Blog

Does industry disruption disturb or excite you? Before you answer, consider this. Innovation is not disruption. Disruption is much, much, much bigger. Disruption turns an industry on its head. It creates massive shifts in markets, in how work is done and even if it is done.

Last blog I wrote about that feeling of being like a deer caught in headlights. I said that it was your job to get your colleagues moving from Assessment to Investment (or divestment) to Execution. Alternatively, I could have

Integrating ESG factors into investment decision making is no longer optional, it’s a must. Larry Fink’s recent letter to CEOs re-iterated that long-term decision-making is at the forefront of client demands. The talk has shifted to real investment action.

The Global Sustainable Investment alliance has valued sustainable investments as over $30trn, a 34% surge since 2016 with no sign of slowing down.

However – investors and asset managers still lack critical data, and ESG factors still are suscept

In today’s hyper-connected digital age, it’s not unusual for medium to large-sized companies to have hundreds, or even thousands, of third-party suppliers.

This can range from product suppliers, to billing processors, to cloud providers, and a variety of different services.

This large volume of suppliers can pose a challenge for Chief Security Information Officers (CISO) to properly manage risk, especially when personal or confidential data is shared.

A Risky Misconception – Understanding Supplier

The insurance industry is facing the challenges of disruption caused by the technological advancements in artificial intelligence (AI) and machine learning (ML). Insurance carriers are now able to know more about their customers than ever before. They can use data mining with AI and ML to develop compelling product offerings. Customers may enjoy a more personalized experience that has faster and more accurate claims processing capabilities resulting in vastly improved customer service.

Is your o

A flexible display is an electronic visual interface that is as flexible as a piece of paper in nature. Since 2000, it's been one of the most trending topics. Several companies have produced various kinds of flexible display prototypes ranging from flexible electronic paper such as display to flexible OLED-based display.

It is important to note that mobile phones do not only have flexible screen displays. On most electronic devices, screens are essentially the last remaining flat surface. The ini

As customer expectations have risen thanks to new platforms and products, so too has the level of technological sophistication as artificial intelligence, chatbots, drones, telematics and apps have become common in multiple industries. The insurance industry is now at a critical juncture as carriers seek to transform their claims processes, using new technologies to meet rising customer expectations and reduce costs. According to a recent survey, over 70% of insurance carriers are looking to inv

Do you Uber? If you do, you probably feel pretty safe getting into the car of a stranger. However, you might not be as safe as you think.

Most people take for granted that Uber does background checks on its drivers, but there are actually a number of shady drivers who have recently been accused of crime, and it’s definitely not the first time they have had run ins with law enforcement. Some of these people are accused of committing crimes against their passengers, and that’s where things really g

The contemporary lending platforms have started exploiting Artificial Intelligence and Machine Learning technologies to produce valuable insights from additional data sources. Analyzing digital footprint, for example, has helped bring in a comprehensive borrowers' evaluation. The removal of manual touchpoints also accelerated the time needed to make credit decisions.

Through supporting small businesses with finance, these platforms help create jobs and help the country's overall financial growth

In the age of rapid technological progress, where Digital Transformation  has become pervasive, business applications are getting increasingly complex and interconnected.  The advancement in technology has also helped attackers get more aggressive and inflict more damage to IT systems and applications.  Application security tools and techniques are evolving too, yet most organizations still fall prey to vulnerabilities.  Cybersecurity has become a bigger threat than ever before.

The current appli

Learn about the importance of risk assessments and how the process of linking your legal requirements can bring a whole host of benefits.

What is a risk assessment?

A risk assessment is a process in which an employer, or someone competent appointed by an employer, will identify any hazards and evaluate the associated risks within a workplace. This type of risk assessment can be referred to as a HIRA (Hazard Identification and Risk Assessment). 

In many countries around the world, such as in South A

Natural Language Processing (NLP) is an artificial intelligence field that enables machines to interpret, understand and infer meaning from human languages. It is a discipline that focuses on the interaction of data science and human language and scales across many industries. Today, NLP is booming due to the enormous changes in data access and the rise in computational power, which helps practitioners to produce meaningful results in fields such as education, media, banking, and human resources

How prepared are you for a disaster? Most of us are not prepared, at all, yet two-thirds of us live in an area where we are at a moderate to very high risk of experiencing a natural disaster. Here are a few things you should do, today, to start preparing for a “just in case” situation:

Be Aware

Think about your home and where you live. What disasters are likely to occur? Fire, of course, could happen to any of us, and statistics show that there is a 25% chance that you will experience a major fire

Coated papers provide crisp, sharp results in sharp contrast with a smooth, slick look between the printed image and white space. A coated surface gives excellent image canvas with fine detail, providing better contrast between the printed image and the white space (known as ink snap). These are often used in high-end product catalogs and magazines that need "glossy" or "shiny" optics.

Coated vs. Uncoated Paper

The main difference between coated and uncoated paper is how the paper is made. Coated

The action camera industry has been witnessing remarkable attention from the user-base of social networking sites like Twitter, Facebook, and Instagram. This attention has risen with the trend of sharing photos and videos with friends and followers and the pool of vendors in the market. With the advent of camera device manufacturers in the action camera arena, consumers have been provided with a wide range of options that suit their needs. The extreme competition has also taken down the prices t

In the third episode in the ‘Cyber Risk Fundamentals’ series, Nick Frost is joined by Todd Wade and Andrew Wilson to explore what is now the biggest challenge for CISOs - changing senior managements perception of cybersecurity.

Together they discuss:

- Why the CISO must now take an influencer role

- How to position and communicate cybersecurity to senior management

- Why aligning cybersecurity goals to business goals could be key to changing senior managements view on security

- Why the CISO needs to

OPEN BANKING IMPLEMENTATION BLUEPRINT FOR CUSTOMER VALUE

KPMG have developed a short 4 page report that provides a roadmap of how banks can develop and implement value adding open banking propositions to customers
DOWNLOAD HERE

THIS REPORT SUMMARISES:

Open banking roll out in key regions through duel drivers of customer expectation and regulation

Which use cases add customer and business value including comparison services, KYC, auto-saving and credit scoring

The potential business models that

As insurance carriers look to technology to meet customer demands at scale, how carriers react to competition and rising customer expectations today will define their success tomorrow. From providing bespoke products, instant customer service and real-time risk monitoring, the likes of AI, machine learning and other innovative technologies are proving the only means through which insurance carriers can meet the high demands of consumers today.

Likewise, managing the backend requirements of the te

By Sophie Bottazzi, Senior Research Executive, CeFPro

The payment industry in Europe continues to evolve with the huge influx of new payments providers in the market, increased regulatory demand and evolving customer expectations of products and services. With the implementation of PSD2/Open Banking becoming more embedded, the payments landscape continues to evolve as APIs open up customer data for more institutions to leverage. With such increased demand and competition comes heightened regulato