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Mark Bouris of Yellow Brick Road Wealth Management and ex Wizard Home Loans, a renowned market disrupter, gave a speech at the Risk Management Institute of Australasia (RMIA) National Conference in Melbourne last week. He made an appeal to the audience of risk management professionals.

Before the appeal, he gave a lesson on how financial markets work with respect to home mortgages. Then he explained how he disrupted the home loan market with Wizard Home Loans in the late 1990s and 2000s through s

Modern data center networking aims to manage clients with multiple data center workloads. In such a network, servers are the components that provide the necessary services to users (and the programs that run on their behalf).

Responses to API function calls may be the most basic forms of such networking services. Servers can provide applications for users/clients via Web protocols, language platforms, or virtual machines that will provide full desktops to users.

What is a Data Center?

A data center

Columbia University has awarded me a Dean's Grant to assess advancements in ERM practice and Risk Governance. This survey is designed to evaluate current and planned advanced practice in ERM Risk Governance. The results from this survey will be used to improve instructional design for ERM students and to provide guidance to students about the skills and competencies needed to prepare for a career in risk management.

Your participation will help advance our instruction and provide participants in

Security papers have been used in security printing. The papers include features which is used to differentiate or authorize a document as original, like watermarks or invisible fibers or features that show evidence of fraud in attempting. For example, it can be used to delete or alter printed materials such as quantities or signatures on a report. Sources of such documents are those used to classify documents such as passports and certificates. These include birth certificates and various types

This post takes a hard and honest look at whats happening right now. You either “get it” or you are a victim of whats going on. Victims who read this will trash it and deny the reality of what they read. Denial is warm and comfortable. The truth is cold and can hurt. And nobody likes to admit they are wrong, ever. So I expect plenty of haters.

“People are much like cattle or sheep; they just want to be led.”

The author of that controversial and maybe offensive quote is the author of this article.

Startling developments in satellite imaging technology have left privacy advocates concerned about 24-hour monitoring over the last 10 years. Commercial satellite imagery, for instance, is effective enough to see a vehicle, but, it is not required to be sufficiently detailed to recognize the make and model. But innovations may soon avoid the rules of the government.

What is commercial satellite imaging?

Besides the many government-managed earth-observing satellites, several commercial earth-watchi

Disruptive technologies are helping companies automate work.  Robotic Process Automation and Artificial Intelligence are taking up jobs which were in the past earmarked only for smart humans. Driver-less cars, automated check-in kiosks at airports, and autopilots steering the aircrafts are just few instances of how automation is transforming our world.

However, automation presents unique challenges that organizations need to identify and mitigate appropriately. These include costs associated with

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While regulators demand red tape (see Wage War on Regulator Imposed Red Tape), the business world at best sees it as a necessary evil and at worst as costly handcuffs. One of the comments a colleague made on that blog was that he thought I would be writing about the need to push back at regulators. I had contemplated it, however, given the current environment in Australia, most of the regulated are looking for how best to meet the regulator’s requirements than to push back.

For those who are not

Innovative Approaches to Drug Safety

Date: 15 November 2019

Time: 1 to 5 PM EST

REGISTER HERE

Download  Virtual Workshop invite program

The current practice of pharmacovigilance is fraught with challenges and limitations, but new technologies, perspectives, and concerns are shaping the way stakeholders will need to conduct this crucial activity in the coming years. You are cordially invited to join our workshop on the future of pharmacovigilance, which offers you an opportunity to participate in a ro

DoorDash has admitted that it has been the victim of a data breach, which has affected about 4.9 million merchants and people.

In a recent blog post, DoorDash announced that it noticed some odd activity early in September from a third-party service. After looking into it, the company found that an unauthorized third party was accessing user data from DoorDash on May 4, 2019. DoorDash immediately took steps to stop any future access and to improve security.

Those who were affected by this breach jo

                                             A message from our partner                                        

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Gallium nitride is disrupting the overall automotive industry with its attractive technology for power electronics used in electric and hybrid vehicles. Electric vehicles and hybrid vehicles are appreciably using power electronics, and GaN is significantly unseating silicon-based power devices in the industry. The companies are targeting gallium nitride-based power devices for EVs because siliconbased devices are imposed on certain limitations of their own. The restrictions that hinder the appli

Regulators love red tape. They may not admit it, but they love it because it allows them to provide evidence that they are effective regulators.

Have a think about what is driving regulators and the response by industry (and check out the industry dynamics figure below). The regulator wants you to deliver on your promises and therefore have happy customers. Otherwise the regulator’s boss, the politicians, get cranky. What makes customers happy? Banks, superfunds and insurers not going bankrupt fo

Organosheets possess outstanding property of translucency which is becoming crucial and desirable for many end user applications such as automotive and building & construction. This is propelled not only by high aesthetic values and design flexibility, but also by environmental concerns. Translucency also ensures more natural daylighting in place of artificial lighting in buildings. Structures including stadiums, shopping centers, libraries, office buildings, and factories benefit from transluce

In a 2014 Deloitte Access Economics report on red tape they reported:

"…self-imposed rules cost $21 billion a year to administer, and generate a stunning $134 billion a year in compliance costs. When combined, the costs of administering and complying with public and private sector rules equate to a quarter of a trillion dollars a year.”

Do you think that cost would have tracked with inflation? My bet is it has beat inflation. And for industries reeling from royal commissions (religious, education,

YouTube uses a recommendation algorithm to help people view things they’d like to see. Recently, the algorithm seemingly encouraged pedophiles (YouTube would have no way of knowing this) to watch videos of children playing at home, videos that the family members uploaded.

A report from the New York Times detailed how YouTube had been exploiting minor children through the automated recommendation system. According to the report, researchers at the Berkman Klein Center for Internet and Society at H

Managing regulatory change is a major headache for businesses operating in industries where the regulatory framework fluctuates. The problem is that the regulations define what the business can and cannot do, and when they change, the business must change how it operates. This makes it difficult to make long-term plans and strategies, because there is always a risk that the chosen strategy may no longer be viable if the regulatory framework fluctuates.  

If your business is stuck in a similar qua

Pest control is the first line of defense against bugs and rodents invading home or business, destroying property. These bugs and rodents cost hundreds or even thousands of dollars’ worth of damage. It is not easy to detect certain insects, including cockroaches and termites. These may remain hidden under floorboards and walls for long periods, eating a property's structure and leading to expensive bills for extermination and repair. Since there is no specific way to detect whether a pest carrie