An introduction to money management

Everyone wants to make their money go further. Setting up a budget, staying on top of your bills and living within your means – it can all pay off. It’s a good feeling being in control of your finances. And managing money is a skill we should all have – but it’s often something we’re not taught at school. For most of us, we learn as we go, and this could involve a few costly mistakes.

Financial pressures can affect all of us. We’ve all reached the end of the mon

WARNING – If you are a vegetarian, vegan or an animal lover you may be offended by the story in this blog post.

When you're presented with numbers you don't know if they are buckshot or accurate. You often assume the later when it is often the former.

You must often witness people plucking out of thin air, numbers such as budget estimates, estimates of probability and estimates of impact. It is very common because it takes time to get accurate. We often prefer the buckshot approach because we hit

Our framework Post-merger Integration (PMI): Financial integration is every organization’s guide to achieving the financial alignment of both Buyer and Target.

Post-merger Integration is a highly complex process. It requires swift action as well as running the core business activities simultaneously. There is no one-size-fits-all approach to a successful PMI Process. However, careful planning focusing on the strategic objectives of the deal and the identification and capturing of synergies will h

The “Second Wave”: Politics Influences the “Science” of COVID-19. Flawed Data, Flawed Models

By Josh Mitteldorf

Global Research, July 09, 2020

Many of us are still shell-shocked by the changes in our lives that have been imposed this spring. We’re reacting to each unexpected event as it comes. But to anyone who has stepped back to make sense of this web of contradictory messages that pour out of our newsfeeds, it is clear that the government agencies and corporate news media are slanting their mess

The Cost of Confidence

Nowadays, sales reps who get to close the sale are those sales reps who get to discover the customer’s real problems. With life getting more hectic and people always on the rush, customers only prefer to spend more on the phone with sales teams who “gets it.” These are the sales reps who do not only get to discover the customer’s real problem but also get to help them problem-solve in new ways.

Yet, a great number of salespersons miss closing the sale and reaching their quotas. In fact, in 2018,

By Dr. Pascal Sacré

Global Research, June 28, 2020

Mondialisation.ca

Do you want the true answer, or do you want the answer given by propaganda, official government versions and the mainstream media?

I will give you the true, medical answer: the tests do not answer any of these questions, they are unreliable, they give overly simplistic answers that can be used by governments to make people believe what they want them to believe.

There are two main types of tests:

1. Molecular tests: RT-PCR
2. Serological te

The decision for pricing a product or service isn’t as simple as it seems. It is a key consideration for executives. Pricing way above the rival products risks not attracting the required customers while charging way below the competitor products could be equally detrimental.

Manufacturers can utilize research to have a better understanding on what consumers are willing to pay for a product. There are a host of research-based pricing approaches available — e.g., Monadic, Sequential Monadic, Conjo

Aldous Huxley’s Brave New World and George Orwell’s 1984. Plan or Prophecy

By Dr. T. P. Wilkinson

Global Research, July 09, 2020

There have been for some time, esp. from libertarian quarters, accusations that the COVID-19 crisis has led to a state that has been called by some “medical martial law”. I believe the more accurate term and point of departure is “medical social engineering and management”. Martial law sounds more dramatic and seems simpler to understand. Yet we have to get beyond slogans

Technological developments allow satellite imagery simpler and quicker to use than ever before. A growing number of companies are having their data accessible free of charge: in 2008, the United States Geological Survey made free-to-use data from its Landsat satellites, contributing to a major increase in the usage of satellite data for scientific and industrial purposes. The European Space Agency has now introduced a focus on free and transparent data for the Copernicus program.

What are satelli

The National Institute of Health (NIH) Owns Half of Moderna Vaccine:

Robert F. Kennedy Jr.

The National Institute of Health Owns Half of Vaccine Corporation Moderna

New documents obtained by Axios and Public Citizen suggest that the National Institute of Health (NIH) owns half the key patent for Moderna’s controversial COVID vaccine and could collect half the royalties.

In addition, four NIH scientists have fil

Coronavirus has impacted all sectors of business, with healthcare and dental care in particular, being heavily influenced by the pandemic outbreak. 

To prevent the spread of the virus, dental practices have had to close and only provide emergency appointments or virtual consultations. Whilst appointments that involve procedures such as tooth whitening have been put on hold. 

Here’s a lowdown of how coronavirus is impacting how we look after our teeth and why dental practices are closing to mitigat

Margarine evolved drastically from 100 years earlier when it was first made as a butter alternative. It is also a high-tech product with several variants and combinations. There are 10 different forms of margarine made today. There are standard, whipped, and polyunsaturated margarine in both stick and soft types.

There are vegan margarine, edible margarine, and fresh 60% vegetable oil spreads. Such margarine is produced from a number of oils, including soy, cottonseed, coconut, grain, safflower,

For Post-merger Integration (PMI) to be successful, it is critical that we have clearly defined, appropriate, and comprehensive roles and responsibilities.

Post-merger Integration is a highly complex process. It requires swift action as well as running the core business activities simultaneously.  There is no one-size-fits-all approach to a successful PMI Process. However, careful planning focusing on the strategic objectives of the deal and the identification and capturing of synergies will help

Doctor Bill Gates Is Now “President of Planet Earth”

By:

Dr. Keith Scott-Mumby

Global Research, May 28, 2020

A couple of days ago, I heard from Fort Russ News, that the US Surgeon General (equivalent of the British Chief Medical Officer) Jerome Adams is to officially dump the Bill Gates-CDC-Fauci nonsense predictions and start moving forward with… wait for it: FACTS! Real data, instead of propaganda.¹

This will annoy (I hope) Bill Gates and Anthony Fauci, who have made a media tour, threatening the p

Complementing older high-touch business models with today’s technologies can help companies thrive amid pandemic-driven changes in consumer behavior.

The demand for many products and services has evaporated over the past several months as consumers have altered their typical patterns while adhering to stay-at-home orders and social distancing practices. But a unique set of businesses that may evoke feelings of nostalgia for some — including milk and frozen-food delivery

Increasing adoption of advanced agricultural practices is expected to drive the growth of global agricultural microbials market

According to TechSci Research report, “Global Agricultural Microbials Market By Type (Straight v/s Complex), By Origin (Organic, Synthetic, Bio-fertilizer), By Form (Solid v/s Liquid), By Mode of Application (Foliar Spraying, Fertigation, Sowing, Broadcasting, Spraying, Drip Method, Others), By Crop Type (Grains & Cereals, Pulses & Oilseeds, Commercial Crops, Fruits & Ve

Increasing mechanization across agricultural industry is expected to drive the growth of global irrigation automation market

According to TechSci Research report, “Global Irrigation Automation Market By Component (Controllers, Sensors, Weather-Based, Soil-Based, Fertigation Sensors, Valves, Sprinklers, Others), By System Type (Automatic v/s Semi-Automatic), By Automation Type (Time-Based, Volume-Based, Real-time Based, Computer-Based Control System), By Irrigation Type (Sprinkler, Drip, Surface,

Surgical retractors assist surgeons and operating room professionals in keeping the incision or wound open during surgery. They help to hold back the underlying organs or tissues, allowing physicians/nurses better visibility and access to the exposed area. The right retractor and medical device lighting will bring comfort and illumination directly to the surgical cavity where it is required.

Surgical rotation can be strenuous on your body, and every patient wants the best treatment. Retractors ha