business (149)

Commonwealth Capital is proud to announce a New Venture Capital Fund specifically designed for Start-Up and Early Stage Companies.

We have access to many sources of capital for varying stages of a company’s existence. More importantly, we are looking to invest in start-up and early stage companies through our inaugural venture-capital fund, Commonwealth Capital Income Fund I.

Unlike most venture-capital firms, we’ve taken the mystery out of the application and funding process. We’re upfront about

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Define Your Digital Strategy—Now

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Enrique Suarez Presenting:

Define Your Digital Strategy—Now

Source:

Ross, Jeanne W.
Sebastian, Ina
Fonstad

Center for Information Systems Research (CISR)

M.I.T

2015-06-18

Abstract: The confluence of social, mobile, analytics, cloud, Internet of Things, and other powerful, readily accessible technologies is disrupting businesses in all industries. Success requires a coherent digital strategy that is informed by the capabilities of these technologies. Leaders guide investment decisions by focusing on eithe

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Although there’s an unlimited number of ways to structure a deal, or a securities offering, the use of hybrid securities, such as; convertible notes or preferred stock, enables the entrepreneur to attract investors due to the recent ability to advertise the securities offering and compete with financial institutions for investor capital. Investors in today’s market are seeking short-term investments with relative safety and high yield.  If you provide this to the investor community, you will inc

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How Will You Measure Your Life?

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Enrique Suarez Presenting:

How Will You Measure Your Life?

 

By:

Clayton M. Christensen

Before I published The Innovator’s Dilemma, I got a call from Andrew Grove, then the chairman of Intel. He had read one of my early papers about disruptive technology, and he asked if I could talk to his direct reports and explain my research and what it implied for Intel. Excited, I flew to Silicon Valley and showed up at the appointed time, only to have Grove say, “Look, stuff has happened. We have only 10 minut

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Two Fundamental Paradigms

In spite of the enormous proliferation of competing schemes in the business strategy literature, there are two fundamental paradigms that have emerged as the most influential in the last two decades. First, Competitive Positioning, as proposed by Michael Porter from the Harvard Business School in the 1980’s, and, second, the Resource-Based View of the firm that evolved during the 1990’s.

Porter’s arguments are drawn from the work of organizational economists who place the

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How to Really Link Strategy with Execution

Most companies implicitly execute as if they were pursuing a Best Product commodity strategy. No degree of competent execution can save them from this never-ending treadmill. The core processes of the company need to be aligned to the chosen strategy in order to make progress against their strategic agenda and avoid a commodity-like outcome. The Delta Model identifies the core processes of the business and provides a guide for how they need to function d

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Introduction to Risk  provides an introduction to the key risk, business resilience, and internal audit procedures issues facing banking professionals. It provides an understanding of risk assessment including operational risk, risk identification, risk assessment, risk mitigation, risk monitoring and control.

9781909170148_cf200.jpgIt details the nature and importance of third party risk policies, understanding the concept of a model risk policy and business resilience. It also covers the importance of business contin

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Over the weekend while traveling, I was reading Malcolm Gladwell’s OutliersPlane-Transport-Industry-300x199.jpg?width=300and as coincidence would have it, I hit “Chapter Seven: The Ethnic Theory of Plane Crashes,” at a cruising altitude of 30,000 feet.

The challenge with Enterprise Risk Management is quantifying how many disasters have been prevented due to its efforts.  Because of this, there is still skepticism among senior management around exactly how ERM can help to prevent major operational, strategic, regulatory, and reputational di

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MERA: Macroeconomic and Event Risk App

 

8028227492?profile=originalMacroeconomic risks are often overlooked by SME managers when conducting risk assessments. Macro risks like wars, credit crises, market changes and technological disruptions can have catastrophic implications for SMEs.


