Disgruntled employees act out in lots of ways. A guy I knew who hated his boss “played” on his work computer all day. The computer was strictly for constructing company graphics. But he installed all kinds of games and wasted lots of time. His boss never knew he blew off half the day.

Company computers are obviously company owned, making it legally possible for your boss to spy on you. Employers can also figure out whom you’re speaking to on your company owned or sanctioned phone and for how long

Enrique Suarez Presenting:

Pratap Chatterjee

Global Research, May 12, 2015

CorpWatch 27 April 2015 

Deutsche Bank has agreed to pay out a record $2.5 billion fine to settle U.K. and U.S. government investigations into allegations of fixing global interest rates, just months after six other banks paid out $4.3 billion on similar charges. Activists say that the banks should have faced criminal charges.

“The question remains: does the punishment fit the crime?” writes Angela McClellan of Transparency In

Liquidity and Treasury Professionals from the Banking Industry will come together to share practical solutions for optimizing liquidity management and improve business as usual

New York, NY–May 2015– GFMI, a leader in knowledge sharing for capital markets, will host the 2^nd Annual Liquidity and Funding Risk Management Conference on October 5-7^th, 2015 in New York, NY. Building on the success of the previous edition, this year’s meeting will demonstrate how by optimizing liquidity management bank

Fraud Prevention & Financial professionals will join together to share cutting edge strategies and techniques to manage the growing area of fraud risk

New York, NY– April 29, 2015 – marcus evans, the world’s largest event management group, will host the Fraud Prevention for Financial Institutions Conference on August 12-13, 2015 in New York, NY. This premiere forum will provide a dynamic environment for senior practitioners to: leverage intelligence and analytics to better understand behavioral

The Group Treasurers Exchange has conducted research with more than 80 Heads of Treasury. They have summarised the focus areas, challenges and what solutions Group Treasurers  are looking for under 12 topic sub-headers, all of which will be addressed at the Exchange in September. Read on to discover where group treasurers are focusing their attention and their resources in 2015 to 2016 to help you work out where your services or solutions can help.

Financial Risk Management

Management of FX exposu

Presented by Enrique Suarez

Source: Eric Zuesse

Although there’s an unlimited number of ways to structure a deal, there are a limited number of acceptable ways to valuate a company. Wall Street valuates publicly traded companies’ common stock primarily based on “Price Earnings” or PE ratios. Then the company value is arrived at by multiplying the number of total outstanding shares by the price per share, less total liabilities (debt). It would seem impossible to use this method to valuate a privately held start-up or early stage company, sinc

The Risk and Insurance Management Society (RIMS) has released two executive reports, “Why a Mature ERM Effort is Worth the Investment” and “Testing Value Creation through ERM Maturity.” Together, these reports look at recent findings that detail the benefits of investing in enterprise risk management.

Despite evidence that mature ERM programs add significant value, manyorganizations remain hesitant when it comes to adopting a software and streamlining their ERM processes.

Below, we have outlined t

Enrique Suarez Presenting:

How Will You Measure Your Life?

By:

Clayton M. Christensen

Before I published The Innovator’s Dilemma, I got a call from Andrew Grove, then the chairman of Intel. He had read one of my early papers about disruptive technology, and he asked if I could talk to his direct reports and explain my research and what it implied for Intel. Excited, I flew to Silicon Valley and showed up at the appointed time, only to have Grove say, “Look, stuff has happened. We have only 10 minut

It’s hard to believe that, according to a recent poll from the Pew Research Center, most Americans aren’t too upset that the government can track their e-mails and phone calls. There’s too much of a blasé attitude, it seems, with people thinking, “I don’t care if I’m monitored; I have nothing to hide.”

This blows it for those of us who actually DO mind that the government is snooping around in our communications, even if we’re as innocent as a butterfly.

Privacy experts believe that governmental m

Enrique Suarez Presenting:

Don’t assume you’ll never be targeted by phone scammers just because you don’t have a cell phone; they continue to feast on landline users, especially those over 50.

“This is the IRS…”

• Drill this into your head: The IRS never calls to collect back taxes. NEVER.
• A common ploy is to threaten that the listener will go to prison if they don’t pay up immediately.
• If you really do owe taxes, the IRS will contact you alright—but via snail mail, not a phone call, text or e-mail.
• Scam calls may also sound pro

Enrique Suarez Introducing:

We Can’t Rein In the Banks If We Can’t Pull Our Money Out of Them

Martin Armstrong summarizes the headway being made to ban cash,  and argues that the goal of those pushing a cashless society is to prevent bank runs … and increase their control. What do you think?

The central banks are … planning drastic restrictions on cash itself. They see moving to electronic money will first eliminate the underground economy, but secondly

Enterprise Risk Management (ERM) Software, unfortunately, is a poorly defined (and often poorly executed) concept, but by structuring your vendor selection around the core concepts of Enterprise Risk Management, Risk Managers can mitigate the inherent risks that accompany a software implementation.

Common Pitfalls of ERM Programs

The common maturity process of an ERM programs looks something like this: define our purpose with an ERM charter, define our process, and then seek automation to support

So just how are hackers able to penetrate all these huge businesses? Look no further than employee behavior—not an inside job, but innocent employees being tricked by the hacker.

A recent survey commissioned by Intel Security reveals that five of the top seven reasons that a company gets hacked are due to employee actions.

One of the things that make it easy to trick employees into giving up critical information is the information employees share on social media about their company.

People just fre

10 years ago, many of us were hearing about social media for the first time. Now, social media plays a giant role in our lives, allowing us to share pictures, connect with family and friends, and get updated news. Through social media, we can express ourselves to our inner circle and the world.

So how devastating would it be if someone got a hold of your social media accounts?

They could really wreak some havoc, like sending dirty links to all of your followers on Twitter. Or worse, take personal

Enrique Suarez Introducing to:

Matthias Chang

The original article appeared on Global Research on July 08, 2013

Excess Reserves at the Federal Reserve. One of The Biggest Financial Scams In History: A Whopping US$1.794 Trillion

Banks’ excess reserves at FED is one of the biggest scam by the FED and there is a conspiracy of silence as to its actual implications. Economists and financial analysts spewing nonsense to mislead and divert attention to non-issues so that the public is kept in the dark.

The

Everyone’s heard of spam as it pertains to emails. Spam isn’t necessarily a malicious message designed to trick you into revealing your credit card number or PayPal login information.

But spam is an unsolicited message, sometimes referred to as junk mail. Spam can be very annoying and relentless in nature, often attempting to convince you to buy something. Sometimes these messages are untruthful, such as those advertising human growth hormone pills (when they actually contain nothing of the sort)

Burglars don’t usually depend upon the light of the moon to break into homes; they depend on the daylight—because that’s when they know most homes are empty! The kids are in school, the adults are at jobs or shopping…duhhh, even a halfwit burglar knows this is an opportune time!

Therefore, you should get a home security system that’s designed to repel robbers in both the dead of day, not just night. This includes while you’re home. And when you are home, a burglary turns into a “home Invasion” wh

Presented

By:

Enrique Suarez

Why Public Banks Outperform Private Banks: Unfair Competition or a Better Mousetrap?

Public banks in North Dakota, Germany and Switzerland have been shown to outperform their private counterparts. International private competitors have responded by pushing for regulations limiting the advantages of the public banking model, but public banking advocates are pushing back.

In November 2014, the Wall Street Journal reported that the Bank of North Dakota (BND), the nation’s o