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(Contributed by Ajay Kumar Jhingan, Trainer – Banking & Finance)

Ajay Kumar Jhingan, our member and International Speaker/Trainer in Corporate and Retail Banking, is preparing his new course in Global Risk Academy - the Course on Drafting of Loan Documentation (Basics).  The idea came after many questions and requests from his students both in live trainings that he facilitates and in online course The Fundamentals of Credit analytics that he recently delivered for Global Risk Academy.  

In thi

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If God Does not Enforce "Intellectual Property" then Why Should We?

 

By:

Enrique Suarez

http://www.wix.com/suarezenrique/delta

What is Intellectual Property?

Intellectual property (IP) refers to creations of the mind, such as inventions; literary and artistic works; designs; and symbols, names and images used in commerce.

IP is protected in law by, for example, patents, copyright and trademarks, which enable people to earn recognition or financial benefit from what they invent or create. By striking t

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How to pwn Anyone

Define Pwn: Pwn is a slang term derived from the verb own, as meaning to appropriate or to conquer to gain ownership. The term implies domination or humiliation of a rival. And when it’s done by hacking email, the person is effectively pwned. No matter how “private” you are on the Internet, no matter how infrequently you post on your Facebook page—even if you don’t have a Facebook account—your life can be hacked into as long as you own just one password—and the ability to be tricked.

Such was the

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 http://tinyurl.com/ooruuwz

Learn the fundamental  skills on how to become a successful  Risk Management professional.

 

What Will You Learn in This Course

  • How risk management can assist organizations to achieve their objectives and optimize decision making
  • The types of internal and external risk exposure typically faced by an organization and the concepts of positive and negative risk
  • How to assess risk effectively and to select appropriate actions and controls
  • What does “Risk Universe” stand
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Britain’s Draft “Investigatory Powers Bill”. Encrypted Date, Privacy and Civil Liberties Foregone

If the government has anything to do with it, privacy just got a whole lot worse. What the draft Investigatory Powers Bill holds for everyone is exactly what all the criticism was about in the first place – except it attempts to make it lawful.

The Bill proposes that instead of deceiving every citizen in the UK it wi

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Phishing works and here's why

A phishing e-mail is sent by a cyberthief to trick its recipient into revealing sensitive information so that the crook could steal money from the recipient or gain access to a business’s classified information. One way to lure an employee is for the crook to make the e-mail appear like it was sent by the company’s CEO. Often, phishing e-mails have urgent subject lines like “Your Chase Bank Balance Is Negative.”

In its 2015 Data Breach Report, Verizon reported that 23 percent of employees open th

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Is that Viral Story real?

The Internet has almost as many videos as there are stars in the heavens. And you know that some have to be hoaxes. Sometimes it’s obvious, while other times it’s easy to be fooled. For example, the hoax of the “angel” intercepting a truck just about to run over a bicyclist is obviously fake. Isn’t it?

But what about the video of the man cut in half by a bus while riding a bicycle, lying on the ground, staring at his intestines, talking for a full five minutes, while his pelvis and legs lie catty

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Nineways to shop safely on Cyber Monday

With Cyber Monday, you don’t have to camp outside in the cold overnight so you can be the first person busting through the doors like on Black Friday. But you still may get trampled to a pulpby cyber scammers waiting for their prey.

How can you avoid these predators?

  • You know that old mantra: If it’s too good to be true, it probably is. Be highly suspicious of outrageously great deals, and also assume that e-mails that link to unbelievable savings are scams. You may think it won’t hurt to just “ch
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This application for your mobile device will change things in a huge way:

  • Locks down smartphones with a finger-based biometric password
  • Multi-factor authentication all-in-one
  • It’s called BioTect-ID

And why should you consider the world’s first biometric password for your mobile device? Because most smartphone security devices have been cracked by cyber thieves.

Layers of protecting your online accounts have historically involved the password, a PIN, security questions or combinations of these which i

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Iceland: They Jailed The Crooked Bankers, Now Every Icelander Will Receive A Payout from the Bank Sale

Source:

First, Iceland jailed its crooked bankers for their direct involvement in the financial crisis of 2008. Now, every Icelander will receive a payout for the sale of one of its three largest banks, Íslandsbanki.

