With the auto insurance industry currently experiencing its most seismic shift since it began more than 100 years ago, we had the opportunity to speak with Aparajithan Rajendran, Solutions Architect for Next Generation Telematics at Honda to gain insights on the best methods for operationalizing data to increase tactical level solutions, establishing a UBI program, the future of car insurance, and much more.

Advice for Automotive Professionals: Estabilishing a UBI Program

"Well, there are two side

Nothing can beat Excel as a multi-purpose user interface medium. It is then only natural to want to analyze the performance of your stock portfolio in Excel, as that would enable you to devise and apply your own custom metrics.

But in order to monitor your portfolio metrics in real time, you would need to get the required market data in real time as well. You may think that getting true real time prices is only available to expensive broker applications. This is generally not true! Several exchan

There are data miners and then there is data mindset. The former are the people and/or their tools that do the digging through the numbers. The latter is about a whole lot more. 

Last week I blogged about how to help people believe the numbers. This week I am going a big step further talking about four different types of data mindsets and the implications for decision making in an organisation (see figure).   

                                                                                 Data Mi

Where should you live in the world? What Game of Thrones family are you in? What is the food that best describes your personality? All of these answers are given and found by doing quizzes on Facebook. You have surely seen them if you use Facebook, and have may have taken these quizzes, but you definitely might want to consider stopping. If you have ever used one of these quizzes, you have probably given these third-party apps permission to access some of your personal data. Not only does this a

Of course, the Stock market’s high and down can be a frustrating moment for new investors but it does not mean that we should take it as a gambling. If we invest without proper knowledge and advice in Equity mutual funds or the stock market, it may sometimes convert into gambling where we will be in a fix what to do and what not to do. Logically, one must take advice from the expert fund Manager to tackle your funds in the stock market. They collect money from the investors and invest in stocks.

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Vendor risk assessment questionnaires are vital to the success of your Third-Party Risk Management program. They also can be tedious, time-consuming, and painful – for both your team and your vendors. It doesn’t have to be that way. The right mix of best practices and technology can reduce more risk while ultimately making life easier for you and your vendors.

Join ProcessUnity for a 45-minute webcast at 2:00 PM EDT on Thursday, October 18, 2018 (http://bit.ly/2Nyzs5X) , an

Decisions are all about emotion, however, numbers are so very important. At the end of the day if the bank balance is zero, no amount of emotion is going to change that. 
When it comes to numbers and decision making there are essentially three positions people take. 

Hosted by Silicon Valley Business Institute, co-hosted with DeepBrain Chain; Global Disruptive Innovation Summit (www.gdi-summit.com): Blockchain | Investment • AI • Developers glorious concluded in Silicon Valley, USA on October 1^st. 

This summit grasped the most cutting-edge trend of blockchain, deeply explored the blockchain investment, blockchain + AI, and the blockchain developer technologies. On the day of the event, it aggregated more than 3,000 investors, entrepreneurs, developers, and re

Biggest Market Players : Demonetization and GST:

The past 2 years of 2016 and 2017 have been nothing short of path-defining years for major changes introduced in the management of finances and taxes in India. The first significant and somewhat controversial of these changes was the note-ban put into action on the 9th of November 2018. Another one of the big changes to the system was the introduction of the Goods and Services Tax (GST) Act on July 1, 2017.

It's been more than a year since these cha

When is the last time you checked your credit report? If it has been more than a year, you can get a free one. The issue is, however, is how to really understand it. Here’s some information about obtaining and reading your credit report.

Obtaining Your Free Credit Report

Based on US law, everyone is entitled to look at their credit report from all three major credit reporting agencies. If you want to look at more than that, you can pay a fee. This law dates back to 2003, and all three major bureau

We’d like to congratulate the 25% of US-based companies that achieved GDPR compliance by the May 25^th deadline, and to share a little guidance on how to stay compliant over time.

As we all know, the GDPR is a huge deal. In addition to the scope of this new regulation, there’s also the consequences of non-compliance, i.e. up to €20 million or 4% of annual global revenue, whichever is higher.

Aside from incurring steep fines and lofty litigation, the risk of non-compliance also includes losing your

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Third-party relationships are an essential part of most successful businesses. Managing them can be tricky, and missteps costly. Yet, an alarming amount of organizations don't have a dedicated program to manage that risk.

Join this webinar ==> http://bit.ly/2P5J7Cr

to learn best practices and benchmarks on how to effectively build a program that screens and monitors your third parties and reduces your risk of regulatory action. Industry expert Michael Volkov, former fed

If you are thinking of jumping onto the Bitcoin bandwagon, or any type of cryptocurrency, you have to make sure that you are watching out for scams. There are a ton of them out there, including the following:

Fake Bitcoin Exchanges

You have to use a Bitcoin exchange if you want to buy or sell Bitcoins, but not all of them are legitimate. Instead, many of them are created for the sole purpose of taking people’s money. Only use well-known exchanges.

Ponzi Schemes

Bitcoins are not exempt from Ponzi sch

One of the most soul-destroying events that can happen to a company is for a bean counter to be appointed as CEO with a vision that involves cost cutting and not much else. While I am one of the first to hold true to “In God we trust, all others bring data”, I have seen too many companies damaged from a CEO overly focused on cost cutting. A CEO that is dumped within a few years. 

Don’t get me wrong. A focus on costs is important and sometimes dramatic cost cutting is essential, however, as with a

Nike Believed in Something and Sacrificed Nothing

Unless you are just returning to civilization, you must have heard about an American controversy involving Colin Kaepernick and Nike’s “Believe in something even if it Means Sacrificing everything” advertisement. This comes as apart of the “Just do it” campaign which is under trademark registration rules. Well, say what you will about the ad and how it has been popularized, it seems that Nike has benefitted massively from the advertisement as the

Javelin Strategy & Research recently released its Identity Fraud Study, and it revealed that the number of identity theft victims rose by 8% in 2017 when compared to 2016. That’s almost 17 million people, which is a record high. Despite more information and industry efforts to make people aware of these practices, $16.8 billion was stolen due to ID theft in 2016.

The study also showed a shift in how ID theft fraud was being done. Credit card accounts were the most common targets for new account f

There is a new Social Security scam in the news, and you should definitely know about it. The Acting Inspector General of Social Security, released a statement that warns people of this new scheme. Basically, scammers are impersonating Social Security Administration employees.

The scam started out fairly small and localized, but now, people from across the country are reporting that they are getting calls from people stating that they are from the Social Security Administration. The caller attemp

A strategy is of itself a hypothesis. Something that is proved true or false over time.  For more on this, read one of my most popular blogs here: A strategy is but a hypothesis.

In proving your hypothesis, you eventually find out if you are spending on a failed strategy or if you are investing in a successful one.

The key to shifting from spending to investing is to set up your strategy, from the start, so you can measure your spend and your return on your investment each step of the way. This al

Relation between Social Media and a Hashtag

The word or phrase Hashtag is preceded by a hash sign (#) highly used on social media websites and applications to identify messages on a specific topic. Mainly it is used for social media Marketing purpose. The initiator has introduced hashtag with the intention to maximize the reach of the topic to the people and it is also a common platform for a topic. It has a capacity to grasp the attention of a large number of audience as a result of which it lea