loan (14)

बिजनेस चलाने के लिए पैसों की व्यवस्था हर समय होना अनिवार्य होता है। कई बार कारोबारियों की माल की सप्लाई उधारी पर हो जाती है या अधिकतर पैसा कच्चा माल खरीदने में लगा दिया जाता है। कारोबारी जब अधिकतर पूंजी से कच्चा माल ले लेता है तब कारोबारी के पास पैसों की कमी हो जाती है जिसके चलते बिजनेस प्रभावित होने लगता है। ऐसे में जो सबसे भरोसेमंद विकल्प होता है वह बिजनेस लोन का।  

बिजनेस लोन लेकर कारोबारी अपनी आर्थिक जरूरतों को पूरा कर सकते हैं और बिजनेस को रोटेशन पर चला सकते हैं। इसी के साथ बिजनेस लोन और भी 

Read more…

आज के समय में महिला और पुरुष के कार्यों में किसी तरह का कोई भेद नहीं रह गया है। बिजनेस एक ऐसा जिसमें महिला और पुरुष दोनों समान रुप में आगे बढ़ रहे हैं। आइये इस आर्टिकल में आपको 5 ऐसे बिजनेस के बारें में जानकारी देते हैं, जिसे महिला कारोबारी आसानी से कर सकती हैं।

ट्यूशन का बिजनेस 

आज की तारीख में पढ़ी – लिखि महिलाओं के लिए अध्यापन करना एक शानदार बिजनेस आईडिया है। महिलाएं अगर ट्यूशन क्लासेस देने का बिजनेस करना चाहे तो उसके लिए यह बिजनेस बहुत मुनाफ़े वाला साबित हो सकता है। ट्यूशन का बिजनेस घर पर बैठकर

Read more…

Due to time, cost and loss of productivity required to deliver a KYC remediation project, many firms delay activity or avoid the challenge altogether until the regulator comes to call. 

However, with the current market volatility and increasing levels of financial crime, sitting on a back-book of inaccurate or out-dated client data will expose your business to significant commercial risk and reputational damage. 

Although the future remains uncertain - one thing is for sure: remediation and period

Read more…

Loan against property or mortgage loan is one of the simplest and popular options of raising a considerable amount of money in the time of urgent needs. You can pledge your residential or commercial property as collateral to the lender, which can be a bank or an NBFC.  

What is refinancing the mortgage?

Refinancing is a process of paying off your current mortgage loan and availing a new one to replace it. Your existing mortgage loan will be paid off to your current lender, and you can then move to

Read more…


Loan equates liability. However, some loans help save money as in personal loans. Many banks and financial institutions promise easy personal loans to their potential customers. People may borrow for several reasons including repayment of higher-interest loans or house remodeling or payment for business improvement.

One can also consider paying off credit card debt by taking a personal loan and then repaying the same. Paying interest on personal loans ensures less payout as interests within a pre

Read more…

Bridging finance solutions have been a common go-to for business owners that are looking for quick resolutions. Essentially, bridging finance options can help ‘bridge the gap’ in transactions which are time-constrained and require large funds. This is one of the reasons why bridging finance has become such an appealing proposition for business owners.

Whilst it can be beneficial, as with any form of lending there can be risks involved with taking out a form of bridging finance. This article helps

Read more…

The Most Common Ways to Cover Debts in 2019


The moment you decide to pay your debts permanently, you seek to bring peace, stability, and confidence into your life. However, it's generally known you should stay away from strategies that make you end up with unpayable interests. Balance your debts with a loan? It may not be the best option because you can't borrow more. Neither is stop paying or fleeing the country.

So what are the best strategies to pay off your debts effectively and without panicking?

We understand that not all debts are so

Read more…


Entrepreneurs some day or other are fraught with difficulties of investing their activities heavily. In total, the fact of how quickly it solved affects both the further development of the business and its success. We make an all-out effort, maximum means to get the money supply. It is not infrequent that the loans are used for this purpose. Few of us have the opportunity to borrow large sums of money from family or acquaintances.

Therefore, the most popular and correct solution is using a person

Read more…

Recently, the Reserve Bank of India has increased the interest rate on home loans twice in a short space of time. In addition to this, it is expected that there will be another hike of 25 points in the repo rate. This has prompted private banks like ICICI to increase theinterest rates for the home loan by 15 basis points on both the 6 month and 1 year scheme. Government owned banks such as SBI have also increased the interest rate from 8.25% to 8.45%. This is an increase of 20 basis points.

For t

Read more…

The business of petrol pump operations is long term in nature. It involves significant capital expenditure and license agreements. While the revenue earnings look attractive to most people, the owners of such businesses know that their operating expenditure (OPEX) is also huge.

Fuel retailers do need a steady supply of working capital to maintain the viability of their business in the industry. They must invest suitably in logistics, warehousing and restock fuel whenever the international market

Read more…

When you are buying a house there are taxes that you need to pay when you get the possession of the house. But there are ways where you can save on these taxes. One of the ways you can save these taxes is when you invest in an under construction house. Under the section 80C of the Indian income tax code, we do not have to pay taxes for a property when it is under construction.

Here are a few conditions where the tax deductions are not applicable:

  1. If you have any property that is under construction

Read more…

Protect from Personal Loan Scam

Are you thinking of getting a personal loan? Hopefully you have a high credit score, as this will give you a better chance of getting the loan through a legitimate company. But even if your credit is excellent, you need to be aware of the personal loan scams out there.

Not Respecting Your Limit

  • You don’t want to do business with a lender that pressures you into borrowing more than you can handle

Upfront Payment

  • You should never have to pay any fees for the application process. If you’re requested to
Read more…

(Contributed by Ajay Kumar Jhingan, Trainer – Banking & Finance)

Ajay Kumar Jhingan, our member and International Speaker/Trainer in Corporate and Retail Banking, is preparing his new course in Global Risk Academy - the Course on Drafting of Loan Documentation (Basics).  The idea came after many questions and requests from his students both in live trainings that he facilitates and in online course The Fundamentals of Credit analytics that he recently delivered for Global Risk Academy.  

In thi

Read more…

SME Credit Channels Open

Golden Pacific Bank in California has created a new lending subsidiary to provide SBA loans for small mid-size business enterprises (SME). The program called SmartBiz uses an advanced technology platform that allows the bank to reduce the cost of borrowing and extend credit more efficiently to creditworthy SMEs. 
The lending platform was developed by the firm BillFloat. The technology enables SmartBiz to efficiently originate, process and close SBA loans. The cost of processing loan applications
Read more…

    About Us

    The GlobalRisk Community is a thriving community of risk managers and associated service providers. Our purpose is to foster business, networking and educational explorations among members. Our goal is to be the worlds premier Risk forum and contribute to better understanding of the complex world of risk.

    Business Partners

    For companies wanting to create a greater visibility for their products and services among their prospects in the Risk market: Send your business partnership request by filling in the form here!