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Scamerama is here to stay! Scams are as old as time, and evolve as inventions and technology evolve. Top scams, according to a report on FraudAvengers.com, are as follows:

1. Scammer “accidentally” overpays you for an item you sold online; you cash the crook’s phony check and wire back the difference. You’re out cold.
2. You order something online and it’s not delivered or version arrives that’s nothing like in the advertisement.
3. You prequalify for a credit line or loan that seems too good to be true. It

In this day and age, we should never hear someone proclaim, “Oh my God, my computer crashed! I lost everything!” You can’t lose something that’s been properly backed up.

So many people, including ones with businesses that rely upon cyber communication, continue to avoid backing up their digital data.

Nobody is exempt from the No. 1 rule of backing up your data. Anything could happen:

• Hard drive crash
• Accidental deletion
• Water damage
• Fire
• Theft (offline)
• Ransomware

The planning for digital disasters begin

Enrique Suarez Presenting:

These Two Women Are Rattling Wall Street With Common Sense Values

Perhaps someone has told you that you need to “clear your cache,” but what does this mean and why should you do it? A cache is a folder of recently visited webpages, which is stored on your computer’s hard drive, and maintained by your Internet browser.

The purpose of a cache is to speed up the loading of webpages. Your computer’s hard drive collects data from websites that you visit, so that when you visit them again, certain aspects of the previously visited pages (such as graphics) don’t have

According to a new Intel Security study, more than 2,000 American parents and kids ages 8-16 were surveyed to unveil some interesting things.

• 79% of the juvenile respondents learned online safety from their parents.
• 35% of them said they’ve been a cyberbully.
• 27% of them said they have met, or would meet, a person in real life who they initially met online.

Technology is often blamed for all of this. But what drives these behaviors is the same force that drives the schoolyard bully to trip the bookw

Enrique Suarez Presenting:

Fast-Tracking TiSA: Stealth Block to Monetary Reform. The Banking Game Exposed

Source:

Ellen Brown

It is well enough that the people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. — Attributed to Henry Ford

In March 2014, the Bank of England let the cat out of the bag: money is just an IOU, and the banks are rolling in it. So wr

Interview with marcus evans speaker, John D. Rhea, Compliance Officer and Attorney, OGE Energy Corporation

With the emergence of NERC’s new Risk Based Compliance Program come many unanswered questions and hesitations on how to move forward within a company’s structure. This recent launch has worried companies in utilities with security and workload concerns. Although the cons may weigh heavily, the Risk Based Compliance benefits companies with promoting a customizable audit.

John Rhea, Compliance

With all the increased news coverage of kids running off with adults they met online, and kids dying by suicide supposedly due to online bullying, many parents are wondering if their worries about their kids being online are justified.

We hardly hear about how social media has benefited kids. There’s nothing inherent about electronic communications or electronic media that makes it bad for kids. There will always be bad people out there—online and offline.

An article on commonsensemedia.org lists

Enrique Suarez Presenting:

Pillage and Class Polarization: The Rise of “Criminal Capitalism”

Source:

Prof. James Petras

About 75% of US employees work 40 hours or longer, the second longest among all OECD countries, exceeded only by Poland and tied with South Korea.  In contrast, only 10% of Danish workers, 15% of Norwegian, 30% of French, 43% of UK and 50% of German workers work 40 or more hours.  With the longest work day, US workers score lower on the ‘living well’ s

Manage operational risk as a separate entity while budgeting for increased operational risk demands

New York City, NY– May 6, 2015 – marcus evans, the world’s largest event management group, will host the Operational Risk Management Conference on September 16-17, 2015 in New York City, NY. This conference will bring together risk leaders to examine the exposures brought on by operational risk and how these must be accounted for in the business model, as well as focusing on techniques for demonst

There is a weakness in cyber risk to focus on the technical issues. They are necessary but not sufficient if you want to understand and manage all your cyber exposures, which I define as the vulnerabilities that arise as a result of activity using computers and the Internet. There is a great range of these vulnerabilities that are not being addressed.

An example would be the exposures that arise through the use of Social Media if not managed and controlled. For example posts that reveal sensitive

Article from Futures Magazine making an argument that seeking rather than avoiding volatility can lead to a lower cost, more liquid portfolio with a reduced level of risk and an increased potential of returns. 

High vs. Low Volatility Strategies: A Different View of Risk

At any given time, someone, somewhere, is probably googling you. This could be a former classmate, a neighbor, someone you’re trying to do business with, a relative, who knows?

Are you confident that whatever they find will be information that’s truly representative of you? Maybe if you have a really common name, it may be lost in cyber muddle, but the more unusual your name is (or how the first name is spelled), the easier it will be to find you. If you want a clean online presence, there are th

Enrique Suarez Presenting:

Communicating Policy Online

Source:

 Jonathan STOCKWELL

European Commission, EU Digital

14 April 2015

What does a policy look like? What are its component parts? These are questions we need to answer if we want to explain our policies consistently – so that people can easily recognise a policy when they see one, and reliably predict where to find specific bits of policy-related information.

We’ve talked to colleagues who work on Commission policies; we’ve looked at how govern

Enrique Suarez Presenting:

Why the United States Has Targeted FIFA: The Russian Connection

May 27th the United States Department of Justice issued a 47-count indictment against nine International Federation of Association Football (FIFA) officials and five executives of FIFA-affiliated sports management firms.

The charges the United States pressed included racketeering, wire fraud, and money laundering amounting to $150-million over a 24-year period

Interview with Aretina Trepczyk, Vice President, Enterprise Risk Manager at Umpqua Bank

The increased regulatory pressures on third party vendor risk have increased focus on this key area of operational risk. And, despite institutions implementing changes to their third party risk strategies, many programs still need to be optimized and enhanced to ensure strong due diligence of vendors and minimize the risk exposure to the enterprise. Institutions need to incorporate their third party risk stra

What would you rather have happen to you? A Russian ring of hackers has infiltrated your computer and smartphone and is hell-bent on taking control of your finances, social media life, even the smart gadgets in your house…OR…you’ve just been diagnosed with paranoid psychosis, and in fact, nobody’s out to harm you at all.

In a day and age where it’s become increasingly easy for hackers to hijack your credit card and bank accounts, spy on your baby by hacking into the baby-cam and spy on you via yo

As I have covered in past articles, proponents of ERM face one primary challenge when presenting their program (or potential program) to management – is ERM worth the investment?

“We are all facing the same challenge of not having a clear way to quantify [the benefits of ERM],” says Puneet Kapoor, Walgreen Co.’s Director of ERM. Recent research, however, now provides the hard data that many in Kapoor’s position are seeking – significant evidence that ERM carries financial benefits alongside strat

Let’s consider the facts.
The current disagreement is over whether Greece’s creditors will release another bailout installment to pay… Greece’s creditors.

From a strictly financial perspective, this is highly problematic. Were a bank take a similar approach, it would have to give explanations to the regulators. This is called ever-greening – give the client funds to pay you back, and that way you can pretend that the loan is on schedule. If the creditors fail to disburse the next “bailout” paymen