Enrique Suarez

Source:

 Andre Damon

Five major international banks are expected to plead guilty as soon as next week to criminal charges in the US related to their deliberate manipulation of global foreign exchange markets, which allowed them to rake in billions of dollars at the expense of retirees, university endowments and municipalities.

Citigroup, JPMorgan Chase, Royal Bank of Scotland Group, Barclays and UBS are expected to plead guilty to felony fraud and antitrus

LogicManager has long believed that an Enterprise Risk Management methodology, also known as a risk-based approach, is the best way of accomplishing any type of organizational governance. With risk as the common factor, governance activities become standardized and comparable, enabling better decision making.

As it turns out, the International Organization for Standardization, or ISO, agrees.

ISO 19600:2014 is a guideline for compliance management software systems, designed to establish an effecti

The next time you’re in a public place and glued to your smartphone or tablet — whether it’s at the gym, a coffee house, the airport, or just a park bench— know that someone might be peering over your shoulder to see what you’re doing. The snooper could just be curious, or they could be trying to capture your login information so they can use it to access your accounts impersonating you later on.

This behavior is called “shoulder surfing”, but it doesn’t always mean that someone is literally look

Disclaimer: Much of this article is based on the PowerPoint presentation Lean Thinking 101 developed by Operational Excellence Consulting.

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Lean Management is a management philosophy based on the Toyota Production System (TPS). This management philosophy was coined "Lean" only in the 1990s. The objective of Lean Thinking is to eliminate everything that does not add value (i.e. "waste") from the customer's perspective.

The general approach to Lean is learn-by-doing and to foster a culture of

Enrique Suarez Presenting:

It’s the Interest, Stupid! Why Bankers Rule the World

Source:

Ellen Brown

Global Research, November 08, 2012

Web of Debt

In the 2012 edition of Occupy Money released last week, Professor Margrit Kennedy writes that a stunning 35% to 40% of everything we buy goes to interest. This interest goes to bankers, financiers, and bondholders, who take a 35% to 40% cut of our GDP. That helps explain how wealth is systematically transferred from Main Street to Wall Street. The rich get

Did you know that, once again, Facebook has changed its privacy policies? At the top of the FB page is a lock icon. Click it for more privacy settings.

What do visitors see? To view how visitors see your Facebook page, go to “Timeline and Tagging,” then hit “Review what other people see on your timeline/View As.”

Posts by friends. Click “Timeline and Tagging” to prevent a visitor’s unwanted post from showing. Then click “Enabled,” as this will allow you to “review posts friends tag you in before t

Hackers love LinkedIn because it links them in—straight through the portal of the targeted company. Geez, how much easier could this be, what with all the publically-exposed e-mail addresses of key players (and also worker bees) in big companies that someone wants to hack.

An article on blog.sungardas.com was written by a white-hatter (his job is to try to hack his clients’ systems so that they know how to make them more impenetrable to the bad guys). The author says he’d make a beeline to Linked

Chief Compliance Officers & Heads of NERC/FERC Compliance from Utilities professionals will join together to share fine-tuning concepts and complexities to build understanding for upcoming audits

Washington, DC– May 12, 2015 – marcus evans, the world’s largest event management group, will host the Risk Based Compliance and Reliability Assurance for Utilities Conference on August 25-27, 2015 in Washington, DC. This premiere meeting will provide Industry leaders with insight into the recent launch

Disgruntled employees act out in lots of ways. A guy I knew who hated his boss “played” on his work computer all day. The computer was strictly for constructing company graphics. But he installed all kinds of games and wasted lots of time. His boss never knew he blew off half the day.

Company computers are obviously company owned, making it legally possible for your boss to spy on you. Employers can also figure out whom you’re speaking to on your company owned or sanctioned phone and for how long

Enrique Suarez Presenting:

Pratap Chatterjee

Global Research, May 12, 2015

CorpWatch 27 April 2015 

Deutsche Bank has agreed to pay out a record $2.5 billion fine to settle U.K. and U.S. government investigations into allegations of fixing global interest rates, just months after six other banks paid out $4.3 billion on similar charges. Activists say that the banks should have faced criminal charges.

“The question remains: does the punishment fit the crime?” writes Angela McClellan of Transparency In

Liquidity and Treasury Professionals from the Banking Industry will come together to share practical solutions for optimizing liquidity management and improve business as usual

New York, NY–May 2015– GFMI, a leader in knowledge sharing for capital markets, will host the 2^nd Annual Liquidity and Funding Risk Management Conference on October 5-7^th, 2015 in New York, NY. Building on the success of the previous edition, this year’s meeting will demonstrate how by optimizing liquidity management bank

Fraud Prevention & Financial professionals will join together to share cutting edge strategies and techniques to manage the growing area of fraud risk

New York, NY– April 29, 2015 – marcus evans, the world’s largest event management group, will host the Fraud Prevention for Financial Institutions Conference on August 12-13, 2015 in New York, NY. This premiere forum will provide a dynamic environment for senior practitioners to: leverage intelligence and analytics to better understand behavioral

The Group Treasurers Exchange has conducted research with more than 80 Heads of Treasury. They have summarised the focus areas, challenges and what solutions Group Treasurers  are looking for under 12 topic sub-headers, all of which will be addressed at the Exchange in September. Read on to discover where group treasurers are focusing their attention and their resources in 2015 to 2016 to help you work out where your services or solutions can help.

Financial Risk Management

Management of FX exposu

Presented by Enrique Suarez

Source: Eric Zuesse

Although there’s an unlimited number of ways to structure a deal, there are a limited number of acceptable ways to valuate a company. Wall Street valuates publicly traded companies’ common stock primarily based on “Price Earnings” or PE ratios. Then the company value is arrived at by multiplying the number of total outstanding shares by the price per share, less total liabilities (debt). It would seem impossible to use this method to valuate a privately held start-up or early stage company, sinc

The Risk and Insurance Management Society (RIMS) has released two executive reports, “Why a Mature ERM Effort is Worth the Investment” and “Testing Value Creation through ERM Maturity.” Together, these reports look at recent findings that detail the benefits of investing in enterprise risk management.

Despite evidence that mature ERM programs add significant value, manyorganizations remain hesitant when it comes to adopting a software and streamlining their ERM processes.

Below, we have outlined t

Enrique Suarez Presenting:

How Will You Measure Your Life?

By:

Clayton M. Christensen

Before I published The Innovator’s Dilemma, I got a call from Andrew Grove, then the chairman of Intel. He had read one of my early papers about disruptive technology, and he asked if I could talk to his direct reports and explain my research and what it implied for Intel. Excited, I flew to Silicon Valley and showed up at the appointed time, only to have Grove say, “Look, stuff has happened. We have only 10 minut

It’s hard to believe that, according to a recent poll from the Pew Research Center, most Americans aren’t too upset that the government can track their e-mails and phone calls. There’s too much of a blasé attitude, it seems, with people thinking, “I don’t care if I’m monitored; I have nothing to hide.”

This blows it for those of us who actually DO mind that the government is snooping around in our communications, even if we’re as innocent as a butterfly.

Privacy experts believe that governmental m

Enrique Suarez Presenting:

Don’t assume you’ll never be targeted by phone scammers just because you don’t have a cell phone; they continue to feast on landline users, especially those over 50.

“This is the IRS…”

• Drill this into your head: The IRS never calls to collect back taxes. NEVER.
• A common ploy is to threaten that the listener will go to prison if they don’t pay up immediately.
• If you really do owe taxes, the IRS will contact you alright—but via snail mail, not a phone call, text or e-mail.
• Scam calls may also sound pro