lending (7)

The contemporary lending platforms have started exploiting Artificial Intelligence and Machine Learning technologies to produce valuable insights from additional data sources. Analyzing digital footprint, for example, has helped bring in a comprehensive borrowers' evaluation. The removal of manual touchpoints also accelerated the time needed to make credit decisions.

Through supporting small businesses with finance, these platforms help create jobs and help the country's overall financial growth

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Many FIs are looking to SMB lending as a source of growth, but at the same time mindful of credit risk that can increase if the loans are made with hasty underwriting. Sageworks, a financial information company that offers portfolio risk software, was just awarded the Innovation Award for Business Lending due to the company's headway into automating SMB lending processes while offering to benchmark, global cash flow analysis and other functionalities that allow FIs to quickly and accurately meas

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marcus evans will host the 4th Edition Leveraged Lending in the Shifting Regulatory Environment Conference on November 29-December 1, 2017 in New York, NY. This interactive meeting will provide you with best strategies to optimize your leveraged lending strategies in the current competitive environment. Take away insights for risk appetite setting, funding and regulatory compliance to increase profitability of leveraged loans.

Walk Away with Practical, Actionable Insights that will allow you to:

  • G
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Interview with Daniel Damon, Managing Director, Loan Capital Markets, US Bank

A number of new challenges and issues affecting leveraged finance have recently emerged. The continued pressure of the Interagency Guidance means institutions are concerned of falling foul of the regulators. In addition, the current market trends of rising interest rates and falling oil prices have heavily impacted the creation and funding of leveraged loans, making it harder and harder to manage them in the current reg

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SME Credit Channels Open

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Golden Pacific Bank in California has created a new lending subsidiary to provide SBA loans for small mid-size business enterprises (SME). The program called SmartBiz uses an advanced technology platform that allows the bank to reduce the cost of borrowing and extend credit more efficiently to creditworthy SMEs. 
 
The lending platform was developed by the firm BillFloat. The technology enables SmartBiz to efficiently originate, process and close SBA loans. The cost of processing loan applications
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Cementing the Requirements of Dodd-Frank

Interview with Houman B. Shadab, Associate Professor of Law at New York Law School

Houman B. Shadab is an Associate Professor of Law at New York Law School. He is an internationally recognized expert in financial law and regulation whose research focuses on hedge funds, derivatives, and securitization. Professor Shadab is a director of the Center on Financial Services Law and the Editor-in-Chief of the Journal of Taxation and Regulation of Financial Institutions.

marcus evans had the privilege to

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It is a time of clichés for banks as they currently find themselves caught in a Catch-22, stuck between a rock and a hard place. In the UK, government initiatives such as ‘Project Merlin’ have been put in place to encourage banks to lend more freely. At the same time, new regulations or initiatives such as Basel III, Recovery and Resolution plans and leverage limits are coming to the fore, increasing the capital adequacy and liquidity requirements for banks around the world. So how do banks walk

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