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The ability to accurately discern the past and predict the future based on nothing but data points and the experience of actuaries and adjusters has served the industry well up to now. Insurance is, after all, a multi-billion-dollar, truly global industry. While this remains the case, the landscape is now radically different to the past, thanks in part to the advent of the Internet of Things (IoT). The use of these technologies that collect, record and transmit live data has proliferated exponen

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Mergers and Acquisition are unique and complex endeavors.  These initiatives demand tailored solutions keeping in view the varying environments, ways of doing business, culture of the two combining organizations, and internal and external forces influencing the deal.

These transactions necessitate making 8 important decisions based on thorough deliberation and analysis of all relevant factors well before the integration process.  These fundamental decisions and relevant factors form the 8 decisi

The problem for cyber security in the life insurance sector is very severe, as is the case in other sectors such as banking, healthcare, etc. The insurance industry has a huge amount of client data and clients have a lot of confidence in the organizations with whom they do business.

What is insurance fraud detection?

The insurance industry is moving to a contemporary paradigm that focuses on risk mitigation and prevention instead of financial loss compensation. This is driving the development of n

The global acoustic and thermal insulation market for electric vehicles, including market breakdown by material type, application type, propulsion type, and region. Herein, the revenue generated from different material type (foams, fibers, and pads and mats, and others), application type (passenger compartment, rear compartment, under the hood and battery pack, and exterior), and regions (North America, Europe, Asia-Pacific, and Rest-of–the-World) has been tracked to calculate the overall market

This is the last in a series of blogs about awareness to highlight Risk Awareness Week running online globally in October that I am presenting at. I’ve covered safety, sudden disruptions and awareness in the boardroom.

Back in July this year I wrote about the key role risk advisers have in creating awareness of personal bias in leaders in organisations. If you haven’t read Daniel Kahneman’s Thinking Fast and Slow, you should. It is a best seller and very clearly explains and provides examples of

To address this question, and more, Insurance Nexus will be joined on Wednesday, September 8^th for an exclusive webinar, Key Strategies to Deliver for Future Readiness, taking place at 11am ET. Moderator Paul Winston (Chief Operating Officer, Insurance Thought Leadership) will be joined by Scott Steele (Vice President and Chief Marketing Officer, Church Mutual Insurance Company) and Racquel L Santana (Vice President, eBusiness Strategy and Execution, Travelers) to discuss the strategies they are

Electric vehicles will be excluded from the market dominance of combustion engines in the following decade or so. With falling prices and improving efficiency, they will become economically feasible for customers. Twenty years ago, people dreamed of quickly evolving new and interesting technologies. Artificial intelligence that surpasses the computer and even the computer capabilities of our brain, or something like an entirely clean, effective, energy-intensive vehicle. The development of a gen

With a Personal Overdraft permits you to withdraw funds and repay funds at your beck and call. You have to pay interest on only the amount which is withdrawn. Hence you can repay part of the outstanding amount whenever you have some money and withdraw some money whenever you have a need.

Pay Interest on only what you use

Personal Overdrafts tend to have similar interest rates as Personal Loans but have a number of benefits over Personal Loans.

Quick Funds Release

To get a personal loan you have to

The Global Internet of Energy (IoE) Industry to grow at a significant CAGR of 21.05% during the forecast period from 2019 to 2024. The market growth is expected to be driven by the rising concern for energy efficiency, growing market penetration of decentralized power generation, as well as the need to prevent cyber-attacks.

Browse the Full TOC "Internet of Energy Market"

https://bisresearch.com/industry-report/internet-of-energy-market.html

The increasing demand for energy efficiency across the gl

I AM RETIRING SO HERE ARE SOME PARTING SHOTS

FIRST

I posted an essay with a similar title at academia here

https://www.academia.edu/6351124/There_is_no_risk_free_rate_of_return_available

There should be a risk free investment because its absence is slowing the world's economies.

You can read more here:

http://macro-economic-design.blogspot.com

and here:

https://bwwsociety.org/bwwsociety.org/journal/current/2019/sep-oct/replacing-fixed-interest-bonds.htm

SECOND

HOW DAMAGING IS MONEY LAUNDERING LEGISLATION?

The global micro mobility market, including market breakdown by requirement type, application type, location type, and region. Herein, the revenue generated from different requirement type (short distance trips and first- and last-mile trips), application type (commercial and private), location type (tracks, roads, and footpaths) and regions {North America, Europe, Asia-Pacific (APAC) and Rest-of-the-World (RoW)} has been tracked to calculate the overall market size in terms of value ($billion).

                         A Message From Our Partner

Dear Global Risk Community member Do you have training budget left for 2019, but want to be sure you are getting a good ROI? Look no further. IFF Training has been delivering training since 1991 and can proudly say they have the world's top banks as customers.  Take a look at the Risk Management catalogue or read on to see what courses are available for the rest of 2019. Download the Risk Management Catalogue

Takeovers can turnaround companies in a short period of time, but there is a significant degree of risk to be anticipated and mitigated prior to undertaking such transactions.  Lack of careful deliberation of the potential risks, insufficient planning, weak execution, and lack of focus on Post-merger Integration are the major reasons why many Merger & Acquisition deals fail to achieve their desired goals.

The course of an M&A transaction has to be set at an early stage, way before the actual deal

This is the third in a series of blogs about awareness to highlight Risk Awareness Week running online globally in October that I am presenting at. I’ve covered awareness from a safety perspective and from the perspective of an organisation responding to a sudden major business disruption. This week I am thinking about awareness in the boardroom.

Let’s face it, boardrooms are generally filled with intelligent, well-meaning, considered decision makers. Yet we all know boards don’t get every decisi

Corporate Social Responsibility (CSR) is an organization’s commitment to produce an overall positive impact on society.  CSR encompasses sustainability, social and economic impact, and business ethics.  It makes a company socially accountable of its operations, stakeholders, and the public.  Businesses undertake CSR programs to benefit society while boosting their own brands.

CSR affects every aspect of business operations and functions.  Encouraging equal opportunities; partnering with organizat

The global tungsten carbide market has witnessed various forms of developments in different fields by different market players who have also adopted a number of strategies to mark their positions amongst the leading companies in this emerging domain.

Browse the Full TOC "Tungsten Carbide Market"

https://bisresearch.com/industry-report/tungsten-carbide-market.html

Although many companies are coming up with various forms of new product launches, companies such as Sandvik AB, IMC Group, Kennametal Inc

As big organizations are storing a large amount of data on various online platforms, the news headlines about data breaches are increasing with each passing day. This puts partners, customers at major risk. Hence, all companies need to make efforts to stay safe from risks and threats associated with data breaches.

Below we have listed a few most common causes behind data breach so that you can take appropriate actions to prevent them:

Weak Passwords

Some of you may consider hacking attacks as the m

As promised last week this blog is the second in a series of blogs about awareness. Why? Because of the upcoming Risk Awareness Week running online globally in October that I am presenting at. Last week I wrote about awareness from a safety perspective. This week I’m writing about awareness from the perspective of an organisation responding to a major business disruption such a fire or the sudden loss of a CEO. 

There are three things needed to manage a major disruption: 

Decision Making – Key wor

There are numerous focal points of a high FICO assessment – simple and fast credit endorsements, low loan costs, edge in employment forms, and so on. Be that as it may, you can't hope to accomplish a high score medium-term. To make it to the top section (CIBIL scores going between 750-900) you need to instill certain propensities, and find out about credit the executives.

Here are 8 propensities that are fundamental for a high CIBIL score:

1) Punctuality

One of the most significant propensities