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So maybe Christmas now means the very predictable gift card swap, but hey, who can’t use a gift card? But beware, there are a ton of scams. This includes physical, not just digital, gift cards.

Regardless of who gave you the card, you should always practice security measures. Below are two common ways that fraudsters operate.

Transform Gift Card to Cash Twice.

If someone gives you a $200 gift card to an electronics store and then it’s stolen, you technically have lost money, as this is the same as

Internet security is an over-all phase that represents the many different activities individuals and companies decide to use shelter computers or computer networks which were attached to the Internet. One out of the everyday truths behind Internet security is that often the Internet by itself is not a secure environment. The Internet was originally considered as an open, carelessly linked computer network that could facilitate the no cost share of ideas and information. Data redirected over the

The modern technological innovation enhancements get motivated the adoption of cameras in smartphones. Primarily, 3D cameras were a standalone solutions; however, with progress in modern technology as well as innovative different sizes, 3D cameras today are set up within a smart phone. 3D camera technological innovation however ought to have progressed hardware cooperation in smartphones, specifically a lot better storage case and proficient processors. Elevating adoption of smartphones and fas

Understanding AI is non-negotiable for insurance carriers. Out of the entire spectrum of technology that have the potential to affect the insurance industry, the consensus is growing that AI is likely to have the biggest impact. The industry certainly believes this; insurance carriers’ investments in AI are increasing year-on-year, with the trend is set to continue, at least into 2019. And with good reason; Accenture’s Future Workforce Survey recently found that insurance companies that commit t

Integration platform as a service (iPaaS) is a collection of self-regulating accessories for intercommunicating software applications that definitely are integrated in various environments. Integration Platform as a Service might possibly be employed by large business-to-business (B2B) enterprises that are required to integrate on-premises applications and data with cloud applications and data. Easily, an Integration Platform as a Service platform provides you with pre-built connectors, business

When I work with boards and executive teams I am often heard to say, “hold your hands on your hearts and swear you will meet your objectives for this year. “

Now normally I am asking this during a planning session or risk workshop not with 24 hours of the year left to play out. So it is a given that the level of uncertainty over a 12+ month period is such that no one can swear they will achieve their objectives.

I quickly follow up with a question about how the board or exec currently tackle the u

An in-memory database (IMDB) is a system that majorly is determined by the computer’s chief memory to save information as well as being not similar to a data-base management process which applies a disk storage space system. More comfortable internal optimization algorithms and minimal CPU details produce important memory databases fairly speedier in comparison to disk-optimized databases. Getting info from the in-memory database dismisses the seek time frame once querying the data, promoting qu

The problem solving approach to organizational design and management has a number of limitations. It focuses only on what’s wrong, identifying causes, brainstorming solutions, developing action plans, and not taking into account the areas that are working well. Problem solving focuses on the past and excludes possibilities for creativity. The approach is time consuming, costly; harnesses blame game, consistent firefighting, low morale, and discord between teams.

The Appreciative Inquiry (AI) app

Cloud security is a fast-growing service that offers a large number of the same exact functionalities as classical IT security. That includes securing most important information from theft, data leakage and deletion. Cloud security includes a set of policies and controls, which specialize in the security issues with the cloud by protecting applications, data, and infrastructure. The cloud computing market is liable to threats which include data breaches, data loss, and insecure application progr

Social Security numbers and credit card numbers are not the only types of data that hackers are after. Now, they are looking at frequent flyer accounts, and they are stealing reward miles, and then selling them online.

How do Hackers Steal Frequent Flyer Miles?

As with other types of ID theft, hackers use info that they have illegally obtained to access frequent flyer accounts. With more data breaches happening than ever before, hundreds of millions of records are exposed, and thus, hackers have g

At the pinnacle of the Industrial Revolution, not many organizations realized the complex subtleties of the Financial Capital. The organizations that were able to develop innovative methodologies to administer their financial capital outsmarted the rivals by achieving a competitive edge.

At the advent of the 20th century, two more forms of capital became known and gained prominence, in addition to the financial capital. These assets included: the Human Capital—the value acquired as a result of de

CHICAGO: Senior claims executives from leading insurance companies will participate in a live and free webinar hosted by Insurance Nexus, exploring whether AI can be the solution for efficient, hyper-personalized claims at scale.

As insurance’s ‘moment of truth’, the claims process is often regarded as the ‘face’ of insurance; the majority of customers’ interactions with their insurance carrier are when they are making a claim and so it is essential for carriers to make this process as easy, eff

Dear Professionals
I have posted an overview of my latest book titled ‘Bank of the Future, Minimise Technology Risk, Maximise Business Risk’  in the MEDIA Section.

here is the link:

https://globalriskcommunity.com/video/bank-of-the-future-min-tech-risk-max-biz-return

Expanding into new markets presents lucrative opportunities, as well as risks. Potential threats in new territories include corporate corruption, malpractices, and fraud, which most firms have to face. Corruption and fraud cover a wide array of situations, but it is the unobtrusive yet more prevalent forms of fraud and corruption that create the biggest risks for organizations.

Corporate corruption and fraud can be characterized into 4 distinct categories.  Understanding these 4 categories of cor

One of the things I am seen as an expert in is the field of risk. One of the hotly debated topics in risk is the value of a risk appetite statement. There are many reasons their value is debated, however, the real reason is because there are different recipes to produce risk appetite statements to suit the board and management’s personal appetite for risk. And unless board and management take the hardest approach, they either do more harm than good or simply waste their time.

There are essentiall

The Power over Ethernet technology would undoubtedly experience quick growth due to the technological potential to transfer electrical power and networking through the use of one winch cable. The using of Power over Ethernet chipsets would essentially trim the wire connections used, that may swiftly result into lower costs, simple commercial infrastructure management, a lot easier repairs and maintenance, controlled downtime, versatile installation, and a tiny amount of power consumption. The te

Investigators in Sacramento have arrested Joseph James DeAngelo for rape, but they only found him based on records from a genealogical website.

The effort wasn’t easy, but this guy is now off the streets. The process started with taking a look at DNA that was collected from the crime scene, which happened many years ago. Investigators didn’t have a match. However, recently, they started comparing DNA with genetic profiles that have been collected from ancestry sties. These are companies that coll

The Digital Era has brought on critical challenges for companies to meet new consumer demands for marketing. Digital Marketing is undergoing transformation at an astounding rate. There is a radical shift towards “on-demand” marketing, where marketing is becoming consistent, pertinent, and receptive to customers’ demands, delivering heightened experiences literally anywhere with ease of access along the consumer decision journey.

On-demand Marketing is being driven by the constant growth of techno

Digital natives are threatening the way traditional organizations do business. The dated authoritative structures and imposing mindsets of the executives of traditional companies are in stark contrast to today’s technology-savvy startups and digital-native companies.

Traditional firms are running out of time to revisit their strategies and promptly transform in accordance with the rapidly evolving markets and business environment. They need to focus their attention towards eliminating bureaucrati