"...small-medium sized businesses (SME), public sector entities, the communities in which they operate, and society at large are exposed to many factors that are outside the control of executives and policy makers. These exposures span a variety of influences ranging from comm

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How GRC Fails to Capture Enterprise Risk

8028226857?profile=originalGovernance functions are designed to manage risks that organizations face in operational and back office silos - financial misstatements, fraud, vendor management, disaster recovery, and other activities are all designed to address a subset of an organization’s risk profile. The concept of Enterprise Risk Management is not to create another function that exists in parallel to these areas, but rather creates a standardized methodology and language to objectively prioritize across functions and le

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SME Lending: Get Redi to Get Funded

The tough conditions in the credit markets require small businesses to communicate and demonstrate their credit worthiness to satisfy exacting credit risk standards of lenders. Credit channels are open and loans are being made but strict federal regulations and heightened risk aversion by lenders places additional burdens on borrowers to demonstrate they are a good credit risk.
 
“You have to be prepared,” said Robert Seiwert, a senior vice president with the American Bankers Association. “If you
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SMEs Dance to the Basel III Shuffle

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I often wonder, what if Basel II capital accords had been in place prior to the Great Recession? 
 
Could the devastating crisis fueled by the serial pops of credit bubbles rumbling through the dismal landscape of G20 principalities been avoided with better capital adequacy safeguards? 
 
Could the precious Post Cold War peace dividend been preserved; had the fiduciaries of global solvency not toppled the dominoes of economic prosperity and political stability through extreme selfishness and irratio
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Though 90 per cent of Dubai registered companies are small and medium enterprises (SMEs), just 4% of all business loans goes to SMEs. In developed economies lending to SMEs goes well into the double digits. 

 
Vikas Thapar, CEO, SME Business, Emirates NBD, offered this observation during a panel discussion at SME World 2014 in Dubai. Mr. Thapar went on to explain that banks are reluctant to provide loans to SMEs because of regulatory compliance restrictions and the lack of transparency in SME busi
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8028230075?profile=originalSME lending just got more expensive in Singapore. Basel III capital requirements has increased the risk weighting on SME loans. Banks are now required to set aside more capital to protect against SME loan defaults. This will drive up the cost of capital for SME’s as lenders pass on added costs to borrowers to maintain healthy margins on SME loans; Singapore’s Business Times reports.


SME’s are a critical driver of economic growth in Singapore. Bank loans to the segment grew more than 10% in 2013.

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Nigeria Business Day Reports:

March 12, 2014


Corporate business institutions have been advised to utilize the services of insurance brokers for effective risk management and business sustainability.


Ayodapo Shoderu, president, Nigerian Council of Registered Insurance Brokers (NCRIB) gave the advice when the Chairman of Geepee Group of companies, Prakash Vaswani paid a courtesy visit to the NCRIB Secretariat in Lagos.


Shoderu said the fortunes of businesses and their sustainability are determined by

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The economic climate and tightening regulations are prompting large enterprises to invest in capability management tools - a new category of software that helps senior decision-makers to understand the organisation’s readiness to implement new initiatives.

Large, complex enterprises run a huge risk every time they implement a new strategic initiative. The risk is that something important will have been overlooked in the planning stage that will cause the initiative to fail, run over time or over

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ERM Value: Building the Business Case

erm_communication.jpg?width=318The role of the enterprise risk manager has finally become clear: close the gap between strategic level risks and the operational risks faced at the activity level. Despite being a relatively new corporate discipline, expectations for ERM value are already very high. A recent poll shows us why corporations are desperate for ERM managers to be successful.

The poll, conducted by Harris Interactive of 23,000 corporate full-time employees within key industries and in key functional areas1 highlights

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Risk Leadership: My Must Dos for Business Continuity Management

Thanks to Rita for getting me moving on a Business Continuity article.  A topic I have neglected in this newsletter for quite some time.  Perhaps it is because I feel Business Continuity Management (BCM) as a discipline has developed nicely over the past couple of decades and most practitioners don’t need too many tips in this area. 

Once I got thinking about it and had a chat to another of my readers (thanks Greg) it made me realise

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Educators reacting to campus emergencies have a new ally. Crisis360, a web-based and mobile application suite for Apple, Android and Windows devices, allows universities to rapidly communicate critical information to ensure safety and maintain business continuity.
via.pngPR Newswire (http://s.tt/1A3mT)
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