If Finance Minister Bjarni Benediktsson has his way — and he likely will — Icelanders will be paid kr 30,000 after the government takes over owner

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War on Cash: How and Why the Financial Elites Want to End Physical Cash

As we’ve noted previously, the War on Cash is accelerating.

In recent months:

1)  The SEC and other regulators have implemented legislation allowing Money Market Funds to lock in your cash for up to 10 days during the next financial crisis (meaning you cannot get your money out).

2)  The FDIC has implemented legislation permitting it to seize “systemically important” banks and convert their deposit

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Five Myths Regarding the Paris Terror Attacks

 

Source: 

Washington's Blog

Global Research, November 21, 2015

As usual, the politicos and talking heads are all talking their own book, using the Paris terror attacks to push their own agendas.

As shown below, they’re spouting nonsense.

Mass Surveillance Won’t Help

The NSA and other spy agencies are pretending that the Paris attacks show that we need more mass surveillance.

But the New York Times correctly points out in a scathing editorial that mass survei

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Hang Onto Your Wallets: Negative Interest Rates, the War on Cash, and the $10 Trillion Bail-in

Source:

Ellen Brown

The Web of Debt Blog

20 November 2015

In uncertain times, “cash is king,” but central bankers are systematically moving to eliminate that option. Is it really about stimulating the economy? Or is there some deeper, darker threat afoot?

Remember those old ads showing a senior couple lounging on a warm beach, captioned “Let your money work for you”? Or the scene in Mary Poppins where young

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What are Bug Bounties?

A bug bounty refers to the reward a bad-guy hacker gets upon discovering a vulnerability, weakness or flaw in a company’s system.

This is akin to giving a reward to a burglar for pointing out weaknesses in your home’s security.

But whom better to ask than a burglar, right? Same with a company’s computer systems: The best expert may be the black hat or better, white hat hacker.

An article at bits.blogs.nytimes.com says that Facebook, Google, Microsoft, Dropbox, PayPal and Yahoo are on the roster of

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There should be more TV commercials for preventing identity theft—it’s nearly epidemic. But also epidemic is the lack of identity security that people have when traveling. Here are some ways to avoid having your identity stolen while traveling:

  • Prior to leaving for your trip, clean out your purse and wallet. Figure out what you really need for the trip, then bring only those items.
  • Contact the post office to put your mail on vacation hold.
  • Get a home-screen-locking password for your smartphone.
  • Equi
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A Timeless Message of Peace

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Enrique Suarez Presenting:

Prem Rawat

A Timeless Message of Peace

 

"In my opinion, the ideal should be to have peace on this earth, where people feel and celebrate having peace. We talk about prosperity. In my formula, prosperity without peace is chaos."

"It is individual human beings who need peace, it is individual human beings in whom the desire resides, and it is on the individual human being's stage that peace needs to dance."

Prem Rawat was invited by Gianni Pittella, First Vice President o

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Secret, Encrypted Technology, A Boon for Privacy: “Going Dark” and Fearing Encryption

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Why you want a Copy of your Medical Records

After receiving medical treatment, many people never look over the paperwork (save for bill total) and just shove it into some folder in a file cabinet. But medical identity theft is very much out there; know the signs:

  • You’re denied coverage because you allegedly have a condition you were never diagnosed with.
  • A collection agency is hounding you about unpaid medical bills you never had.
  • Your credit report shows medical collection notices.
  • The bill is for treatment you didn’t receive.
  • Your health car
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Uncertainty is a strategic leader’s best friend. How can it be otherwise? If there was enough certainty “everyone would be doing it!”


So what path does the strategic leader follow when the going gets tough? Run a workshop to find the next disrupter for your industry, review your digital strategy, hire younger talent who know how to work with social media or bring in a mindfulness guru? The funny thing is, any one of these ideas and a hundred others may well be the right thing to do. The question

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Gerry Grimstone, keynote speaker at the IIA’s recent conference in London, has a message for senior executives.

“You can’t easily blame a board member for not knowing something,” Grimstone said. “But you can blame a board member for creating a culture where he doesn’t know something.”

Grimstone spoke at length about the latest example of poor board oversight, Volkswagen’s recent side-steps in ERM and increasingly costly emissions scandal. “Do you really think there weren’t people who didn’t know t

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