened to find a very alluring four-bed home for sale; looked perfect for their five young kids.

Then they all got squashed by a bomb: The man who sold it to them was not a licensed Realtor. Matthew Boros, however, used to be a real estate agent, but he never renewed his license. But this time, he had climbed through the house’s window (after placing an ad for it on Cra

Considering the current climate is loaded with regulatory and market changes, funds transfer pricing frameworks must be adapted in such a way to account for this without losing competitive edge. In order to optimise the practice of FTP, banks need to understand how it can be implemented alongside evolving regulations and market changes. This marcus evans conference will show banks how to shape their FTP methodologies according to regulations such as the liquidity and capital regulations and appl

Considering the current climate is loaded with regulatory and market changes, funds transfer pricing frameworks must be adapted in such a way to account for this without losing competitive edge. In order to optimise the practice of FTP, banks need to understand how it can be implemented alongside evolving regulations and market changes. This marcus evans conference will show banks how to shape their FTP methodologies according to regulations such as the liquidity and capital regulations and appl

IRS

• The e-mail (or phone call) says you owe money; if you don’t pay it immediately, you’ll be put in jail or fined.The scammer may know the last four digits of the victim’s Social Security number.
• Caller ID will be spoofed to look like the call is from the IRS.
• The e-mail will include an IRS logo and other nuances to make it look official.
• The scammer may also have an accomplice call the victim pretending to be a police officer.
• The victim is scared into sending the “owed” money—which goes to the thi

The days of using a computer to access your bank account, using a password, may be coming to an end, to be replaced entirely (as some experts believe) with a fingerprint or face scan using a smartphone.

The smartphone employment of such biometrics will drastically reduce hacking incidents, but will be problematic for those who do not own a mobile device. Major banks are already offering the fingerprint scan as a login option.

Other biometrics currently in use by banks are the eye scan, facial reco

Entrepreneurs can successfully plan, launch and manage their own Regulation Crowdfunding campaigns and extend those campaigns beyond the reach of Title III of the Jumpstart Our Business Startups (JOBS) Act.

“Regulation Crowdfunding has significantly leveled the playing field for raising capital, but it has serious limitations,” said Timothy Daniel Hogan, CEO of Commonwealth Capital.  “For example, a company seeking capital through Regulation Crowdfunding can only use Regulation Crowdfu

Malevolent advertising is called malvertising. The “ad” is placed on a website by cybercriminals who want control of your computer for financial gain.

And the real scary thing about malvertising is that these trick-ads have appeared on trusted, popular websites like the Weather Network, BBC, NFL and the New York Times.

Oh, and it gets worse: The malicious ad can be hidden, unseen by the site visitor, thanks to a special html code that allows the bad ad to be inside legitimate content. This trick-c

Our team at RiskMinds Live uncover the burden of a principles-based regulation, BCBS-239, with Krishnan Ranganathan ahead of this year’s RiskMinds Asia conference in Hong Kong this October…

What is BCBS-239?

During the financial crisis, banks were unable to understand quickly and accurately their overall exposures and other risk metrics having a bearing on their key risk decisions. In January 2013, BCBS-239 was introduced as a principles-based regulation to address this issue and improve the risk

Bridge Group 2016 Sales Development Metrics and Compensation Benchmark Report

Source:

David Skok

ForENTREPRENEURS

Intro

Sales development teams are taking a much more data-driven approach in recent years by closely tracking their metrics and performance. Benchmarking your performance against other companies offers a valuable way to see how your company stacks up against the competition.

We have collaborated again this year with The Bridge Group, an inside sales research and consultation organization,

You’d think with all the media attention regarding data breaches, hackers and identity theft, that consumers would be more focused on their privacy and how to protect their information from prying eyes. Surprisingly, almost 70% of the people are clueless about how a criminal might have got a hold of their personal information.

We all have a lot going on in our lives, and this is exactly how identity thieves like us. Ever lurking, these criminals are counting on us being too busy to give any thoug

If you have an iOS device, you may be leaking personal information about yourself—without even knowing it—because you’re not familiar with the privacy settings.

Apps have “permissions,” meaning, they can access private information such as your social calendar stored on the phone, appointments, anything. Go to the privacy menu under “settings” to learn which apps can gain this access and deactivate it. And there’s so much more to know…

Ads

• The Limited Ad Tracking option controls how targeted the ads

An interview with Terry Benzschawel, Managing Director, Institutional Clients Group, Citigroup

Our team at RiskMinds Live got to grips with the risks of credit reading with Terry Benzschawel ahead of this year’s RiskMinds Americas conference, taking place in Chicago this September…

What are the key risk challenges that you are facing today?

I see two possible main sources of risk and a couple of lesser ones. First, I see the US Fed’s exit from QE and that of the European Central bank as having the

A couple of weeks ago, a colleague of mine came to tell me about a new finding that she knew I'd love: BCM helps reduce data breach costs.

All I could think was, 'FINALLY.'

This is something that I've been telling clients for years: BCM is more valuable to your business than you can possibly imagine.

The new research from Ponemon Institute found that data breaches now cost as much as $4m - to say nothing of reputational hits. And, you could face a double whammy with higher insurance premiums, too.

B

How many times have you read, or at least caught a headline, of the latest high profile missing child case? How many stories have we heard about the kid who got lost on a hike? His body was found several miles from where he’d been last seen, concluding a several-day search.

What if he had had an iPhone on his person at the time he wandered off in the middle of some vast woods? Sure he could call, but then what? Android and iPhones have a “find my phone” feature that a parent can track down a lost

Born to Star

Latest Secrets for Startup Success

When Vision Master and Execution Master Meet

Published by Intelliversity,
a 501(c)3 not-for-profit LLC

www.IntelliversityCampus.org

Introduction

Essential elements are drawn together by mutual attraction. When they hit critical mass, boom! A star is born. A star expands as more essential elements are drawn in, glowing brightly and nurturing life.

Your innovative business can grow in the same explosive way. This eBook holds the secret for igniting that kind