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"There is no Such Thing as a Bank Loan"

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Richard Werner: Banking & The Economy

 

Banks have a pivotal function in the economy, they are the main creators of the money supply. In granting or issuing so called 'loans' to their customers they create the money that is essential to make the modern economy work. In fact says Prof Werner: 'there is no such thing as a bank loan' he says what happens is credit creation, when banks make the money (credit ) needed out of nothing.

He explains how the system works, whereby, from a miniscule deposit of

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Negative Interest Rates: The Real Reason

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Negative Interest Rates Aimed at Driving Small Banks Out of Business and Eliminating Cash: Economics Professor

 

Source:

Washington's Blog

February 9, 2016

More than one-fifth of the world’s total GDP is in countries which have imposed negative interest rates, including Japan, the EU, Denmark, Switzerland and Sweden.

Negative interest rates are spreading worldwide.

And yet negative interest rates – supposed to help economies recover – haven’t prevented Japan and Europe’s economies from absolutely tanki

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Noam Chomsky - On Being Truly Educated

The Purpose of Education

Noam Chomsky is an eminent American theoretical linguist, cognitive scientist and philosopher, who radically changed the arena of linguistics by assuming language as a uniquely human, biologically based cognitive capacity. He suggested that innate traits in the human brain give birth to both language and grammar. The most important figure in “cognitive revolution” and “analytic philosophy”, Chomsky’s wide-ranging influence also extend

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Enrique Suarez Presenting:

 

12 Lessons

 

Things A Little Bird Told Me: Confessions of the Creative Mind by Biz Stone

 

Biz Stone was a co-founder of Twitter, one of the most successful social networking platforms of all time. His ability to think creatively helped make Twitter an enduring brand on a global scale.

 

1) Don’t underestimate the importance of creativity

Plain hard work is good and important, but it is ideas that drive us, as individuals, companies, nations, and a global community. Creativit

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Greta Roberts, CEO, Talent Analytics, Corp.
Chair, Predictive Analytics World for Workforce

8028242858?profile=originalWhat is an employer’s most business-critical corporate process? At or near the top of this list has to be hiring employees that deliver more value to their role and company than they cost to their employer. Employees bring in revenue, rescue a customer, make your products, deliver goods, and sustain your profitability going forward. Identifying the right people, and avoiding the wrong ones, is an imperativ

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Black Friday: Collapse of Financial Markets, Poverty and Unemployment

 

Source:

Stephen Lendman

Global Research, January 17, 2016

Black Friday may be signaling big trouble ahead. What can’t go on forever won’t and never will. Eventually day of reckoning time arrives. Whether now is the moment of truth remains to be seen.

Paul Craig Roberts calls the US economy “a house of cards.” Phony government data created “the illusion of recovery.”

Monied interests never had it better for years, profiting hugely f

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Accelerate Your Startup: It’s Time to Floor It

 

Source:

David Skok

In the two previous articles I presented, David Skok discussed the first two of three key phases in a startup life cycle: finding a product/market fit, then determining a repeatable and scalable sales model.

Once you’ve determined that the sales funnel process you’ve designed is working in a repeatable and scalable way, with a viable business model — i.e. for SaaS businesses, the cost to acquire a customer (CAC) is less than a third

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The Future of Alternative Investments

Enrique Suarez Presenting:

Alternative Investments 2020

The Future of Alternative Investments

Source:

World Economic Forum

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Executive Summary

This report examines the forces driving today’s alternative investment industry and considers where these may take the industry in the coming years, focusing on the core asset classes of private equity buyouts, hedge funds and venture capital. Alternative investment has matured over the last 30 years and is gradually becoming  part of the mainstream financial ind

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Enrique Suarez Presenting:

 

Eight Factors for the Transformation and the Consequences of Omitting Any of Them:

 

Aim: No aim, no sense of direction


Philosophy: no philosophy, no followers


Vision: no vision, confusion


Strategy: no strategy, false starts


Skills: no skills, anxiety


Resources: no resources, frustration


Rewards: no rewards, bitterness


Organization: no organization, no coordination

 

Enrique Suarez can work with your organization to assess your current and desired competencies mentioned above to

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Social Credit and Usury

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Social Credit and Usury

 

Originally Posted on November 07, 2014 by:

M. Oliver Heydorn

www.socred.org

     

One of the most common misunderstandings where Social Credit is concerned is the notion that the Social Credit diagnosis can be adequately summarized along the following lines: "The problem with the existing financial system is that the banks create money out of nothing in the form of bank credit and then proceed to charge interest on the money that they loan out. Unfortunately, they do not crea

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The Pathology of the Rich - Chris Hedges on Reality Asserts Itself 

 

Source:

Chris Hedges

Published on Dec 5, 2013

On RAI with Paul Jay, Chris Hedges discusses the psychology of the super rich; their sense of entitlement, the dehumanization of workers, and mistaken belief that their wealth will insulate them from the coming storms.

You can watch the video at: https://www.youtube.com/watch?v=L6unS2JF8TA

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CNN’s latest news headlines reads, “28 years for salmonella: Peanut exec gets groundbreaking sentence.” This story relates to the Peanut Butter Corporation of America’s (PBC’s) bankruptcy, and the largest food recall in the United States due to salmonella. Known as one of the deadliest salmonella outbreaks, the PCA’s case is linked to nine deaths on top of 714 affected and sickened. 

Stewart Parnell, PCA’s owner, received a 28 year prison sentence, while his brother and food broker for PCA, Micha

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8028236277?profile=original

Enrique Suarez Presenting:

Robots Will Cut 25% of US Jobs in 4 years, Transform Workforce

Source:

RT

27 August 2015

The encroachment of self-help kiosks and grocery store scanners has led doomsayers to suggest automation threatens the workforce of the future. A new report argues it will create new business sectors and new jobs as well.

By studying large companies in various industries, from Delta Airlines Inc. to Whole Foods Market Inc., as well as many startups, analysts have forecast that automation

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How the West Colonized China

Enrique Suarez Presenting:

How the West Colonized China

Source:

James Corbett and Prof Michel Chossudovsky

Global Research, August 26, 2015

The “Chinese dragon” of the last two decades may be faltering but it is still hailed by many as an economic miracle.

Far from a great advance for Chinese workers, however, it is the direct result of a consolidation of power in the hands of a small clique of powerful families, families that have actively collaborated with Western financial oligarchs.

This is the GRT

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What is risk-based management (RBM) to you? Do you have a good understanding of this concept, and how it is applied? Do you think what you have right now is the best? Do you think that RBM is the best and only approach? Do you think it is one of the best? How do you apply it in project management?

RBM is serious approach and a philosophy that considers risks while managing any project endeavor throughout its lifecycle. Management by objectives is still present, but with more focus on risk managem
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Overthrow the Speculators

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Enrique Suarez Presenting:

Overthrow the Speculators

  Source:

Chris Hedges

"Speculation in the 17th century was a crime. Speculators were hanged."

(Originally published in Common Dreams, December 30, 2013)

Money, as Karl Marx lamented, plays the largest part in determining the course of history. Once speculators are able to concentrate wealth into their hands they have, throughout history, emasculated government, turned the press into lap dogs and courtiers, corrupted the courts and hollowed out publ

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