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The contemporary lending platforms have started exploiting Artificial Intelligence and Machine Learning technologies to produce valuable insights from additional data sources. Analyzing digital footprint, for example, has helped bring in a comprehensive borrowers' evaluation. The removal of manual touchpoints also accelerated the time needed to make credit decisions.

Through supporting small businesses with finance, these platforms help create jobs and help the country's overall financial growth

In the age of rapid technological progress, where Digital Transformation  has become pervasive, business applications are getting increasingly complex and interconnected.  The advancement in technology has also helped attackers get more aggressive and inflict more damage to IT systems and applications.  Application security tools and techniques are evolving too, yet most organizations still fall prey to vulnerabilities.  Cybersecurity has become a bigger threat than ever before.

The current appli

Learn about the importance of risk assessments and how the process of linking your legal requirements can bring a whole host of benefits.

What is a risk assessment?

A risk assessment is a process in which an employer, or someone competent appointed by an employer, will identify any hazards and evaluate the associated risks within a workplace. This type of risk assessment can be referred to as a HIRA (Hazard Identification and Risk Assessment). 

In many countries around the world, such as in South A

Natural Language Processing (NLP) is an artificial intelligence field that enables machines to interpret, understand and infer meaning from human languages. It is a discipline that focuses on the interaction of data science and human language and scales across many industries. Today, NLP is booming due to the enormous changes in data access and the rise in computational power, which helps practitioners to produce meaningful results in fields such as education, media, banking, and human resources

How prepared are you for a disaster? Most of us are not prepared, at all, yet two-thirds of us live in an area where we are at a moderate to very high risk of experiencing a natural disaster. Here are a few things you should do, today, to start preparing for a “just in case” situation:

Be Aware

Think about your home and where you live. What disasters are likely to occur? Fire, of course, could happen to any of us, and statistics show that there is a 25% chance that you will experience a major fire

Coated papers provide crisp, sharp results in sharp contrast with a smooth, slick look between the printed image and white space. A coated surface gives excellent image canvas with fine detail, providing better contrast between the printed image and the white space (known as ink snap). These are often used in high-end product catalogs and magazines that need "glossy" or "shiny" optics.

Coated vs. Uncoated Paper

The main difference between coated and uncoated paper is how the paper is made. Coated

The action camera industry has been witnessing remarkable attention from the user-base of social networking sites like Twitter, Facebook, and Instagram. This attention has risen with the trend of sharing photos and videos with friends and followers and the pool of vendors in the market. With the advent of camera device manufacturers in the action camera arena, consumers have been provided with a wide range of options that suit their needs. The extreme competition has also taken down the prices t

In the third episode in the ‘Cyber Risk Fundamentals’ series, Nick Frost is joined by Todd Wade and Andrew Wilson to explore what is now the biggest challenge for CISOs - changing senior managements perception of cybersecurity.

Together they discuss:

- Why the CISO must now take an influencer role

- How to position and communicate cybersecurity to senior management

- Why aligning cybersecurity goals to business goals could be key to changing senior managements view on security

- Why the CISO needs to

OPEN BANKING IMPLEMENTATION BLUEPRINT FOR CUSTOMER VALUE

KPMG have developed a short 4 page report that provides a roadmap of how banks can develop and implement value adding open banking propositions to customers
DOWNLOAD HERE

THIS REPORT SUMMARISES:

Open banking roll out in key regions through duel drivers of customer expectation and regulation

Which use cases add customer and business value including comparison services, KYC, auto-saving and credit scoring

The potential business models that

As insurance carriers look to technology to meet customer demands at scale, how carriers react to competition and rising customer expectations today will define their success tomorrow. From providing bespoke products, instant customer service and real-time risk monitoring, the likes of AI, machine learning and other innovative technologies are proving the only means through which insurance carriers can meet the high demands of consumers today.

Likewise, managing the backend requirements of the te

By Sophie Bottazzi, Senior Research Executive, CeFPro

The payment industry in Europe continues to evolve with the huge influx of new payments providers in the market, increased regulatory demand and evolving customer expectations of products and services. With the implementation of PSD2/Open Banking becoming more embedded, the payments landscape continues to evolve as APIs open up customer data for more institutions to leverage. With such increased demand and competition comes heightened regulato

Most of us have no idea when a disaster is about to strike, and even if we do have a little warning, it’s very possible that things can go very wrong.

This is where you can put a business continuity plan to good use. What does this do? It gives your business the best odds of success during any disaster.

What Exactly is Business Continuity?

Business continuity, or BC, generally refers to the act of maintaining the function of a business as quickly as possible after a disaster. This might be a fire,

The IMO 2020 compliant marine oil market is further segmented on the basis of type, application, and region. Detailed description about the MARPOL regulation and alternatives to comply with the rule are also analyzed in the study. The ultra-low sulfur fuel oil segment dominated the global IMO 2020 compliant marine oil market in 2018 and is anticipated to maintain its dominance throughout the forecast period (2019-2029).

Browse the Complete Report: "IMO 2020 Compliant Marine Oil Market Report" 

Whi

For conformal coating, there are many different facets, from equipment and applications to various coating forms. Conformal coating is a non-conductive dielectric protective layer that is added to the assembly of the printed circuit board to protect the electronic assembly from toxicity, salt spray, moisture, fungus, dust, and corrosion caused by harsh or extreme environments. Conformal coatings are generally used in products that are manufactured for use in outdoor environments where heat and m

Since scientists developed a new "smart needle" for smart biopsy which uses a mini laser to classify diseased tissue within seconds, cancer detection could become much faster and easier in the future. Researchers have shown the laboratory works of the technique and have just launched a big three-year clinical trial to test it in living people.

Researchers have so far concentrated on lymphoma but are optimistic that the procedure may also be used to treat other aspects of the disease further down

A caffeinated beverage is a drink containing caffeine, a stimulant that is legal and common in most developed countries. Coffee and tea, that in one form or another (usually served hot but sometimes iced) appear in most world cultures, are the most popular naturally caffeinated beverages. As a part of their production process, many beverages are heavily caffeinated. These include some soft drinks (mainly cola drinks), as well as energy drinks intended as a stimulant, and perpetuating activity at