Ajay Kumar Jhingan, our member and International Speaker/Trainer in Corporate and Retail Banking, is preparing his new course in Global Risk Academy - the Course on Drafting of Loan Documentation (Basics). The idea came after many questions and requests from his students both in live trainings that he facilitates and in online course The Fundamentals of Credit analytics that he recently delivered for Global Risk Academy.
In this article he explains the importance of applying basic knowledge a
Over the past eighteen months two of the world’s largest automakers have been found responsible for deadly conspiracies. But, recent revelations can’t compete with the industry’s previous scandals.
Last month Volkswagen was caught rigging millions of its cars emissions testing systems to meet regulatory standards. The German company programmed its turbocharged direct injection diesel engines to activate e
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Chris Hedges
Published on Dec 5, 2013
On RAI with Paul Jay, Chris Hedges discusses the psychology of the super rich; their sense of entitlement, the dehumanization of workers, and mistaken belief that their wealth will insulate them from the coming storms.
You can watch the video at: https://www.youtube.com/watch?v=L6unS2JF8TA
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Noam Chomsky
Published on Feb 12, 2014
Noam Chomsky spoke at Third Boston Symposium on Economics on February 10th 2014, sponsored by the Northeastern University Economics Societyhttp://www.northeastern.edu/econsocie... in Boston, MA.
Chomsky argued that certain factors, among them cutting federal funding for research and development and the growing gap between the richest 1 percent and everybody else, have led to the country's cu
As per RBI guidelines in India, the concept of Payment Banks has originated upon thorough study made by a Committee on Financial Services For Small Business and Low Income Households recommendations. The Payment Banks will cover unbanked and underbanked remote areas so as to include the left outs in the ambit of banking. The Payment Banks is another step to further financial inclusion whereas just till recent past, maximum coverage of people who did not have banking facilities or bank accounts
Okay, so you’re 18 or 19 and in college, and are stressed because you have to be 21 in order to gain entry to a night club or bar where you’d like to drink up a storm and mingle with a “more mature” crowd. Or really, you just want to meet someone.
Life sure is tough, isn’t it? You have to wait till you’re 21, but by then…you may be graduated from college (and a lot more mature, and thus, getting plastered would no longer have appeal). What a bummer, dude! The time to have fun is when you’re young
Imagine that Chris wants to buy a house and needs a mortgage. He applies online and is sent an email by an intern asking to schedule time to discuss his interest. The intern conducts the initial screening conversation, they schedule him for an in person interview during which time he is interviewed by quite a few folks who ask many questions.
Chris is curious because nobody asks about his current job or how he expects to pay the mortgage. Nobody asks
There are numerous subspecialties within the booming cybersecurity field[i]. Here are some of the most in-demand professions:
Cybersecurity Engineer: This is the all-around, jack-of-all-trades, go-to guy or gal of cybersecurity. For all intents and purposes, a cybersecurity engineer is a hacker – but a good one. Using their advanced knowledge of malware, viruses, theft, DDoS attacks and other digital threats, cybersecurity engineers defend organizations against crime online. Personality traits re
It can be tough being a responsible adult sometimes, and managing these responsibilities isn’t always a chore that I want to deal with. Can you relate? Managing life takes focus and effort, and managing your online life is no different. Most of us are lazy with our online accounts, especially when it comes to our passwords. It is easy to use the same password for every account, but this also makes it very easy for hackers to access your passwords.
You Need a Password Manager
Most of us have severa
Companies that cut corners by giving cybersecurity training only to their technical staff and the “big wigs” are throwing out the welcome mat to hackers. Cyber criminals know that the ripe fruit to pick is a company’s sales staff. Often, the sales personnel are clueless about the No. 1 way that hackers “get in”: the phishing e-mail. Salespeople are also vulnerable to falling for other lures generated by master hackers.
In a recent study, Intel Security urges businesses to train non-technical (inc
If I wanted to crack one of your passwords, I could probably make a series of educated guesses and get pretty close. Why? Because people tend to stick with simple, easy to remember passwords, but these are the passwords that are easy to hack. According to Bill Carey, VP Marketing for the RoboForm Password Manager “Users need to take personal responsibility for their passwords and not assume that companies will keep them safe.”
Hackers Have Many Ways to Get Into Your Accounts
There are many ways th
There are many reasons someone might right-click on your image and “Save image as…”
Porn, Sex and Dating Sites
Scams
There’s a problem on the home front: security lapses in the computers of the Secret Service and Immigration and Customs Enforcement, says a report on townhall.com. These departments were recently audited, and weaknesses were revealed.
Recently, hackers got into the White House, State Department and the Office of Personnel Management, among other entities. And this has caused the public to wonder about just how strong cybersecurity is for the U.S. government. So thus, the audit was carried out.
The
If you have made the decision to use a password manager for your personal cybersecurity, which I highly recommend, you will quickly find that you online world is safer, easier and more secure than ever before.
According to a recently concluded survey conducted by uSamp and sponsored by Siber Systems, creators of the RoboForm Password Manager, 63% of respondents reported forgetting a password, or had a password become compromised, in their professional life. But it doesn’t need to be this difficu
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21 October 2015
The Dodd-Frank regulations are so lethal to community banks that some say the intent was to force them to sell out to the megabanks. Community banks are rapidly disappearing — except in North Dakota, where they are thriving.
At over 2,300 pages, the Dodd Frank Act is the longest and most complicated bill ever passe
One difference between a credit card and a debit card is that if there’s an unauthorized charge on your credit card, you just get a little sting. It’s a hassle to straighten out. But no money is taken from you.
But if someone gets ahold of your debit card information, the second they use it, depending on the nature of the transaction, your bank account will be drained. And in some cases, you can kiss that money goodbye; you got scorched. More than ever, crooks are using others’ debit card data an
There are many prominent cybersecurity companies, including FireEye and Symantec. These companies “focus on blocking or detecting intrusions as they occur or responding to attacks after the fact,” according to The New York Times. Sometimes, this approach yields fruit, but inherently, it cannot “gain the upper hand” over threats; no matter how quickly security responds to an intrusion, that intrusion is already underway.
This is why cyber intelligence agency ISight zeroes in on hackers’ objectives
You’ve seen TV commercials and print ads about identity theft, and the “victim” is always an adult. That’s not realistic. The actor-portrayal should be that of a child. Yes, a kid.
Children are 51 times more likely than adults to have their identity stolen, says research from Carnegie Mellon University’s CyLab.
Crooks want kids’ Social Security numbers. And crooks like the fact that kids are debt-free. Wow, with no debt to the child’s name, the thief could easily open up a line of credit in that v
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16 October 2015
Why is the economy still in the doldrums after 6 years of zero rates and three rounds of Quantitative Easing?
It’s because consumers aren’t consuming and there’s too much debt. You see, despite the Fed’s wacko theories about pumping liquidity into the financial system to make investors feel wealthier, people actually have to buy things to generate growth. And the truth is, consumers h
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